It is your momma.

It is a mortgage broker.  Did you apply for any loans recently or get a credit report?

If so, they get notified by the credit agencies and they know it is a person looking for a loan.
So they call you, knowing you are a better choice than a cold call.

Quicken loans hounding you for a re-fi - if you have good credit / pay your mortgage on time then they are interested in you. Pain in the a** to say the least.

It's Quicken Loans offering a rate reduction for current mortgage clients.