bcause i worked for them! northern tier collection agency. f****n crackheads

Investigator Clark called me on 4/9/08 and left a voicemail stating a theft of services and a summons would be issued on 4/11/08 if I didn't handle this problem. I called the number back and spoke with someone about this and she said it happened in Jul 03. I had no idea what she was talking about and told her I wasn't paying them for something I didn't do. Also when I asked about the service that I supposely stole from she told me I had never heard of them and then she told me a reference of mine I can't remember the name but it was someone  never heard of she couldn't even pronounce the name. She informed me that I needed to settle the problem with them before the summons or I would have to pay lawyer and court fees. As I stated I don't know what she was talking about and I wasn't paying for nothing I didn't do. She also asked me did I want to speak to their in house lawyer, YEAH RIGHT, so he could lie to me or scare me into paying. Well I'm just gonna wait until I get a summons to see how true this crap is. By the way I don't even know how they got my number.

Actually received a call from a gentleman from a blocked Caller ID that had no information but was providing a "courtesy call" to inform me that there was a complaint and affidavit that is being prepared as well as a subpoena for "theft of services". Gave me the 888-299-9111 for Check and Business Services with a document number to reference. Supposedly this paperwork is to be filed tomorrow. I have not called the number, but I haven't received services. If it's about payday loans that I owe, then it wouldn't be filed under "theft of service" which implies a service was given rather than property. Any action taken on the above comments?

Got the same dribble from Inspector Williams but unfortunately for me, the number that come up on my Caller ID was my reception desk.  I put him on hold and called the reception desk and asked if she transferred anyone to me just a few minutes ago? she said no.  He sounded very nervous and said that I should call the 888-299-9111 and then send them a cease and desist letter. Odd.  I asked him for his number and he asked if it was on the caller ID? I said I just called the number on the Caller ID and it was a local pizza shop (bluffing but he doesn't need to know that it was the receptionist).  He stumbled his words and got very quite and said that they were everywhere and he can be reached on the westside.  I said Westside of what?  he said you work for the city you should know?  I said which building are you in? He hung up.

These people called my mother as I have a different phone number.  The person identified himself as a detective and that I needed to call 1-888-299-9111 with the reference number he gave her regarding a check I wrote in 2006.  This check was for an on-line payday loan service in either Nevada or New Mexico...Long story short, I had paid them more than what was owed, but this so called Check & Business Services says I still owe $380.  He asked if I wanted to take care of it (now mind you, he could not give me the check #, nor the amount of the check and was quite polite up until this point).  I told him that I was unemployed and am under the care of a mental health physician and on medications and was unable to do anything.  He then got very rude and said then I guess you want to get a summons and go before a judge.  I told him again about being unemployed and my medical situation and he said then I should be expecting a summons.  I hung up the phone.  First of all, I thought I had read somewhere that on-line payday loans (especially if they are not from the same state that you live in) are illegal and that your resident state laws over rule the pay day loan's issuing state.  Is there anyone out there in this same situation and if so, what has happened?  Any and all information is greatly appreciated!!!!

Some lady from Check and Business Services called my dad and said I was being charged with theft and will be summoned to court by coming to my job or home. She also told him that my wages will be garnished. This was for an online payday loan. I called back and told her I don't appreciate her violating my privacy and scaring my dad. The next time, I called and talked to some guy who was very rude. He was yelling in my ear and kept hanging up on me. He told me he makes alot more money than me and I need to learn how to pay my bills. When I tried to make payment arrangements, he hung up on me. That was back in May and I have not heard from them since. The number I was given no longer exists. I sure wouldn't feel comfortable paying them. This company is very unprofessional and should not be able to get away with talking to people like that.

how do you know  all of this about mr.Krofka and ms.Curry?

VIOLATION OF THE FDCPA LAWS AN SUPPOSED INVESTIGATOR WILLIAMS CALLED AND SAID THAT THERE WILL BE CRIMINAL & CIVIL CHARGES AGAINST ME FILED ON 1/28/08

JUST A VOICE MAIL WAS RECVD I WAS UNABLE TO GET A CALLER ID NUMBER BUT I WAS TOLD FAX NUMBER IS 716-694-2600.

Received another call from these guys [QAR / QUADRANT GROUP] this morning... this is after informing them yesterday and on many previous occasions this year that the person they are looking for does not live here. This time, the automated message that stated the SS# of that person was blanked out. Calls from this group are beyond annoying at this point.

It would seem after telling them many times that the lead they are following here is a dead-end, they would stop calling us.

I'm to the point of sending a C&D letter to these clowns.

I am housesitting for my friend and received a call from 716-835-0036.  The caller stated that my friend would be getting a warrant of summons for "theft of services" tomorrow if she didn't call him back.  He said his name was Paul Truman and gave me a call back # 888-468-9075.  I told the man that she was out of the country - which she is - and wouldn't be back until Feb.  I asked him for an email address - as this is the only way to contact her.  He said she had to call him by tomorrow.  

After I hung up, I got suspicious and ran to the internet.  I did a reverse look up on the 716 number from Buffalo, NY.  It came up as a land-line phone for some lady.  Maybe they are picking up random residential numbers in the area so that their number doesn't pop on caller ID. Then I tried to reverse look up the 888 number, it too came up a land-line - but didn't have any other information attached to it.  

I started looking around online, and found this website.  Thank Goodness. I am not going to contact my friend about this - as it has been stated in previous postings - this is a sham.  What a relief.  But is there anything we can do to get these guys closed down.  I am certain not everyone is running to the internet for help - and they are probably scamming a lot of good people.

So, the number may have changed - 888-468-9075 - but scam hasn't.

[This post has been removed]

They called my house threatening my daughter for a debt that was long charged off.  They say they have a warrant and they give her last four digits of her SS# also say what county she lives in.  The attorney general needs to close this illegal operation down.  They called my daughter on her cell phone and accused her of leaving a nasty message, she never called them.  All this upsetment has caused my blood pressure to skyrocket.  I will be contacting my attorney to see what recourse I have.  They shouldn't be allowed to operate in such an illegal manner.  The attorney general need to step in and close this bogus company down...

I posted a comment in April about someone calling me too. Its been over a month I never got a summons nor did I ever hear from them again. This is a scam and don't give them any info.

QAR, LLC  Falzone Law Associates

FRANK S. FALZONE
Bar 1820869
215 HAMPSHIRE ST
BUFFALO, NY 14213-2021
          

fka/ QUADRANT GROUP LLC
SUITE  #303-332
5140 MAIN STREET (UPS Store)
WILLIAMSVILLE, NY, 14221-5296


QAR Claims on their website to be members of the ACA.  They don't show up on the ACA database                  

                       
55 Pineview Drive
Amherst, NY 14228
866-778-0624
Phone: (716) 210-1341
Fax: (716) 210-1348
888-299-9111

getting mail at a UPS Store DropBox
at 3806 Union Road, Suite 2, # 260
in Cheektowaga, NY 14225


Web Address: www.qar-inc.com
Head Debt Collectors:  Daniel Mendez
Reverend Daniel Grant  (Of the Sweet Home Church)



CONSUMER WARNING!     THIS ORGANIZATION IS A KNOWN CRIMINAL ENTERPRISE WHERE DEBT COLLECTORS, HIGH ON DRUGS, POSING AS POLICE OFFICERS ARE CALLING CONSUMERS WITH THREATS OF ARREST AND SEIZURE. DO NOT FALL FOR THIS SCAM! THEY ARE LIARS, THIEVES AND EXTORTIONISTS.

IF YOU ARE CONTACTED BY QUADRANT GROUP,
CALL US IMMEDIATELY FOR ASSISTANCE AND REFERRAL.

DO NOT GIVE THEM ANY MONEY!!

OUCH!

Just when you think the sleaze can?t get any worse, along comes our Buffalo, NY WORST debt collectors to show us there are new and better ways to fleece money from unsuspecting consumers.

This is yet another offshoot of the GIOVE LAW OFFICES, MCKELVEY LAW OFFICES, EVANS LAW OFFICES and Unistates Credit Agency  out of Western New York.

QUADRANT GROUP, LLC, reportedly owned, run and managed by DOUGLAS J. MACKINNON, a name and partner in all of the above including ACCOUNT MANAGEMENT SERVICES and FIRST AMERICAN INVESTMENT has added this organization to the group of bottom-feeder debt collection groups ripping off consumers.

www.giovelawofficeexposed.com   budhibbs.com   www.arbitrationjustice.com   www.thanksalotw.com

I got called on Monday and they claimed "theft of services".  Although the debt was real (since paid) they claimed that they were going to have me "served".  When I googled the number, I found this site.  (Thank GOD!).  I called the Financial institution that really had  the dispute and happily cleared it up.  They have never heard of Check & Business Svc.  I also called Transunion to report their tactics.   They advised me to call the FTC immediately.  The FTC has a file on them a mile long.  DO NOT GIVE THEM ANY INFORMATION!!!   They are scam artists!  The FTC advised to send a seize and desist letter to them.  Surprise, they won't give an address.  

Best course of action, just hang up!

This guy called and lm here at work on my voice mail with the same thing and also contacted my mother who was in a panik and called me upset this was around the beginning of March of this yr with something he claimed happen 3yrs ago with check fraud gave me a case # and sounded so real so at first I did make arrangement and had them take $300 from my account and was to have the next one taken 2 wks from that day.  But when I called them to to have my account changed from the one I orginally gave I asked for this Inspector Williams they said they had no one there with that name which that should have had a bell sound off.  I am glad I have found this site and no that they are fraud and now I have contacted my bank to do a dispute to get my money back and stop payment and for reference depending on your back they if 60 days have past the money would be gone and they would not be able to do anything about it.  Also there is another guy who is posing as a Detective/investigator Ralph Harris who is doing the same thing so be on the look out for him. you can do a search goole Investigator Ralph Harris scam.

I got the same call as Jessi and Sheree.  This so-called Inspector Williams is a fraud.  Caught him red-handed thanks to a little thing called Caller ID.  Unfortunately for me, I had to pick up the number because my works receptionist number came up and I had to listen to his dribble.  I put him on hold and called the receptionist.  I asked her if she just transferred a call to me from a Inspector Williams.  She said she had no call transfers to me or my department.  Strange. Talked to Mr Williams and asked what his phone number was.  He stumbled his words.  He said he is on the West-Side and can be reached easily.  I said what building exactly are you in?  He hung up.  To Jessi and Sheree, There will be no summons, they will not sue you or garnish your wages.  No criminal charges will be brought against you.  Try to send them a cease and desist letter to stop the phone calls or they will continue to try and harass you and of course the most important thing of all :  NEVER EVER GIVE THEM ANY INFORMATION ABOUT YOURSELF OR ANYONE ELSE INCLUDING SSN, PHONE#, BANKING INFORMATION AND ADDRESS.

Someone called me too from that number just wanted to know what happend did u get a summons?

I received a voice mail from a so called business ?Check & Business Svc?. The man who called identified himself as investigator Williams saying that he was calling me in regard to a complaint filed against me in the county of Cook County for theft of service. He left my personal information on the voice mail including the last four digits of my social security number and told me that he is to pursue criminal and civil charges against on 1/28/08 and gave me a case number of 9105536k. I am not sure what it is in reference to but I Googled the number and it goes to a collections agency Quadrant Group LLC phone number of 888-299-9111. I really don?t think that they will pursue but I do not want to be harassed and threaten. I tried to return the call but I keep getting voice mail. Please advise if there is anything I can due in regards to this harassment. Or if you have a direct numebr for them.

I got the exact same call today! Does anybody know what this is about.

My mother recvd a call on her phone from an investigator Thompson stating that they were investigating me (my name) for theft and they gave the last for of my SSN. They gave a doc # and stated that this would take place on 12/26. They called on 12/21. When I called back I got a message that no rep was available but to leave a message with my name and phone number and doc #.

Here u go laura...they are horrible.. dont give them anything... they use illegal tactics..this is from budd hibbs a texas lawyer

Just when you think the sleaze can?t get any worse, along comes our Buffalo, NY WORST debt collectors to show us there are new and better ways to fleece money from unsuspecting consumers.

This is yet another offshoot of the GIOVE LAW OFFICES, MCKELVEY LAW OFFICES, EVANS LAW OFFICES, & COLLINS LAW OFFICES out of Western New York.

QUADRANT GROUP, LLC, reportedly owned, run and managed by DOUGLAS J. MACKINNON, a name and partner in all of the above including ACCOUNT MANAGEMENT SERVICES and FIRST AMERICAN INVESTMENT has added this organization to the group of bottom-feeder debt collection groups ripping off consumers.

The Love of Money is the Root of Evil

Reportedly being financed (in part) and managed by Daniel Mendez and Reverend Daniel Grant of a Sweet Home Buffalo Church, Quadrant is said to be recycling old accounts from Giove, McKelvey, Evans and Collins Law Offices in the hopes of scraping money off the bones of already dead collection paper. One report stated that the Reverend was even using church funds to help finance the purchases, a report that could not be confirmed.  Whenever a church is involved in something like this, you have to wonder whether the motives include fleecing the flock or hiding money from the Feds?

This double-dipping is a favorite of the MacKinnon brothers - they collect on accounts from one law office, then shuffle the papers to another and start the process all over.  They figure if they can scare people into paying once, why not do it again?

In the typical mode of these ?BUFFALO STYLE? debt collectors, anyone being contacted by QUADRANT GROUP, LLC can safely surmise that:

EVERYTHING THEY TELL YOU IS A LIE.

YOU WILL NOT BE SUED.

YOU WILL NOT HAVE YOUR WAGES GARNISHED.

THEY CANNOT TAKE LEGAL ACTIONS OR

THREATEN GOVERNMENT ACTIONS OVER AN IRS 1099-C FORM.

THEY CANNOT REPAIR OR MAKE CHANGES ON YOUR CREDIT.

THEY DO NOT HAVE ANY AUTHORITY OR LEGAL MUSCLE.

They are con men, with a track record of proven criminal behavior that includes lies, threats, extortion and violation of federal law, the Fair Debt Collection Practices Act. We found NO licenses or bonds as required in many states and their association with the WORST debt collectors in America is cause for anyone to be VERY

cautious and suspicious of them.  

As with many other debt collectors associated with these organizations, you can assume that many may have drug and alcohol problems and that many may have criminal records for various offenses such as drug possession, use and distribution.

QUADRANT GROUP, LLC is an infection you want to avoid!

DO NOT DEAL WITH THEM!

NEVER GIVE THEM ANY BANKING OR CREDIT CARD INFORMATION!

TAPE RECORD THEIR CALLS (where legal) AS YOU MAY BE ABLE TO COLLECT ON LAWSUITS!

Contact us for assistance and referral to consumer law professionals and law enforcement.


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Account Management ServicesDoug MacKinnonRodney A. GioveTerrance McKelvey

Harvey DenisDouglas R. BurgessChristopher RanieriJason EvansJef Booth & Assoc.

Lawrence BakerTimmy Ray Collins1st American (FAIC)All Debt Traders, LLCVincent Cignarale

NAARAG Resource MgtQuadrant GroupJason J. CaferellaJason A. Shear

Left a message on my am saying that they were calling about my "theft of services" and left the correct last 4 digits of my ss #.  I don't have a clue what they are talking about.  When I called the number back, their am said their mailbox was full and to call back later

received a call from this number on my cell phone.