a guy who called himself "Lawrence McDermott" said he was calling about a "business transaction"

I hate to break it to you but this is actually the credit recovery service for NJ Tax Dept.  This is a legit company and most likely debt.  If you have not already, I suggest that you contact NJ Tax dept to get this resolved asap.

Fast talking person, called me at work, mumbled his name and did not indicate a business name, stated that I requested a payment plan. Most businesses will contact you in writing about such matters.

They said they were contract by the NJ division of Taxation, and I was having a judgement placed against me in a couple of weeks.  They asked for the last 4 digits of my SS, and I refused

my name is Ed too, and I just did a post on another page today for the number 856-437-1499, this all seems strange, since thats the same thing that is happening too me, who are you guys,

Was a call from a Lakisha Gold indicating she needed to speak to me on a personal matter