says his name is john miller looking for a family member of mt dead mother who passed away over 5 years ago   I'm pretty sure he is a debt collector

I have had 2 messages for my brother from this number. He does not and has not ever lived with me since childhood.  Reguardless of why they are calling, his finances (or otherwise)are none of my business!

Have rec. several calls from this number but they never leave a message.  Anyone know who they are??

YOU ARE REQUIRED BY LAW TO TELL THOSE YOU ARE CALLING YOU ARE A DEBT COLLECTOR - you cannot discuss the DEBT itself without confirming who you are speaking with.  

You claim to be a former employee - so you know what they do is highly illegal and YES THEY ARE CROOKS

Allied Interstate, Inc.
435 Ford Rd. #800
Minneapolis, MN 55426-1066
Phone: (952) 546-6600    1-800-806-3342    1-866-525-7795
Fax: (952) 595-2311

Web Address: www.irmc.com
Head Debt Collectors:
Part of the Intellirisk Companies
Vikas Kapoor, President & CEO
Randy Christofferson, Chairman of the Board
Norman Merritt, CFO
ALLIED INTERSTATE, INC. (BAD REPUTATION!)
Jeff Swedberg, President
Jim Pond, Senior Vice President
55 N. Arizona Place, #505
Chandler, AZ 85225
Phone: (480) 722-7810
Fax: (480) 782-7001

5062 N 19th Ave Ste 102
Phoenix, AZ 85015-3225
Phone: (602) 841-4332
Fax: (602) 841-7388

31229 Cedar Valley Dr
Westlake Village, CA 91362-4036
Phone: (818) 575-5400

3111 S Dixie Hwy Ste 101
West Palm Beach, FL 33405-1520
Phone: (561) 671-2121
Fax: (561) 671-2165

340 Interstate North Pkwy SE
Ste 140
Atlanta, GA 30339-2201
Phone: (770) 989-5700
Fax: (770) 989-5724

7103 Chancellor Dr., Suite 100
Cedar Falls, IA 50613
Phone: (561) 671-2152
Fax: (561) 671-2165

5910 Shingle Creek Pkwy.
Brooklyn Cntr, MN 55430-2322
Phone: (763) 503-6595
Fax: (763) 585-7881

435 Ford Rd Ste 800
Minneapolis, MN 55426-1066
Phone: (952) 546-6600
Fax: (952) 595-2311 13777 Ballantyne Corporate Pl
Ste 200
Ballantyne Corporate Pk.
Charlotte, NC 28277-3425
Phone: (704) 943-1000
Fax: (704) 943-1053

3200 Northline Ave Ste 135
Greensboro, NC 27408-7616
Phone: (336) 333-3100
Fax: (336) 373-4442

15 Hazelwood Dr., Suite 102
Amherst, NY 14228
Phone: (716) 691-1320
Fax: (716) 691-3534

1979 Marcus Ave Ste 100
New Hyde Park, NY 11042-1002
Phone: (516) 437-0800
Fax: (516) 437-6121

3070 Lawson Blvd
Oceanside, NY 11572-2711
Phone: (516) 561-6552
Fax: (516) 561-6548

3000 Corporate Exchange Dr.
Columbus, OH 43231
Phone: (614) 901-7988
Fax: (614) 901-7794

12655 N Central Expy, Suite 925
Dallas, TX 75243-1700
Phone: (972) 934-8448
Fax: (972) 404-1611

14550 Torrey Chase, Suite 550
Houston, TX 77014
Phone: (281) 580-2000
Fax: (281) 580-0396


--------------------------------------------------------------------------------

Bud Says                Consumer Comments Below

This company is a class action lawsuit waiting to happen. Sloppy record keeping, failure to validate at every level, under-trained, uneducated collectors SEVERELY lacking in Fair Debt Collection Practices Act training.

Intellirisk must be making BIG bucks in collecting because they sure don't spend it to insure they comply with the laws. Student loans with these idiots is a nightmare. Most Allied collector's don't have a clue in handling even the most basic of consumer complaints. Loans that have been paid, in the wrong names and outdated credit bureau reporting are fast targets for lawsuits because Allied is unable or unwilling to respond.

If you receive a collection notice from Allied DISPUTE IT! Even though you will never receive a reply, it is important that you use the law to your advantage. Allied aptly fits the saying; "the right hand hasn't a clue what the left hand is doing" Brain-Dead! Idiots! Untrained!

May I state again....THANK GOD FOR THE FAIR DEBT COLLECTION PRACTICES ACT!! Someone in Washington must have had a dream about companies like Allied to enact the law. THANK YOU! THANK YOU!

WATCH YOUR WALLET, YOUR CHECKBOOK AND YOUR CREDIT CARDS WHEN DEALING WITH THESE SLIPPERY CONS OF THE COLLECTION WORLD, THEY WILL EMPTY YOU OUT!

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.  

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

I got a call from this # looking for an ex relative from over 15years ago.  Told them that & they said they removed my #.  Wasnt hard for me to pick up the phone & say that.  I worked for Allied Interstate for years, & we would run the accounts through what they called a "scrub" and it would add all possible ways to reach the person.  People called us crooks too but the funny thing was we were only doing our jobs.  There are so many laws out there that people just dont get, 1. Collection agencies cannot state the name of the business on an answering machine...that law is to protect the person who owes the debt.  2. We were never allowed to disclose the reason for our call until we were sure we had the right person...thats to protect the person who owes the debt.  All of the laws were put in place so peoples business would not be disclosed to anyone besides the person who owes the debt........so why all of the bitching?

Oh, don't worry "The Boss" isn't well off, otherwise he wouldn't have to come on here spewing this "pay your bills" shite. Means this site is cutting into their illegal collections tactics, which is good. Love it when the scum take a break from the boiler room and tell us how well this site works!

Typical company person. He/she should try putting himself in other people's shoes. Not everyone is as well off as this person. Probably gets a commission or bonus for every debt collected!

Well I would just like to say that I'm sorry but if you have a bill with this company you should pay it. Obviously they have the right info or you wouldn't be getting any calls. Just pay the money you owe it!!!

This company claim's Juniper/Barclsy's bank turned my account over to them for collection, but has yet to produce any documentation to verify this. They also are not interested in talking to me unless I confirm all kinds of information, like SSN when they cal me, but they are reluctatant to properly identify themselves when they call me or I call them.

It's the craziest thing. My dad had sent me an email said a number called and asked for me. I dont live with my dad since the divorce and I never gave out his numbers because I don't know them. So do these people fish in the phonebook for your last name and call those people. I know I don't like it at all and creeps me out a little bit that they called my dad who I barely see and call his number that I don't even know.

I have recently been getting messages from these people telling me that "I must" call them immediately.  They do not identify themselves and leave a different number to call back this number to call back on.  The original number they call from is 856-676-0916.  They make it seem really important that I return their call.  If it was important they would identify themselves and leave a better message.  I don't know what they want.  I do not owe any money to anyone.

Frequent calls from this number asking for person from whom I've been divorced for over 20 years.  I don't use this phone for incoming calls.  I don't know where the woman is and don't care.  Obviously they follow every lead.  I'm assuming collection agency since she has long and troubled history with finances.

This is obviously some kind of fishing for info/collection agency...
Looking for someone with the same maiden name of me.
Very bait and switch- "oh that person is unavailable"  and of course no info on anything.  
I returned the call and was received cooly when I told them not to call me again.  These people should be fined for harassment and questionable use of technology...

Rec'd 'friendly sounding' msg on my Ans Machine saying:
"This message is for (my first name), (my first name), it's (her first name) at 888-370-4061.  It is important that you return my call in a timely manner, I'll be here in the office until 4pm."

I wasn't expecting any calls, and found nothing online who this person/company is.
After checking my medical phone #'s, and making sure family members were OK, I called.
 She rattled off name of company, and asked if this is (my first & last name)?  (I didn't confirm nor deny my name)
 I asked "Who is this?" She gave me her first name (different fm the one who left msg.)  I asked again what company, she rattled it off again.  I then asked her to spell it.  Then she asked if I still have my PO BOX___.  (I didn't confirm nor deny that either)

I asked what kind of a company is this?  She said she can't tell me until she verifies who I am.  I told her I can't tell HER anything until I know who THEY are!  She then said they are a "Financial Receivables Company".  I then asked "What does that mean to me?".  She said she couldn't say - for legal purposes.  I then said "OH, I can't talk to you!" and I hung up.

At first I thought it was a telemarketing call.  Then I thought it was a cold call to refinance my house.  But when she said "financial receivables", and "for legal purposes", it was clear it was a collection company/agency - probably skip-tracing?

It was obvious they have the wrong person (with my name), as I don't have any pymts I've defaulted on, and I've never owned a P.O. Box in my life!  Who knows - they'll probably call back, or at least start 'digging' up info on me now because of the way I acted.