I'm glad you got ripped off.  This is karma.  You have stolen so much money from others that it's only fitting.

Gaya Video Canada is a fraud and everyone should avoid using this service.

looks like these scammers are doin different ones I only googled mcsprogrames because I found it on  here after this happened today
they rang my granddad from number 1256789993 claiming to be IT INNOVATIONS and told him theyd received a signal that his computer was running slow (which it was) due to too much spam on his computer and they talked his through to check how how much spam was on his computer they talked him through a series of pop up boxes and he saw he had 1188 spam messages and then he deleted them (although he doesnt remember where he went on his computer he just followed the pop ups but is sure he didnt go on his email or log into it ) and then the man told him to log on to his bank so that he could make a payment of £160 for the service ... he did this and recevied a pop up and the man on the phone told him to click ok !!!!!!! at this point the man showed him hed got access to his computer on his bank site on his page and sed that hed got £900  in and would be fine taking this payment at this point he told he dint have that in and had he not seen that was overdrawn amount  and the man just left if at that. the police have been informed and the bank have also been told and hes had a computer tech come and clean up and check the computer and clean up anything that he mite of done.


I searched though and found bits of info
found on one reply A small break-through in the 123-456-7890 telemarketting issue. It is a company telemarketting from the far east for companies here in North America. If your call starts off with a message about getting lower interest rates on your credit cards, the company you want to complain to is
MUTUAL CONSOLIDATED SAVINGS.
Their website is http://www.mcsprograms.com/
You can email their consumer privacy person (who remarkably has the same email address as the person you email for a quote on lower interest rates ... hmmmm...) and let them know how happy you are with their choice in telemarketting firms.
this is a number closely related mentioned by a few people 1233378555

THIS COMPANY MENTION BELOW CALLED ME AND ASK FOR TO BRING CREDIT CARD INTEREST RATE LOWER AND I PAID THEM US $675.00 FEE BUT AFTER ONE WEEK OF TALK THE REMOVE THEIR CONTACT NUMBER
THEY HAD SEND ME PAPERS AND   GUIDE  INFORMATION BOOK  PHONE 1-800-943-3250 DISCONECT
NOTE:
     PL. HELP ME,  MY CONTACT # 647 680 3016 WHEN CALL PLEASE MENTION ABOUT THIS REPORT IS IMPORTANT BECAUSE I AM NOT TAKING ANY CALLS COMES BY 1-800 SERIESBUT NOW I WILL TAKE AND I WILL SPEAK TO YOU IF YOU MENTION ABOUT THIS REPORT
THANKS
SABIR GAYA
CANADA

many phone calls every week.
asking me to respond for lower interest rate, as time is running out on my credit cards etc.

Mutual Consolidated Savings (MCS)
http://www.ftc.gov/os/caselist/0823216/090625mutualconsolidatedcmplt.pdf

Mutual Consolidated Savings, contact number
http://www.bbb.org/western-washington/busines ... oma-wa-27028696

Trying to call for 3months and no anwer  at all. Said the n o was not insevce.

i spoke to a agent and he asked for my card but i was not tht stupid please every1 dont give you card numbers to any1 from this company say i spoke to so many people there even Kevin who calls him self a manager lolz these guys r scammers there r not even in usa. canada or uk and i will be going to the FBI to get these guys down the dont stay in the usa but there say tht there in so an so place be carefull....

Kevin
Louis Armstrong
Andy Solmon
jenny Paker
micheal cole
mike davis
Don Jones
ronnie Walters

and more name but i will get these people cause there dont have a heart for any1 ...............

i spoke to a agent and he asked for my card but i was not tht stupid please every1 dont give you card numbers to any1 from this company say i spoke to so many people there even Kevin who calls him self a manager lolz these guys r scammers there r on even in usa. canada or uk cause ai will be going to the FBI to get these guys down the dont stay in the usa but there say tht there in so an so place be carefull....

I got a call from 905-595-8640.  They claimed to be MCS Programs offering to lower our credit card interest.  Apparently there would be no out of pocket cost to us but eventually I found out $690.00 would be applied to our credit cards and we would pay for it out of our "savings".  I gave WAY to much info b/c I wanted it to be true but took a bit of time to quickly check it out online.  I didn't find anything positive online.  I got a bunch of East Indian type voices with very English names like Shane Watson, Kevin Ried, Michael Cole and Jerry Brown and the best one yet Michael Angelo (monitored the call so when I was going to back out he tried to intervene).  We called our visa company and they said that no third party company could use our visa without our permission and consented and if they did they would work on our behalf to get it back.  We still canceled our cards and are getting new ones.  MCS Programs gave me 1866-945-1131 as well as 1800-943-3250 and 1-514-908-9713 as customer service #'s.
They use technical names(FCCA)and terms (Ecommerce law)to convince you they are legit and say that if they just wanted your credit info they would have hung up on me once they got it.  I have yet to find a good report about this company.  This was our first call from a company that wanted to help us with our credit report that was not a recorded message.  This was their first call to us... we'll see what happens.

Fax them back a black piece of construction paper. They will go through toner like crazy!

Hi everyone, I got here by posting yesterday.  My call came from id:
Unknown Name
506-220-24691 and a message left on my machine, no call back # given tho.
They want to lower our cc interest rate, one thing, we don't have cc's.  So you go figure?  What a joke, I am glad everyone is here and posting tho.  I am glad to 800notes too, they are wonderful.  I also have a fax # for United Savings Centre USC, Paul Thompson, via Mandy the office coordinator 5/5/09:  # 877-859-9109, toll-free, will cost THEM everytime you fax a demand to remove your tele #, or if you just want to talk to them, ha!!

I had the same number 1 866 945 1131 ext 297.. Kalson Connor.
They also wanted to charge my credit card for 690.00 for me to be a member of mcs programs, when I refused and told him I would do a research and call them back the conversation ended really fast, and he just said ok thank you you have a great day, good bye

Here's the guy that's responsible for it all.  I called and spoke to him.  He first denied it was him but then became VERY curious about how I found his number.

Paul Thompson (253) 476-0127 1673 S 47th St,Tacoma, WA 98408

mcs has new numbers. I have two. 1-866-945-1131 ex 307  and 1-514-908-3713 I talked to a Sam Gonzales. He did everything he could to convince me this was a legit call to lower my interest rate. When he wanted credit
card number,expiry and number on the back of my card of course I refused.
He said he had all my info there and needed me to confirm but he couldn't
tell me my first name. I was very sceptical with questions and gave him the run around. He had anwers. Well trained. I told him no I'm hanging up
He called 4 more times after.

They are calling me at work and I'm getting very annoyed - I would never give them $490 to lower my interest rate!  What bunch of crooks they are and in a recession like this!!!

Callback 1-891-891-1348 for Mutual Consolidated Savings, mutualsavingsinc.com also as, www.mcsprograms.com
http://mcsdebtsolutions.com/privacy.html also do vacations
Other telephone callback numbers:
1-877-891-1348
1-800-943-3250
1-877-891-1348
1-800-627-9325
1-877-701-9090
1-888-786-5201 ext 255


Mutual Consolidated Savings
1215 Earnest S. Brazil, Suite 33
Tacoma, WA 98405-4025

Overseas:
Mutual Consolidated Savings Ltd.
PO Box 642, Main St.
Charlestown, Nevis.
West Indies

International Office:
MUTUAL CONSOLIDATED SAVINGS LTD
43 BEECH PARK WAY
WATFORD , WD17 3TY , UK


Mutual Consolidated Savings also known as MCS Financial "Services"
MCS Wealth, MCS Holidays, Four Vacations, MCS Debt Solutions,  
MCS Mutual Consolidated Programs, Island Timeshare Transfer, MCS Wealth

Call about debt, lower interest rates, vacations. Persistent.  

www.mcsprograms.com  
Mutual Consolidated Savings   (program)
1215 Earnest S. Brazil Suite 33
Tacoma, WA 98405-4025

www.mcsholidays.com  site not working

http://islandtimesharetransfer.com
http://www.google.ca/search?hl=en&q=800-493-1 ... tnG=Search&meta

Request DNC for all associated/affiliated/connected companies.

Be Heard.
File Complaint, easy, documented, fines, possible phone lines shut down:
Canada   https://www.lnnte-dncl.gc.ca/plt-cmp-eng
    US   https://www.donotcall.gov/complaint/complaintcheck.aspx



-----------------------------------------------------------------
Suspicion of Fraud file complaints to:
US
Federal Trade Commission
http://www.ftc.gov     1-877-382-4357
https://www.ftccomplaintassistant.gov
e-mail:  fccinfo@fcc.gov.
http://www.ic3.gov/default.aspx


Canada:
Reporting economic crime online:
www.recol.ca     1-888-495-8501
https://www.recol.ca/intro.aspx?lang=en
http://www.phonebusters.com   Canadian RCMP  1-888-495-8501
email:  info@phonebusters.com
CRTC by calling 1-877-249-2782
CRTC website at www.crtc.gc.ca
Email:   info@crtc.gc.ca
Caller ID: various

www.mcsprograms.com, telemarketing to lower interest rates,
also
savemoney@mcsprograms.com