Were you able to get your money back?  If so, how?  Thanks, Gin

Do you still feel this way?  They made all the same promises to me--promised that it does not hurt credit.  I certainly do not want to lose credit limits.  they say I have 3 days from the reciept of this paperwork to cancel for full refund and then in a year if I did not get a $1200 savings.  What are the key questions I should ask or get them to commit to on tape?

I received a call from "George" who assured me they could help us lower our credit card interest to 0 for the next 5 years. They  guaranty a savings of $2,500 and not harm my credit score.I was then referred to a financial specialist, Fred. Both men were very nice and knew the jargon. I was very tempted but declined when asked for the 3 digit security code on the back of credit card so they could collect $895, 1 time fee for their service, up front. The concept is the answer to my prayers. The repercussions if my trust is mis-placed would be devasting.

Don't do it, their out for your money!!!

I used to work for this company, but only for a week because I had a feeling there was something wrong.  Anyone being contacted by this company do not answer the phone.  I had supervisors tell me to lie to potential clients. They will tell you anything to get your money, and screw you over in the long run. It is a SCAM. They prey on the elderly and those people who are desperate for help. However, they only seek to serve themselves.  I hope you take my advice.

Then why are you looking up the number on here? "Satisfied customers" NEVER need to do that, but filthy scamming shills do it all the time. Is there an end to your scam in sight???

My husband and I signed up with A+ Financial to help us lower our interest rates. We are very satisfied with the conversations with our planner. Our advisor is very helpful and things are starting to fall into place for us. We "see a light at the end of the tunnel." I am amazed at what our advisor has been able to do for us and what he will be saving us in the long run. It is such a relief to know there is an end in sight.

Geez, can you even be any more obvious? How desperate are you guys anyway?

What a transparent crock! If anything you said were true, you'd have no reason whatsoever to look up the number on a site like this.

After I get my debt paid off, I hope to never need the services of A+ Financial again. However, due to their services, I feel like a ten ton weight has been lifted from my shoulders. I cannot praise this company enough for help us. Thank you, thank you, thank you!

A Plus Financial Center eliminates the "s"  to conceal it's identity. To their victims they are A Plus Financial Centers. This company contacts people on the pretense that they can lower your credit interest rates and that because they work with banks are able to accomplish this. Then they prepare a budget and fudge your income and expenses to ensure admittance into the banks hardship program. These are programs available for free to those that qualify by just calling the bank, however, the average person doesn't know what the figures are to qualify for the hardship. A non profit credit counseling service can do this for free. After preparing the budget, they contact the bank and pose as a friend. They'll ask to speak on your behalf and will indicate you're having trouble keeping up with your payment. They'll provide the budget and seek the Hardship program. These programs require you be past due or delinquent on your account and usually result in a permanent or temporary acct closure offering between 0-12% interest. The reason they have to pose as a friend is evident, they don't really work with banks, they've just figured out the figures to enroll in the hardship. Banks will often review accounts to prevent these sorts of businesses from taking advantage of desperate consumers but unfortunately it really is dependent on how the representative reviews the transactions on the account to see if there is any 3rd party involved in the call because banks know of these scams. I would suggest you speak to a non profit credit counselor for more info on these businesses

I received a call from a woman/girl who said she was with Equifax, and because of my high credit score she could get my credit card interest rates lowered.  I asked for a phone number t call her back.  I then called Equifax, and big surprise--the call was bogus.  I knew it was fraudulent when she started asking for account numbers; let's face it--Equifax already has that info.

A criminal operation.
Do not give them ANY information.
Report them to your local Police Department.
Report them to your local District Attorney.

Several calls from this number.

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I personally fell for this program and let me tell you from first hand experiance to not do it. I recieved a call from a customer service rep or so i thought stating i had been pre selected do to my credit rating thru experian that i was up for lower rates. i was told i would save over 3,000 in savings for a fee of 995.00 and they had been do this recorded phone verfication in which case they read thru very fasy and munipulate the process very well. everything i asked i never got a straight answer but a beat around the bush answers. so after all that i tried to get a refund and spoke with someone in regards to he couldnt give me a refund but let them atleast try the work and if they couldnt do it, atleast i would recieve half back. so i sent my paper work in and it took about a month to get an appointment,. now these appointments are via telephone so all of my information being sent to complete strangers i cant even see their face. I spent about an hour on the phone with the financial advisor telling me i had to verf with the banks they could speak on my behalf and to be quite that they were a friend helping me out. I should have realized this was a scam when in the beginning of all this i was told these people have relationships with the banks and could get me 0 to 6% interest rates. The rep asked for things like bal, amount owed, % rate and than after that asked if it could be lowered. after calling 4 banks and going thru all nos on my credit cards they kept pushing this hardship program on me, which would give me 0 or 6 % on my accts for life of card but accounts would be closed.. well hello i didnt want my accounts closed and they couldnt lower my rates. so wheres the relationship here? i spent all this time on the phone listening to the financial advisor do exactly what ive already done. I than requested a refund again, so i had to wait for a supervisor to call me back. a week later still nothing so i called again and spoke with someone after numurous times and said they wouldnt do refund do to they have worked the account but they could put me on the hardship and it wouldnt hurt my credit. so now i found my self stuck knowing there was nothing i could do...they havent done nothing and my 995.00 was gone already due to it was past 30 days. they stated they could get me a new cc for 0% and do a balance transfer...again something ive already tried and know how to do. i told them no, it would effect my credit and they said no it wouldnt that they had great relationship and through them it didnt count. so i fell for that and i found that was a lie. so now i have 2 inquries on credit report for 2 credit cards, no lower 5 rates and one of my credit cards lowered my credit limit for them inquiring. they still werent giving me a refund so i went for the hardship and i had to lie about my financial information and hurt my credit report for doing that program. i very upset and feel very taken advantage of. they mislead and lied about the program they were infact claiming to provide. They also wanted to get into my taxes and thank the heavens i didnt let them do that. they are using robo calls to lead people into this program and i think further legal action needs to be taken on these companies. this company is located out of port st lucie fl and now after all said and done im trying to find out my rights...very unsatisfied

They go against the law by doing robocalls to random phone numbers.
http://www.ftc.gov/opa/2009/08/robocalls.shtm
They are quite rude on the phone.
They take your credit card numbers.
Don't trust them!

Let us be the first to confirm that we are in no way affiliated with IXE Accelerated Financial Centers. We have helped thousands of people, and are in no way a scam. We have seen the recent post named "Karma" and have contacted our attorney. Accelerated Financial has come to a conclusion as to who the poster is, and once confirmed, further legal actions will be taken.The poster is a disgruntled ex-employee which was released from our company by their own decision. We have asked some of our clients if we can use their responses about our companies services on these blog websites, so those inquiring about our company can see we are legitimate. We do understand that unfortunately "one bad apple ruins a bunch" which can leave many prospective clients skeptical, so please before determining the legitimacy of our company read the following quality control responses mailed back to our facility. Thank you for your time!

This company is now a plus financial centers, how ever if you google dont be confused with the other a plus companies out in texas for they have no affliation. Accelerated financial out of port st lucie florida has changed their name to a plus financial! BOY i wonder why?? heres the same website they had with just a different name http://www.aplusfinancialcenters.com
they have uneducated 17-34 y/o people working there with crimnal backgrounds, alcohol issues and severe drug issues. The owner of the company is a severe control freak whom degrads his employees and will cut anyones throat, lie or take whatever measures to keep his scam a float...
driving a mercedes that he cant even afford not to mention this buisness isnt even is in his name! why? because this guy is a 30 y/o 2 bit loser whom has severe mental issues. This company is a scam and will lie to you., they provide a service that you can do better for your self. in some cases this compant screws up your situation because banks hate them. trust me your wasting your money...find a non profit! my new goal in life is to destroy this mans future for he has done mine! google mutual consolidated savings....this was whom he worked for before it went under and is now doing the same.
PAY BACK IS A B*t*H!!!!!!!

and number 772-408-1340 are just telemarketers Dont give any of them any info they sell it to others as well then your in telemarketer hell .
Is what I like to do is tell them to hang on for a second then never pick the phone up until they hang up LoL it cost's them money and pisses them off

Financial office that helps customers reduce the rates on their credit cards is looking for telemarketers to answer calls from prospective clients. You will quilify the customers to make sure they meet our criteria. No actual sales as a Sr. Account Exucative will take over your calls. Hours are 2pm till 930pm Mon-Thurs and 1130-530pm on Fridays. Saturadays are optional. Average telemarketer makes between 400-550 a week. Must have reliable transportation. Please e-mail Chrism0240@aol.com. Also you can call us at 877-748-2626