You're a lying sack of s***, too.

The reason these people are making money is because people are dumb enough to fall for it. They keep calling my house looking for my Mom. Look guys I know the law. They say they are calling about a legal matter and if she doesn't contact them they will serve her court papers. I told them to stop calling and misrepresenting because it is against the law and if they are a debt collector then it is against the FDCPA. They just keep changing the people that are calling and won't give any location or real company name. They are full of bs don't fall for it. These guys are an annoyance and using up my phone time when I am trying to conduct legit business...

Yo thats tough, you worked there and you would put them out like that. Damn what happened that would allow you to do something like that.

http://www.baltimoresun.com/business/money/bs ... 0,2245609.story
It's bad enough being hounded by collection agencies for debt that's yours. Imagine getting calls from fake debt collectors in India who threaten to have you arrested for not repaying payday loans you don't owe.

That's what the Federal Trade Commission says has happened to thousands of American consumers ? including Marylanders. The FTC says it's trying to shut down one such operation that has collected more than $5 million from consumers in the past two years. But the agency warns there are others running similar phony collection schemes.t's a major problem," Steven Baker, the FTC's Midwest director, announced last week.

Consumers have lodged more than 4,000 complaints about fraudulent debt collectors with the FTC in the past two years. Maryland's Office of the Commissioner of Financial Regulation, which oversees debt collection and payday lending, says it hasn't had any complaints involving the operation at the center of the FTC's case. Still, the Maryland agency plans to post a consumer alert on its website to warn of the problem.

Perhaps one of the best ways to protect yourself is to know your rights, which could help you fend off a bogus collector or a legitimate one violating the law. Debt collectors generally must provide a written notice of the debt, for instance. If you request this information from a bogus collector that can't provide it, you're less likely to fork over any money. And if a collector threatens you with arrest ? a blatant violation of the law ? you'll be more confident about hanging up on the caller, as you should.

The FTC case involves payday loans, which allow workers to borrow against their next paycheck at an effective annual interest rate of a couple hundred percent or more.

Maryland essentially bans payday lending by capping the interest rate on small loans. Still, that doesn't prevent Marylanders from going online and getting a payday loan.

The FTC claims that Varang K. Thaker and two companies, all based in Villa Park, Calif., somehow gained access to personal information that consumers submitted to online payday lenders when taking out a loan or inquiring about one.

That information, the FTC says, was forwarded to a boiler-room operation in India that used consumers' personal details to convince them they owed money. Sometimes the callers falsely claimed they were attorneys or law enforcement personnel and threatened to sue or arrest consumers, regulators say.

It worked with JanLaree DeJulius, a Las Vegas resident who told her story during an FTC news conference last week.

DeJulius says her ex-husband used her personal information a couple of years ago to take out a payday loan, which she paid off.

In the spring of 2010, she says, a man called her claiming to be from the "Federal Government Department of Crime and Prevention" ? no such department exists ? to collect on that debt. She says the caller knew details about her life, including her Social Security number, birth date, where she worked and the days she got paid. The caller also threatened to have her arrested at work if she didn't pay $763.

Afraid of being arrested or sued, she agreed to pay the money in installments and gave the caller her credit card information. Two charges totaling $263 appeared on her card statements.

But the calls didn't stop. DeJulius grew suspicious when another caller later tried to collect on the same debt. And her suspicions were confirmed, she says, when she heard a news report about other consumers getting harassing calls to repay payday loans and other debt they didn't owe.

The FTC's Baker says Thaker's operation made 8 million calls in eight months, so Maryland residents likely got some of them. The callers, the FTC says, usually bullied consumers to pay more than $300, although their demands in some cases were as high as $2,000. This was money that consumers didn't owe or that the callers had no authority to collect, the FTC says.

This month, a U.S. District Court in Illinois temporarily halted Thaker's operations while the FTC pursues its case. Thaker could not be reached for comment.

The FTC said there are a few ways to spot fake debt collectors: You don't recognize the debt. The callers won't divulge their name, company, address or telephone number. They try to coerce bank account and other personal information out of you.

Phony collectors ? or real ones violating the law ? also will threaten you with arrest or other action.

"If a collector threatens you in any way, hang up and file a complaint with our office," said Cynthia H. Jones, assistant commissioner with the state Office of the Commissioner of Financial Regulation. Call 410-230-6097 to file a complaint.

Collectors have up to five days after contacting you to provide a written notice of how much you owe, the name of the creditor, and a statement on what to do if you dispute the debt. If you challenge the debt within 30 days in writing, collection activities must stop until the collector verifies the debt.

Also, in Maryland, debt collectors can't collect on a debt that violates the state's 33 percent interest rate cap on small loans ? which means they can't collect on payday loans.

THEY ARE SCAMS!!!!!!!!  DONT GIVE THEN NO MONEY THEY ARE PROFESSIONAL LIARS....DEMETRIUS THOMPSON AKA MR.ALEXANDER. &&& DION BARRON AKA MR.PARKER N THEY FEW ASSOCIATES THEY HAVE AINT EVEN EDUCATED... OH YEA CALL WHO U NEED TO CALL B HAVE THEM SHUT DOWN ADDRESS IS 800 BIAR CREEEK RD (4TH FLOOR ) CHARLOTTE NC hahaha losers

I worked for them when i found out it was a fake company they told everyone that we were laid off a the next day they told some of the people to come back to work HUMMMMMMMMMM!!!!!!!!!!

I received calls from this number and even though I told them I am not the person they are asking for, they continue to call my work number and home number - how they got this I have no idea.....I am going to report them to the Local Attorney General and local police.

If they called your work. Document and report and save the call either and your cell. Call your local Attorney General.  Report  to you local Police and have a detective call them back and see how fast they run.They are not allowed to call and divulge personal information to anyone. Report them to the FDCPA, keep the calls recorded. Any reputable company will send you notification. Bottom scum feeders trying to collect and scam you of money by using scare tactics. A process server does not call ahead to let you know you are being served.

This is a total SCAM!! They called my work (after I blocked them from my cell) and asked to speak to my supervisor to let me know that they were per suing legal action. WHAT?? Are you friggin serious?

These ppl were always calling my job and the funny thing is that when I will call the number back it wasnt in service SMDH!!!!!

so what happen when you got served did you go to court,it's funny out of all the ppl that posted your the only 1 who got served and have to go to court IMAGINE THAT HAHAHAHAHA stop lying jerk you probably work for them

You are a fraud and a liar.  No legit debt collector would bother posting on a website like this.  So how long have you worked for the company?  Loser.

they did come out to my job i got served and have togo to court. you guys better listen these people are not scammers!!!!!!!!!!!!!!!!

I have been receiving a call from these people from the same number listed throughout this site. I asked them for their address and the lady stated that they do not give out their information due to threats. The lady stated that she had been talking to a lady from the day before and stated that they do not receive money orders. The first day they called me they had contacted my mother stating that I had used her as a contact with the number they had contacte on. But the strange thing about that was that the number they contacted my mother on was a new number. This company is definately a scam.

I just got a call from these guys... They asked for a "lameka wade" ....that's not my name...then said it was an investigation and they are from texas ....so I asked how they got my number and the lady got upset. ....so here I am laughing at the whole thing. Really .... 800 notes right away.

They called my cell today and did not leave a message.

Correction to above: He would threaten me when I would *not* divulge any of my personal information.

A Melvin Blake, ext 616, from this company has been leaving messages about my 'legal problem' for case number ACE-xxxx. I returned one of the calls and learned that it is a bad check and a default on a 'contract', apparently with Ace Cash Express (a high-interest payday loan company here in Texas). Probably someone using (or having) the same name as mine. I told him I had never done business with Ace. The street address, city and last four Social Security Number digits he had were not mine and I told him so. I would not tell him my information. He threatened my with going to court or suffering the embarrassment of having his 'locator' serve me at my home or office. He threatened this several times, especially when I would divulge any of my personal information.
The local police say that I can file a harassment report which can result in a detective calling them. I would prefer to take action with a regulatory agency such as the FCC. Anyone know how to get something like this started?

I called this number.    These idiots ARE scammers, they are NOT lawyers and they ARE rude.

I called the number and the guy asked me if I was calling back in regard to a previous call from them, I said no, that I just wanted to verify some information.  He asked "Like WHAT?"  I told him I wanted his company name and an address - he asked me if I was ready for his name and I told him - always dear.  So he tells me....it's.....MISTER........CLICK.   Then he hung up.   He was the head IDIOT.  

Then I called back and a lady answered the phone, I asked her if this was 888-639-6002 - she said no and then promptly hung up.

I then called back and she answered in SPANISH!   I asked for Senor CLICK.  She kept saying No Hable English.   I told her BS, I had a fluent Spanish speaking lady in my office and she was poking me telling me that she couldn't be spanish she had no accent!!   So I called her bluff.    

She then reverted to PERFECT English and said I had bad language!   (Imagine that??)  ...and again promptly hung up.

I could find NO information on this number or the imaginary "FIRM" that they claimed to work for.

IF you get a call from these scammers - tell them to go POUND SAND!!!

They're just screwing with you.    AND PLEASE!!!!!! If  you get called by these goons post anything you find out about them here!!

Merry Christmas!

Called and said they will sue and all this non sense. (888) 639-6002

I'm sorry you got scammed.  In the future always ask for debt validation which by law the company must provide you.   This will show if the company does in fact own the debt or not.  In many cases there are scam or bottomfeeder collection agencies that break FDCPA laws and use scare tactics in order to get people to send them money.

Again, never send money or give out any information until the company can prove that they own the debt and that the debt is legitimate

THIS COMPANY IS A SCAM!!! THEY TOOK MY MONEY AND I STILL HAD THE DEBT ON MY CREDIT!!