888-512-8875
Jesse  E
Jesse E
2011-06-06 21:05:37
Unknown
Continuously calls and leaves no message.
HUCK
HUCK
2011-06-06 21:05:37
Unknown
CON-ARTIST WHO SAY THEY WILL LOWER YOUR CREIT CARD INTREST RATES! instesd they mail you a bank loan application from someother company and bill your credit card $998 even if you tell them you are not intrested they bill you any way! and let you fight it out with your creit card company! while they hide in the back ground.  There contact info LL FINANCIAL 964 West state Rd. 434, Longwood, FL 32750. Website llfinancial.org  LucilleUrban:407--415-9021. If you had a problem with them file a complaint with BBB and FTC.
keywords:PH 8885128875 , 9785702264 / LLFINANCIAL / L & L FINANCIAL / L L FINANCIAL / SAPPHIRE FINANCIAL / HSBC BANK
Josie
Josie
2010-04-27 16:16:14
Telemarketer
I also got the call, what an idiot. They couldn't wait to take out 790.00. I then paid off my credit card, and I'm now trying to get my money back...since Jan. 2010. They keep sending urgent messages to the billing dept.but I still don't have my money. There's no one else that I can talk to (so they say). There's not a number for the billing dept.or an address, they can only forward a message through their computer. I find that very hard to believe. I'm going to keep calling them, don't know what good it'll do. I don't know how they get away with this!!!!!!
lamet
lamet
2010-03-01 21:53:36
Unknown
KNOWN SCAM  - reported several times in the last year. NOT TO MENTION THEY CONTINUED TO USE ROBOBCALLERS AFTER THE BAN WENT INTO EFFECT.

THEY CANNOT DO ANYTHING THAT YOU CANNOT DO FOR YOURSELF FOR FREE.

Credit Card Rate Reduction Scammers Banned From Telemarketing
Canadian firm ordered to pay $7.8 million fine


July 13, 2009
A federal judge has slapped a telemarketing ban on a Canadian outfit that targeted U.S. consumers with false claims that it could reduce their credit card interest rates.
At the request of the Federal Trade Commission (FTC), the court entered a permanent injunction that puts the defendants out of the telemarketing business. It also bars them from misrepresenting that they are affiliated with consumers' credit card companies, or that they can get consumers' credit card interest rates reduced.
The court also ordered the defendants to pay more than $7.8 million.
According to the FTC's complaint, the telemarketing operation cheated about 12,000 consumers out of more than $7.8 million between 2005 and 2007 by falsely claiming that it could substantially reduce consumers' existing credit card interest rates and save them thousands of dollars in interest and finance charges.
The defendants are Select Personnel Management Inc., based in Ontario, doing business as Select Management Solutions Canada; 1402473 Ontario Limited; 1489841 Ontario Limited; 2105635 Ontario Limited; Special T Services Group Inc.; United Registration Services Inc., as well as individual defendants James Stewart, Luigi Paulozza, and Philip J. Richards.
The FTC charges that they stated or implied--falsely--that they were affiliated with consumers' credit card companies. For $675 plus $20 for shipping and handling, according to the complaint, the defendants sent consumers promotional materials with promises to substantially reduce their interest rates, and a "financial profile form" for them to complete and mail back.
The complaint states the defendants promised to reduce the interest charged on credit cards to rates between 4.75 percent and 9 percent, save consumers at least $2,500, and refund the cost of their services to consumers who did not save at least that much money.
In fact, according to the FTC, the operators of the scam did little more than add their own fee to consumers' credit card balances. The extent of the rate-reduction services consisted of setting up three-way telephone calls with consumers and their credit card companies, and asking that the companies lower the interest rates. Those requests typically were denied.
The FTC said the defendants' misrepresentations violated the FTC Act and the Telemarketing Sales Rule (TSR). The agency also charged the defendants with violating the TSR by "spoofing" telephone numbers so that their calls appeared on consumers' caller identification services as coming from another number, and by failing to provide the names of the defendants or their telemarketer on caller identification services.



http://www.consumeraffairs.com/news04/2009/07 ... am.html#ixzz0LA

FTC Goes After Credit Card Robocall Scammers
Offers of interest-rate reduction claims targeted


December 11, 2009


The Federal Trade Commission (FTC) is widening its campaign against telemarketers who violated the Do Not Call Rule and other laws by making hundreds of thousands or even millions of recorded robocalls to consumers.
This latest effort targets three groups that allegedly made robocalls to sell worthless credit-card interest-rate reduction programs for hefty up-front fees of as much as $1,495. The court has issued an order temporarily halting the robocalls pending trial.
"The FTC has heard the public outcry against robocalls and has taken swift action to stop them. During these difficult economic times, the last thing anyone needs is to be bombarded by robocalls pitching worthless interest-rate reduction programs," said FTC Chairman Jon Leibowitz.
The three complaints follow two filed in May that led to court orders stopping other telemarketers from using robocalls with deceptive claims aboutextended auto warranties. Since September 1, 2009, virtually all robocalls have been illegal, unless the recipients have provided written authorization to receive the pre-recorded calls.
According to the three FTC complaints, Economic Relief Technologies, LLC, Dynamic Financial Group (U.S.A.) Inc., and JPM Accelerated Services (JPM) and related defendants made illegal pre-recorded robocalls to consumers, using names like "card services," "credit card services" or "account services."
The robocalls allegedly claimed the companies' services could lower the interest rate on consumers' credit cards. In each case, consumers who pressed 1 after hearing the automated call were transferred to live telemarketers who allegedly misrepresented that consumers could dramatically lower the rates on their credit card.
The telemarketers also said consumers would save thousands of dollars in a short period of time by lowering their interest rates and would be able to pay off their debts faster -- for an up-front fee ranging from $495 to $1,495. They then falsely stated that if consumers did not save a "guaranteed" amount -- typically $2,500 or more -- they could get a full refund of the up-front fee.
However, after securing the fee, the defendants allegedly did not negotiate lower rates on behalf of consumers and provided few refunds to those who were dissatisfied with the service.
Economic Relief Technologies also allegedly operated a related scam: using names like "Auto Protection Center" and "Warranty Services," they tricked consumers into believing they were affiliated with their vehicle manufacturer or dealership, and falsely claimed that the consumers' vehicles' warranties were about to expire. The scheme is similar to several stopped by a court order at the FTC's request earlier this year.
The lawsuits claim the companies broke the law by making illegal robocalls to consumers and that their deceptive sales pitches violated the FTC Act and the FTC's Telemarketing Sales Rule.
Additional charges include:
? Calling consumers whose phone numbers are on the National Do Not Call Registry.
? Calling consumers who had previously asked not to be called.
? Failing to transmit their caller ID information, as required.
? "Spoofing" or masking their caller ID information.
? Failing to promptly identify themselves, the purpose of their call, and/or the nature of the goods or services they were selling.
? Improperly abandoning calls.
? Failing to make required disclosures in their robocalls.
To help consumers and businesses understand their rights and responsibilities when it comes to pre-recorded telemarketing calls, the FTC issued two new alerts, "New Rules for Robocalls" and "Reining in Robocalls."
Separately, the FTC has issued a new publication, the National Do Not Call Registry Data Book for Fiscal Year 2009, which contains information about the Registry, along with a breakdown of consumer complaints about companies violating the Do Not Call rules. According to the Data Book, there are more than 191 million numbers on the Do Not Call Registry.




Read more: http://www.consumeraffairs.com/news04/2009/12 ... l#ixzz0ZNtsuqK0
GINA
GINA
2010-03-01 21:28:00
Unknown
My husband also got taken for 895.00 and our credit card company says they can't help us so we are now out 895.00

Nice huh??
Huck
Huck
2010-02-18 14:15:59
Unknown
"Debtyz" AKA "LL FINANCIAL" They are on file at BBB http://centralflorida.app.bbb.org/newsearch2.asp?ComID=073300232010244
They use the same phone number on both websites.
Huck
Huck
2010-02-18 13:59:58
Unknown
Call you credit card company and let them know! so they can cancel your card and issue you a new one and file a dispute for any charges that are related or unknown charges. ALSO File a complaint with the FTC www. ftccomplaintassistant. gov AND WITH THE BBB AT WWW .Centralflorida.app.bbb.org/newsearch2.asp?ComID=073300232010244 I did, The more complaints will draw more attention to these crooks and hopefully help catch them! MY CREDIT CARD COMPANY GAVE ME THE CONTACT INFO FOR THE CHARGES(LL FINANCIAL 964 West state Rd. 434, Longwood, FL 32750.) Website llfinancial.org LucilleUrban:407--415-9021. If you had a problem with them file a complaint with BBB and FTC.
hi
hi
2010-02-14 00:45:50
Unknown
"Debtyz" website is: http://www.elhconsulting.com/debtyz/index.html
1-903-744-1444 (Sherman, Texas cell phone number)
Address: PO Box 1766
Pottsboro, TX 75076
File Open Date: December 2008
Type of Business: Credit - Debt Consolidation Services
BBB Accreditation: This company is not a BBB Accredited business.

http://www.bbb.org/dallas/business-reviews/cr ... oro-tx-90129316


File Reports:
Information for Filing Telemarketing complaints in Canada and the United States:

CANADA

RCMP Phone busters
Telephone toll free: 1-888-495-8501
Mon-Fri 8:30-5:20 pm (Eastern Time)
E-mail: info@phonebusters.com
RCMP Website is at: http://www.phonebusters.com  
File complaint online:  https://www.recol.ca/intro.aspx?lang=en
(Register with a password and then can continually file complaints)

Canada National Do Not Call Registry:
Canadian Radio-Television and Telecommunications Commission (CRTC)
Telephone toll free to File A Complaint: 1-866-580-3625
(to withdraw a complaint is 877-249-2782)
CRTC online complaints form: https://www.lnnte-dncl.gc.ca/pfplin-fccoin-eng
that is at  www.crtc.gc.ca

Better Business Bureau, Check out a Business, find owner, contact info; file a Complaint:
http://www.bbb.org/canada/

UNITED STATES

US National Do Not Call Registry, file complaint: https://www.donotcall.gov/complaint/complaintcheck.aspx

Federal Trade Commission
http://www.ftc.gov 1-877-382-4357
File complaint online: https://www.ftccomplaintassistant.gov
that is at www.ftc.gov

Federal Communications Commission
Telephone toll free:  1-888-225-5322
http://www.fcc.gov/contacts.html
File complaint online: http://www.fcc.gov/cgb/consumers.html
http://esupport.fcc.gov/complaints.htm

FCC Abandoned Calls Complaint form:
http://www.fcc.gov/cgb/consumerfacts/1088D-R.pdf
email:  fccinfo@fcc.gov

Better Business Bureau, Check out a Business, find owner, contact info; file a Complaint:
http://www.bbb.org/us/


INTERNET CRIME:
File report for Internet Crime at:
Internet Crime Complaint Centre
http://www.ic3.gov/default.aspx
robert
robert
2010-02-13 23:38:15
Unknown
reduce credit card debt
Ecord
Ecord
2010-02-10 22:11:20
Unknown
Wow I agreed to this too what do I do now?
Huck
Huck
2010-02-05 15:50:31
Unknown
There contact info LL FINANCIAL 964 West state Rd. 434, Longwood, FL 32750. Website llfinancial.org  LucilleUrban:407--415-9021. If you had a problem with them file a complaint with BBB and FTC.
keywords:PH 8885128875 , 9785702264 / LLFINANCIAL / L & L FINANCIAL / L L FINANCIAL / SAPPHIRE FINANCIAL / HSBC BANK
HUCK
HUCK
2010-01-06 17:32:17
Unknown
keywords 888-512-8875 / 978 570-2264 / LLFINANCIAL

I was able to find additional info on these conartist includeing a WEBSITE, cell phone # and an physical address which is mostlikey fake because it is to a hair salon in longwood FL. For more info email me at huckalbur@yahoo.com I would like to compare notes and Find out exactly who the con-artist are and expose them. It is my intent to file a complaint against LLFINANCIAL with all the proper authorities.
HUCK
HUCK
2010-01-05 23:34:55
Telemarketer
I also received a call 9/28/09 and was granted to have my interest rates lowered on my credit cards and save me at least $2000.00 or I would not be charged anything! Unfortunately they were unable to lower my already low 8.99% credit rates so I was told they would call me back a few days later. they forgot to call but they billed me anyway $995.00. I am currently disputing this charge with my credit card company. However
they are telling my card company quote "PACKAGE DELIVERED and signed for. presently being worked on to help cardholder". I know that their are at least 4 companies involved. I suspect that the Solicitors are the con-artist reaping their fees while hiding behind more legitimate businesses leaving us to fight it out with our credit card companies. For more info email me at huckalbur@yahoo.com I would like to compare notes and Find out exactly who the con-artist are and expose them.


keywords 888-512-8875 / 978 570-2264 / LLFINANCIAL / SAPPHIRE FINANCIAL / HSBC BANK
tara
tara
2010-01-02 21:47:04
Unknown
Did you do this?
Tracy
Tracy
2009-12-21 06:29:59
Unknown
I got the call too and thought it was a real service. I agreed to it.... is it a scam? I can't afford to have more debt!
ME
ME
2009-11-13 17:25:54
Unknown
CALLED TO SAY THEY CAN REDUCE CREDIT CARD DEBT BY 25OO. IMMEDIATELY.FIRST YOU HAVE TO GIVE THEM 790. CHARGED TO YOUR CARD AS A FEE.IN 1 MONTH 2500. WOULD COME OFF TOUR CREDIT CARD
1-206-219-7039 1-360-474-3983 1-586-473-0001
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