888-606-0049
Concerned
Concerned
2014-02-08 17:13:30
Debt Collector
I have had this company call many times and I finally used there tactics on them I got the women to tell me who they are and what they are but wouldn't say where they are.
GW
GW
2012-09-05 03:43:31
Unknown
This was a message for Gail Wimbush, and don't let anyone hear this message.
Leah
Leah
2012-03-04 18:00:51
Debt Collector
This company is a Debt collection agency out of Mount Vernon, Washington, called Skagit Bonded & Collections.  These people call me night and day, 8am to 9pm and even on early Sunday mornings, (which I was under the impression that by law Sundays were off limits to them harassing you).  My Bankruptcy was filed and discharged accordingly...but that doesn't seem to matter to this company of jerks.  They never leave a message identifying themselves, though sometimes they do leave a automated call back number...but hey, if I don't know you and you don't tell me who you are...I ain't calling your dumb a**'s back!  Whoever invented caller ID was a genius...cause now I just don't answer the phone when this number pops up...They can just "Bite me"!

Read your rights..copy & pasted from website of:

FEDERAL TRADE COMMISSION
Protecting America's Consumers

Debt Collection FAQs: A Guide for Consumers

If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.
What types of debts are covered?

The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?

No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.
How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?

If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?

Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.
Can a debt collector keep contacting me if I don?t think I owe any money?

If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

   use threats of violence or harm;
   publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
   use obscene or profane language; or
   repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

   falsely claim that they are attorneys or government representatives;
   falsely claim that you have committed a crime;
   falsely represent that they operate or work for a credit reporting company;
   misrepresent the amount you owe;
   indicate that papers they send you are legal forms if they aren?t; or
   indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:

   you will be arrested if you don?t pay your debt;
   they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
   legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:

   give false credit information about you to anyone, including a credit reporting company;
   send you anything that looks like an official document from a court or government agency if it isn?t; or
   use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

   try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
   deposit a post-dated check early;
   take or threaten to take your property unless it can be done legally; or
   contact you by postcard.

Can I control which debts my payments apply to?

Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.
Can a debt collector garnish my bank account or my wages?

If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?

Many federal benefits are exempt from garnishment, including:

   Social Security Benefits
   Supplemental Security Income (SSI) Benefits
   Veterans? Benefits
   Civil Service and Federal Retirement and Disability Benefits
   Service Members? Pay
   Military Annuities and Survivors? Benefits
   Student Assistance
   Railroad Retirement Benefits
   Merchant Seamen Wages
   Longshoremen?s and Harbor Workers? Death and Disability Benefits
   Foreign Service Retirement and Disability Benefits
   Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
   Federal Emergency Management Agency Federal Disaster Assistance

But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?

You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?

If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?

Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.
For More Information

To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.

The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
gottaken
gottaken
2012-01-04 17:21:41
Debt Collector
this company watch out. they garnished wages for a bill that had been triple paid. we have 2 insurances. they biled secondary first. which wouldn't pay because they wanted reason primary would not pat. so they billed primary sending info to secondary address, so we kept getting EOB (explanation of benefits) notices to send to correct insurance. I could not get the hospital to understand blue cross federal and regence blue cross not the same. if they looked at the insurance card info. the phone numbers and addresses were different. still they couldn't bill correct insurance. So this company sends us a bill. we pay it. several months later we get served papers. I call ask why, then faxed the copy of my money order receipt. they acknowlede they got payment. AM assured everything is ok. to ignore summons. we did. Then husband government wages garnished. before paying bill. I sent all the EOB's to our primary insurance after speaking with rep. She said after they paid she would notify my insurance regence. even though they are actually different policies under different names. blue cross is holder for both, same networking. just one policy can't pay another. so both insurances paid it in full. I paid bill in full but still had judgement and garnishment. The hospital refunded the amount we paid in full. and refunded the amount said owed, but this company still got over $900 in fees. We contacted an attorney but he advised us would spend more trying to get money back,

My advise get everything in writing. and if you don't owe money they tell you to ignore summons, show up anyway. with proof, also file countersuit if you can.
Pamela
Pamela
2011-06-06 21:05:49
Unknown
Any idea who could call from this phone number.
wtf
wtf
2011-06-06 21:05:49
Unknown
After some time argueing with them, they finally told me they were a debt collector in Mt Vernon Washington, calling for a roomate of mine from years ago.  The lady I talked to did not believe me, so I see no reason to go out of my way to contact someone who owes them money, when they are this rude.
ginnie melendez
ginnie melendez
2011-06-06 21:05:49
Unknown
Keep getting calls from this number.  Have no idea who it is and they do not leave messages.  All debts in this household are paid so can not figure out why a debt collector would keep calling here and provide no information about the purpose of their call.
Patti O'Furniture
Patti O'Furniture
2011-06-06 21:05:49
Unknown
This is them a**holes  Skagit Bonded and collections there in Mount Vernon.  Chicken s**ts won't leave a message then again i've already took them to court once and won.  Place complaints with the FTC and their lawyer is a little punk b***h too.  Funny how much s**t they get into for not contacting your lawyer when you file bankruptcy.
Darryll
Darryll
2011-06-06 21:05:49
Unknown
I Googled the number 1-888-606-0049 to try and discover who is
leaving messages  on my answering machine.

I called  1-888-606-0049 and the representitive told me they could not speak to me, only my grandson.

This number goes to a dept collection agency in Mt Vernon, Washington State.

They are a dept collector agecy calling here leaving messages to speak to my deceased grandson.
wth
wth
2011-04-06 01:48:58
Debt Collector
They are debt collectors, and in our case, from an overdrawn bank account.

Write them a letter and tell them not to call your number anymore. They must comply or be in violation.

SB&C Ltd.
1520 E College Way
Mount Vernon, WA,
98273-5615
Phone: 360-336-3116
Fax: 360-336-5109
Website: www.sbcltd.com
Patti O'Furniture
Patti O'Furniture
2011-03-19 23:11:14
Debt Collector
THis is Skagit Bonded & collections in mount vernon wa. They are using a PDX system so they can generate new phone numbers at times.  Be polite answer the phone and tell them to go f u c k them self.
Patti O'Furniture
Patti O'Furniture
2011-03-19 23:02:15
Debt Collector
This is them a***oles  Skagit Bonded and collections there in Mount Vernon.  Chicken s**** won't leave a message then again i've already took them to court once and won.  Place complaints with the FTC and their lawyer is a little punk bi*** too.  Funny how much s*** they get into for not contacting your lawyer when you file bankruptcy.
Sharon
Sharon
2010-07-29 23:43:59
Unknown
Person calls and says nothing several times a day.
1-402-491-2800 1-805-637-7243 1-323-498-6217
Call Type:
Comment:
Your name:
Validation:
© WHOSCALL.IN 2011-2024 - Privacy