T his company is theater me and training my daughter with court because sad he I sad reference on this matter threatening try o Sue her

You are a complete moron.  This company is breaking FDCPA laws.  They won't send debt validation.  Why would anyone pay a company that can't even send proper paperwork proving that they own the debt.  You obviously work for these lowlifes which makes you a scumbag piece of trash just like the people you work for.  Let me ask you a question.  Does the company pay you extra for posting on websites such as this one?

Don't be fooled by these low life scammers.  Criminal threats on a civil matter and bully tactics should be your first clue that these people are NOT to be taken seriously.  I can see how some are upset by this and scared into paying these scammers.  
If you are reading these boards in doubt, let me assure you that these clowns are a joke.  Don't give them a dime.

For two years now I have gotten calls on my cell from this and many other numbers, all debt collectors all looking for an Amy Schleuter. I don't know if this Amy used to have what is now my number or what. I tell them NO AMY is at this number, QUIT CALLING ME, they claim they will remove my number but they dont, the calls continue. Thank you MR NUMBER, i can now block them all.

These people are scammers! DO NOT PAY THEM. Report them to your District Attorney and FTC

I h ave been getting calls from this # looking for someone else i was put as a reference . Im no longer answering i want blocked.

i see you, if dis job so good why u on unemplymt shar?

http://georgia.arrests.org/Arrests/Sharisse_Williams_12752650/

"Bonuses to collectors who can impersonate Jewish lawyers."

Domain Name: GROUNDZEROLLC.COM
Created on: 07-Feb-13
Expires on: 07-Feb-14
Last Updated on: 07-Feb-13

Registrant:
Rosenthal, Stein and Associates
1800 Roswell Rd
Suite # 2500
Marietta, Georgia 30067
United States

Administrative Contact:
Williams, Sharisse
Rosenthal, Stein and Associates
1800 Roswell Rd
Suite # 2500
Marietta, Georgia 30067
United States
6786121954

Technical Contact:
Williams, Sharisse
Rosenthal, Stein and Associates
1800 Roswell Rd
Suite # 2500
Marietta, Georgia 30067
United States
6786121954

ROFL! Very nice! What a sense of humor..

Collection Representatives (Atlanta)

City : Atlanta
Phone : (877) 267-1035

Collectors Wanted! CORE CAPITAL MANAGEMENT GROUP is a 3rd party collection agency specializing in Credit Card and Payday loan debt collections and we are growing! We are currently recruiting experienced collection professionals haha to join our team.All unQualified candidates with no experience will also be considered.Commission plus bonus with unlimited earning potential CALL CALL CALL 24 HRS CALLING PARTY NO CAPS OR PANTS!!!!!We offer ongoing training and support a positive work environment a great Midtown Atlanta location Marta accessible.You Should BeExperience preferred 1 years but will train the right candidateProfessional demeanor no drug testing required Exceptional phone presenceNASTY RUDE Communication skills Goal OrientedPersistentMONEY orientedWell versed in ignoring FDCPA Laws and PracticesInterested candidates shouldEmail resume to wfranklincorecapitalmg.com or fax (877) 267-1035 or call (877) 788-6540 ext. 6000 or 4001 to schedule an interview.

You apparently have not been hit with phone calls from "PHONY" creditors trying to get money out of you when you did not even taken out a loan.  I have received multiple calls saying I was being served and they don't even tell you why, but miracle upon miracle, I am never served.  The majority of these calls are made by scammers.  If it is a legitimate case, you would have received paperwork from the company before they start calling.  If you think these are all legit, I hope you get a bunch calling you and see how you like it.

Received a call on my cell phone said he was calling for a company by the name of CMG, LLC who had turned paperwork over to them regarding a payday loan issued in 11/2011.  When I told them I hadn't taken out a loan and didn't even have a checking account at that time, he told me he would have to turn it over to the county to deal with.  May they rot in hell.  I am so tired of these scammers calling trying to get money out of me when I don't have it.

Interesting, all the pretend moral indignation that this "Ghost" character pretends to have.  Nice try to put a moralistic sheen on what is at BEST a bottomfeeding business.  But I guess ambulance chasers, used car salesmen, etc. need someone to make them look good too.  

I bought a house three years ago, and ever since I got my phone turned on, I have been assaulted with thousands of calls from bill collectors looking for people I never heard of.  I've seen caller IDs that are clearly falsified and spoofed (illegal).  I've had threats on my answering machine (also illegal).  I've had them fail to disclose they are attempting to collect a debt.  I've had hundreds of calls from unknown numbers from all area codes (USA) where the caller name field is blank, or "Private," or some other attempt to hide who they are (probably not illegal, but certainly not scrupulous, either).

Nice try on making this seedy business you are in seem legitimate, Ghost, but you and your compatriots aren't even good enough to be slime.  

Now, of course you're going to call me a professional debtor or other such thing, but other than my mortgage, on which I have never failed to pay well in advance of the due date, I owe nobody a dime.  Not one dime.  I sure as hades am not going to pay the debt for the people who apparently had my phone number before me, though.

If bill collectors had any integrity, I would not be deluged with calls for other people like this.  I have had the phone number for three years... how long was it out of service before that before the telco recycled it for me?  Months?  At least three, per telco policy.  Years?  Possibly.  If a bill collector called and got a "number out of service" message during that time, they should have DELETED my number, since even if the actual (assuming there are actual ones) debtors got their phone turned back on, they would be assigned a different number at that point.  

Alas, they don't have integrity.  I found this particular discussion because I got a call from this number today, more than three (actually its about 3.5) years after I moved in here.  Even after all that time, I am getting 2-5 calls a day even though I am in arrears exactly zero dollars and zero cents.  I can tell each time the alleged debts (those people I don't know seem to have a ton) get sold to the next scummier bill collector for pennies on the dollar, as there is a brief period of a few weeks with no calls, then they start up again with all new phone numbers and strategies.

Even if I did owe money, I would never ever pay it to a debt collector-- I would pay to the original entity that I owe the money to.  Screw letting the bottomfeeders get a commission!  And after the original debt is charged off and sold to an investor, I would not feel any obligation to pay them-- they're not the ones who loaned money, and they knew it was a bad debt when they bought it.  Go try something more legitimate, like prostitution or illegal gambling or something.

I signed up for call blocking from my telco, but unfortunately they only allow blocking 25 numbers.  That's probably not even a tenth what I need by now.  So I have my puter on duty running Phone Tray Pro, which gives me unlimited blocking by number, not to mention blocking by pattern or wildcard, blocking by type, and the ability to play any block message I wish.  Any bill collector who calls me will either get my answering machine once or they will be treated to Adam Sandler's "At A Medium Pace" in its entirety.  They'll never get anything else-- I only answer if I recognize the number on caller ID.  Having my puter pick up and play that profane song for them is fun... I laugh a little bit each time it happens, even if it is just a robot dialer.  

I do that instead of trying to explain that I am not the person they are calling for because that would be treating them as a legitimate business, which they are not by any stretch.  I don't owe anything, least of all an explanation to these bottom-feeders.  It is they who are wronging me.  Not only that, but bunches of these numbers that call me have notes on this site and others like it where other victims of these bill collectors have said they don't believe them when the recipient of the call says they have reached the wrong person.  No... these calls have zero legitimacy, and do not deserve any respect at all.  If I were more creative, I might try to get a person and record the call and mess with them and upload the recording so we can all have a good laugh at their expense... but a lil' Adam Sandler will have to do.

"Call them a lot and cost them" thirty whole cents on their next VOIP bill. Yeah, big victory there. Here's a different price list for winning FDCPA plaintiffs:

- statutory damage cap: $1000 per action
- actual damages: unlimited
- legal fees and costs of prosecution taxed to the loser

If you actually gave them any money, you got scammed big time.  There is no one with that company named either Rosenthal or Stein.

Call them a lot and cost them some money if they continue to harass you!! They are SCAMMERS!

Their number is all over the internet. I am reporting them to the attorney general of my state and also the FTC. They are thieves!!

I posted earlier about a call from this number. When they call, there number shows up as UNKNOWN CALLER which was the first warning sign for me. What do they have to hide if they will not allow their number to show up?

Calls from this number is a SCAM! Do not fall victim to this pitch. If you owe a debt, they must provide you with a detailed statement from the original creditor, they cannot legally just call you and demand money and threaten you with an arrest. I got a call from them this morning. They were looking for my grandson. Said it was fraud. If it was fraud, no one would call. The law enforcement officials would show up with an arrest warrant. Be ware of these scams!

Well if you want to know if this company is roselthal and stein corporation. TAKE IT FROM ME BECAUSE I KNOW YES IT IS THEY SCARED ME INTO THINKING I WAS GOING TO JAIL. I GAVE THEM MONEY AND WHEN IT POSTED TO MY ACCT. IT SAID THE NAME Rosenthal and Stein Association. So is it the same company yes the hell it is

At a guess it means ACA International, the lobby group for the debt collection industry and home of the worst cases of professional denial you are likely to meet.

Thank you, Reverend Sharisse, for showing up and teaching your brand of heartless religion here.  And thank you once again, CBS 46:

http://wgcl.membercenter.worldnow.com/story/1 ... ttype=printable

Most of the comlpaints done on this site is mainly from out raged consumers who did not get their way or from a angry ex employees who has been terminated for whatever reason and now is out for revenge. Please keep in mind that in collections, you will most likly always see posts and bloggs such as these  because of the nature of the business alone. By no means do I support illegal collection practices, and if it happens it should be reported and rightfully so. However, this business does inquires alot of negative responses along with alot of enemies so just keep this in mind when reading this stuff. Law offices, firms, all of them most likely  have these same  complaints.

Please explain how this is relevant to the discussion at hand.  What are you disputing?  Seriously.  I really can't tell whether you are trying to make a point or whether you are trying to obfuscate the discussion.  

If you are trying to persuade, you are not accomplishing your task.  Perhaps you should try again.

I cannot understand what you said because of your use of demonstrative pronouns ("that" business -- WHICH business?), ambiguous antecedents ("the" past ownership -- WHICH past ownership, ownership of WHAT?), and undefined acronyms ("ACA" -- Adult Children Anonymous? Akita Club of America? Association of Chinese Americans?  Arizona Counselor's Association?  Autonomous Cooperating Agent?  American Cheerleading Academy?  Arts and Cultural Alliance?  Atheist Community of Austin?  Alabama Cattleman's Association?  American Civic Association?  Amphibian Conservation Alliance?  See: http://www.acronymfinder.com/ACA.html )

Which business has nothing to do with past ownership of what company, and who is the ACA that has verified it?  It would help if you would include a link and explained why this matters to the discussion.

I admit that I can't provide links all the time.  This is because the cases I find are sometimes found on public sources that you have to register for, such as PACER [see http://www.pacer.gov/ ], or from private sources for which you need either special software, such as FastCase [see http://www.fastcase.com/ or search the Apple App Store].  In the event that I have to cite such a case, I cite the appropriate case number and court, or legal reporter citation and court.  Then you have to go look them up yourself.  But they are still public documents that anyone can get from the appropriate sources.  I have no idea who "the ACA" is, but I do know how to search for rules on the "whois" registration of domain names, and how to find companies on the various state secretaries of state (SOSs) websites.  And if an ownership record appears in a state's SOS records, that IS the official record.

Correction, that business has nothing to do with the past ownership. Verfied with the ACA.

From:
http://support.godaddy.com/help/article/421/what-is-the-difference-between-public-and-private-domain-name-registration

"Per our registrar agreement with the Internet Corporation for Assigned Names and Numbers (ICANN), the contact and registrant information listed for your domain name must be made public. Using false information is a violation and can lead to the termination of your domain name registration."

As of today, the Whois listing for "corecapitalmg.com" is still, in fact, Rosenthal, Stein and Associates, at the address given by the listing above posted courtesy New Front Company on 8 May 2013.

This is the same company that the CBS-TV affiliate in Atlanta exposed in the following news report:
http://wgcl.membercenter.worldnow.com/story/1 ... ttype=printable

Note that the self-proclaimed "minister" made up the names "Rosenthal" and "Stein."  There are no such persons associated with Rosenthal Stein and Associates -- it's just a fake name made up to intimidate people into thinking it is a bunch of lawyers.  (I suppose that the "minister" made them sound like they were Jewish for her own nefarious reasons.)

Rosenthal, Stein and Associates LLC is registered as a Limited Liability Company in Georgia, but although it is active, it is not in compliance with the registration requirements.  See:
http://corp.sos.state.ga.us/corp/soskb/Search ... archType=Search

Presumably, the noncompliance is a result of failure to file an annual registration since 2011.  See:
http://corp.sos.state.ga.us/corp/soskb/Corp.asp?1662542

Core Capital Management Group's web page, "corecapitalmg.com," shows the following telephone numbers and address under "contact us:"
Toll Free                (877) 788-6540
Fax                        (888) 267-1035
2146 Roswell Rd.
Suite 108-623
Marietta, GA 30062

This address is only a few blocks away from the address shown as the administrative contact for Rosenthal, Stein and Associates in the "whois" listing.

The Atlanta BBB shows this business as being at the following address and phone number:

"THIS BUSINESS IS NOT BBB ACCREDITED
Rosenthal, Stein & Associates
(800) 818-1790
View Additional Phone Numbers
2020 Howell Mill Rd., N. W.,Ste C 314, Atlanta, GA 30318
http://www.rsacollect.com"

Given that Core Capital Management Group, Inc. is located at 2020 Howell Mill Rd., I think one may safely conclude that Rosenthal, Stein and Associates is affiliated with Core Capital Management Group, Inc. in some way.

The BBB also gives Rosenthal, Stein and Associates a D- rating:
http://www.bbb.org/atlanta/business-reviews/c ... nta-ga-27304025

The only factor that the BBB listed as raising the business rating (above an F) is: "BBB has sufficient background information on this business."

This business recently lost a default judgment in a civil case in the United States District Court for the Central District of California (which includes Los Angeles) in case no. 11-CV-6679 CAS (JCx).  The case is captioned "CHANDRA RUTHERFORD, Plaintiff, v. VANDENBERG, CHASE AND ASSOCIATES, LLC d/b/a ROSENTHAL, STEIN AND ASSOCIATES, LLC and DOES 1 through 10, inclusive, Defendants."

The text of the default judgment order signed by Christina A. Snyder, U.S. District Judge, is:

"GOOD CAUSE having been shown, in the interest of justice, Plaintiff?s unopposed motion for default judgment is granted, and the Clerk of the Court is directed to enter judgment as follows:
a) Judgment in favor of the Plaintiff in the sum of $12,000.00;
b) And for attorney?s fees in the sum of $1,320.00;
c) And for costs in the sum of $688.65;
d) Together with legal interest from the date of issuance.
Dated: October 22, 2012"

The complaint is 13 pages long, but it lists some real doozies under the FDCPA and California's Rosenthal Act.  Among them are:
"Defendant incessantly pressured the Plaintiff to make a payment 'in order to keep [the matter] from going to court." (par. 11)
"Defendant falsely threatened the Plaintiff with arrest and falsely claimed that Plaintiff needed to pay $500 or risk going to jail." (par. 14)
"Defendant mockingly stated, (in pertinent part) 'You don't want your daughter to know you're going to jail for five years?'" (par. 15)
"Unbeknownst to the Plaintiff, Defendant called her employer repeatedly, in an attempt to collect on a debt." (par. 29)
"Defendant called phone number [omitted here], a number belonging to Plaintiff's parents, multiple times a day, including a daily phone call at 8:00 AM." (par. 36)
"Plaintiff instructed Defendant to discontinue the phone calls to her parent's line and gave Defendant her cell phone number, [omitted here], as this was the best and most direct way to get in contact with her." (par. 37)
"Despite Plaintiff's request, Defendant continued to call her parent's phone number in an attempt to collect a debt." (par. 38)
"During the phone communications, Defendant's agents failed to identify themselves, the purpose of the phone calls or provide any meaningful disclosures as required by law." (par. 41)
"Defendant's agents did not meaningfully identify themselves as representatives of a debt collection agency, nor did they make the proper disclosures as required per 15 U.S.C. 1692 d(6) and e(11)." (par. 42)

There's more, and more still in regard to the Rosenthal Act (which is a local California law that puts a little more teeth into consumer complaints) but you will have to find a copy of the complaint yourself to read it all.  It's just too big.

I'm sorry this is so long, but I thought I would try to be as informative as I could here and let you all know what appears to be going on.

I can see when you watch my screen. Whatever program you're using is glitchy.

If the proper paperwork has been sent out then why haven't any of the collection companies sued to collect the debt?  Unless the debt is time barred, that is the next step.  Now perhaps the majority of these debts are too old for collectors to sue but that is still no excuse for them to violate the law while attempting to collect.  The statute of limitations does not absolve one from owing the debt, it only prevents a collector from going to court to collect.  The FDCPA sets out precisely what debt collectors can and cannot due while attempting to collect.  If even half the postings here are true representations of the collection agencies actions, that law has been shredded numerous times.  If the caller refuses to provide the proper business address for the collection agency, there is your first clue they are less than legal in their actions.

Well being a dead beat is also coming to conclusions about most people that comment here, about being dead beats. If you look about and see some of the comments, some say on this blog "I keep telling them it's not me!"

No one here is talking about never paying bills, it's about getting the correct person on the phone, or making sure the debt is valid. Rouge/Fake debt collectors are coming out in force, so making sure shouldn't be a problem unless the collector is a scam artist.