Remove my number and do not call me again

Received a message from this number that wanted a call back regarding an urgent request being filed on my behalf reference number CAPT#### and to call Elaine at 1-888-542-6932 Extension 2201.

Sounds like BS to me.

Received a call from a Dan Fadelman? Asking me to contact my current husband's ex-wife's new husband immediately.  What?

caller says to only talk to them and only pay them ,,,, that capitol one has nothing to do with anythin even though there who the money is owed to ,,, capitol one claims they never sold off the the debt and i never recieved a letter from them and a judge claiming it has been sold     ,,,,, since changing my number only wells fargo has the number   ,,,, when asked how they got the number and info the caller refuses to say

Received a call from a Karisa who was looking for an individual who has my same name. They are a collection agency. She asked me if I was born on a certain date and I responded NO; and that I have received at least 20 calls concerning this "deadbeat," who does not pay his bills.  I asked her to remove my phone number from their records.

They called today and said to call back immediately. We have no debt but recently obtained a Capital One credit card that gives rewards to a charity. Should have known better than to deal with Capital One. I will call the state AG's office and complain. We are on the do not call list.

This number continuously calls my cell phone and leaves "urgent" messages.  Just today they've attempted contact at my work.  It's constant harrassment - and with no basis whatsoever, I might add.

They have called everyday and left "urgent" messages. I have no idea what they think they want from me, but I have no outstanding debts owed.  Not planning on returning the call.  Credit report checks out okay with no outstanding balances to Capital One or anyone else past due.  What jerks.

Calls 3 times a day asking for Warren
No Warren here at this house
If we do not pick up he leaves a message for Warren on our machine
This must stop and I will report them

Big Time Annoyance. Do they think everyone is lying to them?

they call looking for people who do not live at this residence.

They called my home phone where I don't live anymore. My step mom gave me the heads up. The person who called her was named Qui from Nelson, Watson and Associates. Not 5 seconds after she calls me they call and it was someone named Urina, but my caller ID said 888-381-7802 instead of the 1-888-542-6932 that was given to me by my step mom and on the message they left. I did a reverse lookup and low and behold it was a collection agency. I know I have a balance to pay off and now that I have enough $$ now to do so I'll give them their $. Word of advice, don't go with Capital One. They are rude and don't care about anything but their $$.

called looking for my son who hasn't lived here for at least 7 or 8 years. they ask if i had a phone # for him or an address. I told them nop. then was asked if there was anyway i could contact him. I said maybe and they asked me to ask him to call Jessica @ the Office of Nelson,watson and associates @ 1 888-542-6932

These people keep calling my work number and repeatedly call my friends and work associates. Even though I have asked them not to contact me at work and to stop calling my friends, family and work associates. They are a collection agency owned and operated by Capital One. They are rude and unethical and have no real intention other than harassing you until you payoff the debt. Payments even in large proportions do not stop these people from calling you or friends and family. So my experience with Capitol One collectors is even when you make payments and ask them to stop calling, they do anyway. So be very careful getting involved with Capitol One credit cards.

A quick Google search found their website
http://www.nelsonwatson.com/

Nelson, Watson & Associates, LLC
P.O Box 1299
Haverhill MA, 01832

Direct: 978-416-2100
Toll Free: 800-388-1190
Fax: 978-469-9046


COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!
FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATOR IN THE COUNTRY
Dealing with debt collectors
http://www.budhibbs.com/start.html
Statute of limitations by state ? always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from debt collectors ? always double check with your own State Government website
http://www.budhibbs.com/record.htm
From FEDERAL TRADE COMMISSION WEBSITE
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.

It's a collection company. Two people, a Christine Albert and another guy calling my "office" phone from this number looking for someone else.. the guy was pretending he accidentally got transferred to me but leaving a message to the CEO to ask about this person and discuss her situation? That's messed up!

This number came from a guy who called himself Dan Stadelman. It was a strange call b/c he asked for a neighbor of mine who stays on my street. Very concerning that this guy knew this info before hand. So why not call my neighbor instead of calling my home phone.

I got a call from this number looking for the EX wife(25 years ago) of MY ex husband. How did they get my number, and they ask for me by name...  I never saw this woman in my life, she lives across the country.

says need to call back immediately