They just called me to say they have a summons to give me at my work and she did not know the details.
After reading all the messages this is the company that took $30.00 out of my checking over 6 months ago I called them and they said they would reverse this and I should have it back in my account within 7 days - 2 weeks later I called back since it had not been returned and they said the person had not completed the refund and they would - Called back a week later since I had not received the refund and the number was no longer in service. I just let it go

that telephone number belongs to funding guarantee.com after inputting that info into godaddy it is registered to:
15111 N Hayden Rd, Ste 160
Scottsdale, az 85260
480-624-2599

hope this helps

They did the same thing to me .01 here .03 there .01 there and a credit for .05 then they take out 30.00. I stopped payment on them and the lady at the bank said she has seen this before that all they take is 30.00. I told her that is a lot I worked hard for that she said she understood. I told her if they did it to me and others yeah that 30.00 isn't much add it up I am sure it is a major felony!!! I asked for someone that could speak English they didn't have anyone. I wish I knew where they were located I would go there and get my money back! I hate crooks and that is exactly what they are. Fundguarnt was the company. 888-403-4051

they told me they were going to pass it on to higher management they couldn't refund me. My bank is putting a stop payment on it and all future ones. But I have to wait till it posts.

It just happened to me this morning!!! i had to work all day with it on my mind! I closed my current checking account and opened another one, they are stealing peoples money!!

I am dealing with this exact same problem!  I got a text alert to my phone to notify me of the debit for $30.00.  I did not recognize the charge so I logged into my mobile banking and found that they previously debited my account $0.01 twice and $0.03 twice.  They also credited my account $0.05 twice.  All of these transactions happened over the last few days.  I called my bank and they are saying that I can only reverse the charge once it posts to my account.  I will be visiting a branch to close the account and set up a new one.  I have no idea who these losers are or how they got my account #.

This morning I was checking my bank accounts since I'm expecting a deposit to my savings acct.  Instead, what I found was this (to my checking account)
11/14/2011  deposit                     0.05  FUNDGUARANTEE
11/14/2011  withdrawal                0.01   FUNDGUARANTEE
11/18/2011  withdrawal                0.03   FUNDGUARANTEE
11/18/2011  withdrawal                0.01   FUNDGUARANTEE
11/21/2011  ACH WITHDRAWAL 30.00  FUNDGUARANTEE
11/21/2011  FEE/ PD NSF FEE   30.00  FUNDGUARANTEE
                                              -59.71

NOTHING was authorized! I'm going to be at my bank when they open this morning.  Also following up with BBB and Attorney General's Office.

did they eventually put your money back?  I have the same issue and i think I am just going to the bank now to report it and hopefully put a stop on them ever touching my account again

These guys are accessing our bank accounts without any permission to do so. First you see a deposit for 2 to 5 cents, then a withdrawl for 1 cent. This is so they can confirm that they have complete access to your bank account. If you do nothing for a few weeks, then the real charges and damages begin.
Report them to the FBI at FBI.gov online with as much information as you can provide. It is a Federal crime to take money from someones bank without permission.
The deposit and withdrawl on my checking account contained a cryptic company name abreviated and a phone number 888-403-4051. They claim they are providing payroll cash advances, but they themselves do not provide that service. They are strictly a criminal operation.

First they credit me .05 cents then took out .01 cent. My account were already overdraft so my bank charge me $35.00 for a penny they took out. THATS SUCKS!!!!!

I opened my account the other day and saw where they must have been testing to see if my account was still open, taking .01, .01, then .03 (but credited the same amount .05).  And low and behold saw where they debited 30.00 yesterday, well tried and it was rejected because of NSF. LOL And I say this because the company has done this before to my account under another company name and company number back in September.  The representative admitted he had the refund information and sees where they were supposed to.  Funny how they changed their information to gain access to my account again.  I guess too many people have Stop Payments on their a**.

great now this happen to me will call bank and have this removed I hope they comply with my request what a scam never signed anything for this!

does anyone know the address of these jerks......they gave me on in Nevada...

Same thing happened to me. This has happened before and you can go to your bank and tell them it was not authorized and they will return the money to your account.  I also called today and told them I do not have a loan with them and will sue them if they try it again.

The company from this phone number has deducted 30.00 from my banking account without my permission. My bank statement says that its for a LOAN APP FEE, that I never authorized. This is def. a scam and I have no idea what I'm going to do now.

This number and company is a nightmare please stop them from stealing form the not so wealthy. I need ever cent I make. You are not Robin Hood so stop stealing from the poor. Get off your butt and get a real job. Because if they finally catch you i will be the first one in line to testify. And lucky for you I do not belive in the D------ penatly. But I certainly belive in 25yrs to Life. Now take that to the BANK!

This happened to me in August and I still have gotten my money back and now they are trying to take more.

You will never receive your money from these people.  I've been trying to get my refund for a month after they told me they would refund it in 3-7 days.  I went to my bank and they reversed the charges.  Then this morning they charged my card again for another $30.00. If they have your account they will continue to keep charging it.  Your only option:  close your account and open another!

I have been done the same way. I did not notice it until yesterday that this was done. How can a bank let this happen especially when the credit of .5 was put into my account and then took out one at a time instead of all at once. Would that not be a red flag to a bank? I have had this happen with another company and everytime I go to close my account this is done again. I have to wait on my refund to close my account, so by the time it is in there the next day there is another company doing the same dang thing. This is really getting ridiculous and Frustrating that I do not know how they are getting my information.

I also went through the same thing these scam people took $30.00 out of my account, I went to my bank because I have not authorized anybody to take money out of my account . I did a written statement of unauthorized debit, plus Im posting this on Better Business Bureau. This is a big scam.

THEY TRYED THE SAME JUNK WITH ME TOMORROW AM GOING TO CALL AND B**** LIKE NO TOMORROW MONEY IS A HUGE PROBLEM , TO JUST THROW IT AWAY

Same thing happened to me and when you call they tell you they will refund money would like to know how they got my checking acct number to begin with once again people from India am starting to really have a dislike for anyone from that country it seems that almost every scam has them involved looks like they are tryinfg to one up the nigerian scams

did you get your money back

just had this same issue with this company today, I never authorized them taking money I argued with this lady for 15 minutes. They took out 1 cent two times then 3 cents. I was told that the transaction woould drop off in 24hrs. Just wondering did you ever get your money back. They havent take 30.00 yet but I have a feeling they will try again.

They deposit .03 in my account...Don't want company to have access to my checking account..
Help

The same thing happened to me on Oct 18th.  I first had three debits out of my account two for .01 and one for .03 then had a credit for .05  Then there was a $30 debit.  I called the company and they agreed to credit back my account.  However after reading these post I called my bank and they advised me to come in and close my account and open a new one.  I talked to the company yesterday and still haven't gotten a refund directly from them so I am not sure if they will even give the money back.  While talking to my bank though they told me that they would reverse the charge and refund my account.

i applied for a payday loan. thei company never calls me or emails me yet debits my acct. .01, .01, .03 then i get accessed a $35 overdraft fee for each transaction. I called the company and waited on hold for almost 20 mins for a rep to tell me i was notified of all charges and their approval process. I then told her i nvr authorized anyone from their company to charge my account anything and while im telling her to cancel shes steady trying to lie to me and telling me i can still get a loan. I gave her a few choice words and after another 15 mins i was done. of course they wont reimburse my bank acct for my OD fees and now i have to wait a week and a half for my bank to make a decision whether to refund my money or not. im super pissed if i have to eat thosefunds. I told he rep before i hung up that if my bank doesnt refund my money that i was going to sue them. i need to know how to report this company and who do i report it to.

checked my bank this morning 30.00 taken out. cant get thru to  them to get a refund. fundguarnt is on the bank statement. called bank said i had to wait til it posts since it is still pending and only the jerks can cancel while it is pending. as i said cant get thru.

Contact your bank, tell them that this is an attempt at a scam; demand that they refund your fees, and close the account.  If you bank gives you any static, then consult with a consumer attorney (most will do a free first time consult), and theaten to sue the bank if you must.  While a lot of withdrawals are automaticlly processed and the computer "automatically" charges fees for ODs, there is a human somewhere that can take care of this.  Some sort of due diligence is expected from a financial institutuion regarding their customers, and three .01 withdrawal attempts should ring someone's bell.

Got me too!! I applied for a payday loan and recieved soooo many phone calls and emails. Checked my account this morning and the same thing.... .01, .02, .03 and then my bank charged me $35 each time.  I called my bank and informed them that this was a scam, they refunded the money and I closed the account. SMH