not just bull, but  bull squirt.

Glad you believe this company because WE DO NOT BELIEVE YOU!!!!!!

PAY YOUR BILLS,  DEADBEAT!!!!!!

HA HA HA HA !!!  DEADBEAT!!!  You didn't pay your bills!!! HA HA HA HA.  BTW Your story is BULL!!!

I GOT SERVED WITH COURT PAPERS SO THE S*** IS REAL I GUESS IT DEPENDS ON WHO THEY WANT TO TAKE COURT AND MY LOAN WAS FOR ONLY 500.00 BUT HAD INTEREST ON IT AND I ENDED UP PAYING IN COURT A LIL OVER 2100.00 SO I GUESS I WAS AN UNLUCKY ONE YALL

I DO BELIEVE THIS COMPANY -- I HAVE A JUDGEMENT AGAINST ME  FOR NOT  PAYING THE LOAN BACK  - I TOOK THE PAYDAY LOAN -AND PAY IT --     AND THEY SEND ME A PAID IN FULL LETTER -- I THEN MADE A COPY OF IT AND SEND IT TO THE ORIGINAL CREDITOR  

I call a call from the same lady...Nicole Payne  they are the biggest liars ever...I am so over theses people

total scam have called several times. same bs. charges pending etc.

capital recovery associates also called my family stating her name was nicole payne, trying to say i got a loan for 4800.00 in  2009. i wasn't even in california in 2009. that if it goes to court it could go up to 8000.00 or more and possible prison time. also stating that it involves federal money. document # c1654-2 by the way i looked this document up and it is for a lady on a vehicle loan that was deemed to be not an official document.  http://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&uact=8&ved=0CCkQFjAA&url=http%3A%2F%2Fwww.kings.courts.ca.gov%3A7777%2Fcourtconnect%2Fck_public_qry_doct.cp_dktrpt_frames%3Fbackto%3DD%26case_id%3D00%2520C%25201654%26begin_date%3D%26end_date%3D&ei=a_5qU-z2OIiMyAS89oGQDw&usg=AFQjCNFUiWvDpxoHZYWWrhciMl2SMdyHKQ&sig2=T_crw4G2dkXIokVVlSspGw&bvm=bv.66330100,d.aWw

Got a call from a Nicole Payne who claimed to be from my county court. She called at 7:32am -- FIRST VIOLATION. Second violation was claiming to be a representative of the court. Do people actually fall for this crap?

Does anyone have an actual name for this company or an address I can give to my local authorities?

they say they r capital recovery associates

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

this happened to me also now they r saying they r going to charge me with fraud , etc....how did u get it stopped?

Call my place of employment and relatives. Called back gave them more information. Found out later it was a scam. Said theywould debit my account on Friday April11th. called my back will stop payment and issue new debit card.

Judgements against me,won't tell me what for! Called my father too.

My mom got a call from these people for me. She did not press 1 and took the number 888-392-5922. I am reporting them.

I received a call to my cell phone stating that 2 charges would filed against me by the close of business today with my county prosecutor.  Fraudulent charges and something else has been identified with my name and ssn. She said I could speak to client by pressing 1 or call 888-392-5922 and speak to the legal department. I did not press 1. Going to report it to FTC and the attorney general's office.

I just got a message from them stating that 2 charges would be filed against me at the close of business today with my county prosecutor. She said fraudulent activity had been tied to my name and ssn. Said if I should call 888-392-5922 and speak to their legal department.     This is obviously some sort of scam, so I did not call them.

called my cell phone stating my ssn was used in a fraud buying scam. they were having me arrested if I don't call. I called the police, da's office and fbi. watch out, DO NOT RETURN THESE CALLS. Once you call them, they got your info.

called my cell from 888-392-5922 said they have 2 charges pending, with my social and they need me to call today or reach the legal team by dialing 1...what out its a scam....

They call my place of employment everyday stating that they are prosecuting the next bussiness day.

Please do report your caller to the FTC, FBI and your state's Attorney General.  You're absolutely correct that your caller is a scammer!

Per Tamianth (regular poster):

One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!
**************************************
credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List

http://www.ckfraud.org/penalties.html

http://www.ckfraud.org/ucc_highlights.html

http://www.ckfraud.org/depository.html

http://www.consumer.ftc.gov/scam-alerts
**********
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

Caller called my place of employment. Identified herself as Investigator Michelle Smith. An urgent fax had come into her office and she was getting in touch with me to let me know that officers were coming to my place of employment. Also stated that the HR department and my Supervisor/Manager would be notified of the pending check fraud charges, breach of contract charges, and written complaint filed against me for writing a bad check. First of all I don't have a checking account and second of all everything she did in this communication was illegal. SCAM SCAM SCAM