Just had "Private" number call twice in quick succession on my cell. I don't answer unidentified numbers. Some j***-off with a heavy middle-eastern/Indian accent said he was calling about a case before further action is taken and I needed to call back immediately to 888-556-3926 and reference file# 03-XXXXX

I am guessing 03 stands for the  year of this alleged debt.  Who knows.  If they think I'm going to call them back, they have another think coming.  Geez at least speak enough CLEAR English that I can half-way understand you. I don't have time to listen to a message over and over and over and over just to get bits and pieces.

I just got a call from a Michael Miranda at 888-556-3926 with a complaint # that was filed against me.  He asked for me with my maiden name which I have not used in 20 years so that was a red flag.  I am not sure if I should call back or not.  I have never recieved anything in the mail from URG so its a mystery.

The people that call from this number are rude. inconsiderate, don't say there real names or any names. will not even give you an address , threaten  to take things and put holds on your checking account.  basicly a** holes that don't have anything to do but harrass you!

ya I got these calls too. I pretended to be someone one else and spoofed my number. They say what ever they can. I called and asked how I pay it right now, and they asked for my credit card info and said they could take care of it right away. I gave them a loadable card number you can get from walmart, it had maybe 32 cents on it. Im just waiting to see what they do with it. Do they have a website or something?

Caller asked for an employee.  Said they were coming to serve papers and were checking our procedures for doing so.  I told him that he would need to speak to a manager when he came, and that we would escort the employee to them.  He then recommended that I take a message and have the employee redirect the paperwork to a place other than work.  Said that they had tried to serve him at home.  Gave me this phone number and a reference number.

Got a call from a gentleman identifying himself as being from the Law Offices of Ortega and something.  What an idiot.

i got a call from process server stating that the police would be at my office tomorrow to serve me,
the guy had the wrong name, but then he changed it to another name, i got a file number from
him and called the 888-556-3926........i told them wrong person and don't call back and delete
my number..........i tried calling them back, they now have blocked my number.

thanks !!! this makes me feel better...i think he was a scammer w/o a doubt ! and from all the posts and info i have found...a pretty busy one ! i had a fraud alert placed on my ssc # bc that jerk has it ! and turned his A** IN !!!

So yesterday this man called me saying he worked for a law office in CA. He told me I was about to be served papers and was being sued for a 4000 dollar debt ! A debt I payed off in full to US Bank like 7 yrs ago! He said they would be willing to settle for 800...but he had to have a credit card or debit card number to set up the payment for this month!!!
I was curious and confused so I asked
him what law office and attorney he worked for...he refused to tell me...I asked what county i was being sued in...he refused to tell me.
I told him I was going to get more info on the supposed debt...at this, he got very mean and nasty saying that he would see me in court!! He said they would cut my husbands pay 35% and defer my car payments to pay this debit!
I pulled my credit report to be sure...and of course its NOT on there anymore ! I called the credit bureau and they had to put a 90 day fraud alert on my ssn bc this jerk has it !!! I also called the federal trade commission and the FCC and reported his *ss !!!
I called the Better Business Bureau and they said the phone number comes up as a " private club " and that "URG" is an air purifying business !!!!!!!

Your caller is full of crap. Wage garnishment can ONLY be ordered by a judge and it's only up to 25%. 35% is total BS. Do NOT pay him, he is a SCAMMER. The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, first whatever) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Note that 3,4,5 must be done *IN WRITING* so you will need to ask an address from your collector. If s/he refuses to give you one for any reason, treat the collector like a SCAMMER.
The collector can threaten court action at initial contact but the FDCPA requires that the collector actually take you to court if the collector threatens it. Threatening court and not going through with it (coercion) is illegal.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. Any 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector, i.e., ownership is irrelevant and debt buyers must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint with your state AG.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
The debt collection process explained in plain English http://www.consumeraffairs.com/debt/fdcpa.html
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

I got a call from a man calling himself Ivy...he told me i was being sued for 4000$  !!! he stated he was with a lay firm in CA. when i asked for the name he said urg and i asked for the attorney name he refused...he also refused to give me the firm name or county in which i was " being sued " ! This was from a debit i settled over 6 yrs ago !!! he stated my husbands wedges were going to be garnished up to 35% and they would pull my car payments to go to this debit if i didnt settle...a 2600 dollar settlement ! then agreed to settle for 600 ???? when i told him i was going to check if it was a scam he said he didnt have time to deal with me an i would be served court papers...wouldnt give me any of info to verify !

tell them they are voilating the FDCPA section 807 (10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to abtain information concerning a consumer.  They will back off and also and far as them calling your job tell them you can't have any personal calls at work that should stop them.This company block my number when I called them back and explain I was educated on the FDCPA and to be careful what they said.  They say I am harassing them because I want to know what is the case# they gave me references. These ppl know they are braking all sorts of laws.

I got a call today from an a man today at  888-556-3926 a Michael Miranda he stated that he worked for urg, which i found out is united recovery group. in Lehi ut.  He left a case# for me to reference and said that he was calling to ensue I was going to be home because someone would come to my home and serve me some legal papers.  I called back Oh this guy also called my mom in Richmond,Va with this bs.  I call the company back and gave the case# that they provided and I ask to speak to Michael.  The guy that I was transfered to said that Michael doesn't work for the company that he is a processor that works with the company. I told the guy to be very careful what he said because I was educated on the FDCPA laws.  The guy first of all did not give his name. when I told him to be careful what he said he got hightly irretated. I told him that Michael said he worked for the company. The guy I was speaking with told me to get off his phone because I was being condescending and hung up on me. He did not tell be why they were calling me or my family looking for me. I called back and was transfered back to the same guy and ask him why were they calling he hung up on me again when I attempted to call back they get this BLOCKED my number.  I then used a co-worker phone and was able to get through. I transfered back to the same guy he said I sound like I'm being represented and told me he reported me for harrassing the company. wow really a consumer that has a collector afraid.  He said he was going to tell me why they were calling and hung up on me again.  well he should be afraid.  They know they are breaking all sorts of FDCPA law. Starting with  s 807 (10) The use of any false representation or deceptive means to collect or attempt to collct any debt or to obtain information concerning the consumer.

I have received a few calls from a Ron Tillman, unknown # that also gives me a call back # of 888-5563926 with a 7 digit case # telling me they have important papers to serve me with. They are calling my work # and if I get fired over this I will definetly go out hunting for these people. Any papers a processor needs to serve would be done thru you county court system and there is always a record. Just wish the calls would stop. How do I do this??????

These guys actually phoned me at work, even though I know better than to provide my work number to ANYBODY.  They said that they tried to send me something through the mail, and was returned each time.  I never RTS'd any letter lately.  When I called, I asked to guy to cease and desist from phoning me at work.  He took my call and request rather cordially, but we'll see if they hold true.

I was called tonight via my mother inlaws phone that was weird to begin with her cell and they had a credit debt that I dont even have.I had a card for 200 about 14 years or more.OLD OLD crdit card.
he was threatening me me to cause harm to me and I was going to Jail if I didnt get a prepaid card tomm and call between 11am and 12pm with an amount set up for monthly payments of 100 dollars until the 2,500 was paid they asked for my checking info or credit card said I had to pay in full b4 I hung up ws 1,200,I tried to talk to my husband I was told it is nothing well he never even let me tell him all they said as to why I even stayed up and looked all this over.My god Iam so glad I found this site.I will be contacting official as I now know they have all of my personal information.This is awful and Mr.Ivy is the one I spoke to he was mean and very convincing as to the threats of harm and loosing everything

Got a call from this number asking for my son who passed away 4 years ago.  I will call it back and ask for a cease and desist.  They called my cell which is against the law for a collection agency if thatis what they are.

Guy calls from a Restricted number, and leaves message for a Lisa Strewlewicz (sp?), and that its about a complaint, and that "I" should reference number 0700977 when calling back.  I've had this number for 11 years!?!  So, something's already rotten in the State of Denmark with that!  I am so NOT returning this call!  In fact, I'm strongly thinking about reporting this phone call to the FCC!  Although, another part of me thinks I should call as "Lisa Strewlewicz" and fun with this guy!  :-)

A private number called me and left me this number, they said I had a complaint filed against me. I call the number and the prick who answered was very snarky and rude to begin with! He said that I am being sued for like $2000, which isn't worth suing anyone over and that I have been served by the gentleman that called me in the first place. I don't think that has any legal standing if done over the phone. He kept talking in circles about his company when pressed on the issue he got very defensive and threaten to put liens and holds on all  of my accounts and properties. He had all of my public information and tried to use it to scare me. In my opinion this company is a scam, they bully people to get them to buy something or give them account information. DO NOT give them any information they ask for and do not worry about what they threaten! It's a SCAM! When I told the prick that I thought it was a scam he told me to stop harassing his office and never to call again, and then hung up!

They threaten my life my animals life. They are rude and loud and screaming.

got a message asking for me, then said it was Michael Miranda calling re a "complaint that has been filed against her". No company name, no nothing, came up Private Number on caller ID but he left that message & number

Received an "urgent message" from a John Causta(?) with a case number, stating that they need to talk to me about something that "could be filed against me."  They also found my parents' number and called them in a different city regarding my "case number."  One problem, John's message clearly said "BreNt" 3 times, not Brett.  My wife is an attorney, they get the name right, not something one overlooks in a legal matter.  Anyway, I called to tell them to take me off their call list and that I was not interested in them wasting my time.  The operator would not give me any information, kept saying "I need your case number to transfer you."  He said their company name is "URG," but would not tell me what it stood for.  He said, "it depends on your case number."  Really???  Typically, shady people are smart, but not in this case.  

Don't be worried by this call.  If there is a legal matter pending, you will be notified appropriately.  Be blessed.

Spoke to Mr. Ivy..Was very nasty and threatened my dad and also myself..I will be contacting my attorney on this matter.