This scam is attempting to get a return call, and will claim that YOU are someone else, owe their client money, and THEY are trying to settle this "problem" without taking YOU to court.  My State Attornery General told me to never call, or reply in any way.  I am not this person, I do not owe anyone any money and I am the original owner of this home, this address, and this phone number.  This is a "Phishing Scam", which finds way to get some money so that THEY will stop harrassing you.

They said they have an important matter for my niece. They made it sound like she has a court order against her. The number they called from is 706-247-8717

These pay day loans aren't credit based so they may not be reported to the credit agencies. You leave a postdated check to secure the loan. So really you wrote a bad check. Anyone with good credit is generally smart enough not to take a pdl in the first place.

I also received a call concerning my son,  They had my number, other relatives addresses. This Tony Wight was not available. They said they had papers for my son to sign, they were reaching out to help him? Thye also said if he was not available  they would have to take matters into their own hands.  I am very glad I googled  the name before I passed on the message to my son.  I will also turn them in to the attorney general in FL.

I have been getting this same call, for a Linda someone can not make out the last name and being named as a party of interest yada yada yada, I do not want to return the call to tell them they have the wrong person . It is my cell phone that gets this call everyday and I want it to stop as it uses up my minutes listening to it.

Does anyone know how to block the call or get it stopped

The number that I rc'd the call from was actually 716-206-2024.  The call was for my daughter, but somehow got my cell phone number and asked me to call the 888-729-4798 and gave me a case #.  I called my daughter and asked her who this was since I don't give my number to just anyone.  I gave her all the info, she called and they stated she owed them over $300 from back in Sept 2005.  They had all her personal info but refused to give her any info.  The call was from Mr White at the Legal Dept, no other info was given.  I called the 888# and it was ACS.  I'll be letting the Indiana Attorney General know so others can be awre as well.

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

They have been calling me for over a year, threatening me and such until I just stopped answering. Today they called but with a phone number that has the same area code that I live in and from a city that is about an hour or so away from me. So they have obtained a number from my state (which you can do that through vonage and kall8 - and I am sure other providers). SO be careful of them ... they are sneaky.

i took out an advance america and i guess they dont report it bc i wrote a check

I keep getting harrassed with threatening phone calls from this number.  This need sto stop immidiately or I will file a lawsuit if it doesn't.

Onemorething: I think shortly after this happened the first time I ordered a credit report and the Advance America debt was not on there. Don't you think if the debt was reported to a legit collection agency (especially that long ago, I guess I took the loan out in 2006) it would be on a credit report? Is there a possibility that the debt was written off and these companies are using public records to get enough info to try to scam & collect on them? Thanks...

I just got off the phone with my dad. A "James Collins" called (dad's girlfriend's landline, I think) with a case number and call back number 888-729-4798. Dad's girlfriend said he made it sound like he was a lawyer or something. This sounded fishier than the month old sushi in the back of the fridge so I Googled the number and got a bit of deja vu (see my post (Oregon 17 Jun 2009 for phone number 8882287519 as well as the update/reply I posted today.) So I checked out a TextEdit file I saved with the info from the other company.

Longstoryshort: I vaguely remember taking out a payday loan from Advance America a few years ago. In June '09 I was called by a company calling themselves IRS Inc (Income Recovery Services, NOT the real government IRS.) Fortunately the girl on the line was dumb enough to give me all the info I needed to verify that the loan was mine and it was correct. She asked me to hold and then a "Travis Rogers" (who is apparently the Director of Operations) got on the line and tried to strongarm me into setting up a payment arrangement ("today, I can't guarantee you this offer will be available tomorrow") He said that his business was a legal office, that they had purchased a portfolio of debts that they were now trying to collect on (but they are not a collections agency.) Supposedly if I didn't take care of this matter through them, they would go through the Benton County (OR) court system. We'll, I didn't pay them and, kind of like the day after Y2K, nothing happened. I haven't gotten a summons/registered letter, etc. or anything else until I got this second call (apparently from a different company, but they gave the same case number.) Anyway, I'm not going to call them back. I'm going to try to get a hold of Advance America directly to pay back my loan. (I sent them an email when this first started, but they never emailed me back.) So, "Lamet" you seem to think this is a complete and total, 100% scam and any post that's in the vein of "I called these guys and we worked it out" or "I ignored them & now I'm going to court/wages getting garnished" is fake. I know for a fact I have an old debt, but are you saying it would be better to go directly through Advance America if I can? Do you think this company is/is related to IRS Inc. or do you think it's just another company doing the same thing? Thanks...

I received multiple calls from a Chris at ext 526, when I called him back and left a message asking him to please provide me with the paperwork from the ORIGINAL company who he is collecting the debut for, and the paperwork from them that they hired them to attempt to press charges against me for unpaid debut so my atty can take a look at it before i make any payments.  NEVER HEARD FROM THEM AGAIN AFTER THAT!!!!!!  FYI....  ACH services is a registered ATM repair company.....  Google it...LOL!

I have been getting calls from different people company for almost two years. They go away for a while and the come back. I have always been said I will be served papers. They have called my mother and even my brother about this. When I do call back I never receive a call back for any messages!!!

I've gotten several phone call messages saying a Christine V has been named as a "party of interest" and that "decisions will be made without your knowledge." I don't even know who Christine V is.

Brian Davis called me several times telling me that I have been turned into the Fraud division for an unpaid payday loan from 5 years ago. I have consulted with an attorney and my attorney said that they can not do this and to report them to the Attorney generals office which I did on Friday. They just called my mom on her birthday and told them that they wanted to know where I was so they could serve me with papers. They violated my privacy by telling my mother what they were calling about! If they work for an attorney then they should know that when you call someone that is not the person you are looking for, they do not have a right to discuss personal business with anyone other than the person they need to talk with and they would not tell where they were calling from so why would you discuss the business?  I will be turning them in to everyone I can. Their practices are wrong and when i told them i would mail the payment in (to make sure this was legit, they said only by electronic funds. If they want my payment bad enough, they will allow me to pay it by mail.

Thanks for the info and I am going to original debtor before I pay anything to these scammers.

Received a call from "Mr. Green" 716-206-2024 , but left the number 888-729-4798 to call back regarding a legal matter and left a case number. After reading this board, called the state attorneys office and reported the company. The state of Colorado has had several hundred complaints on ACH Services, which is not a legitimate business name in the State of New York (716 is a New York Prefix). In Colorado you do not have to ask for permission to record a call, the DA's office said "Tape that call" when and if they call back, which after reading this board, I'm sure they will. Hopefully if enough people fight back, these scammers will be shut down just like these guys.  http://www.consumeraffairs.com/news04/2009/06/ny_debt.html

I got a call from a Tony Wright from ACH Services calling for a brother of mine. After inquiring about the call, Tony told me it was a legal matter and that they would be forced to make descisions about this matter if they could not get a hold of my brother. He gavve me case#445234 and the call back number of 888-729-4798.

I am so glad i decided to do a search cause I knewn something was not right. I hope everyone out there follows the advice and reports these types of calls to the proper law enforcement. That is what i am doing!!!!

detegbn - ARE YOU PART OF THIS SCAM TOO?  

LONG RUNNING AND KNOWN SCAM - ALL OVER INTERNET AND NEWS

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

id advice not to ignore these like  you said doug if they have all that information its probably valid that they collect off these exspecially if you remember you took out the debt , and when does a office email you not to pay their debts back?

I got a call from Tony Wright, saying Brian Davis was the attorney assigned to my case regarding a defaulted payday loan. I recieved a case number and was reported to there so called "Fraud Division". In the past year I have recieved other calls regarding this matter and it was indeed a scam and I was told to pay or else, I was going to pay it, and I recieved an email from the company who did the orginal pay day loan, and said a scam was going around trying to get people to pay back defaulted loans, although I never did recieve an answer on how they got my records, they had bank infomation, SSN#, Addresses, and phone numbers of friends and family, I took their empty threat and blew it off, I advise everyone else to do the same.

someone called  identifying themselves as being from fraud investigation looking for a person who by law has not been allowed to contact my family for over 16 years due to threats to harm us.  we were told by this company ACH we were "references" and this is  not possible.  How do these people get private information when the law is supposed to protect our whereabouts.   How scary is this.  ?????

I continue to get these calls for my husband's niece, despite repeated requests for them to stop.
I tell them she is a dirtbag, homeless and on meth and I've no idea where (or care) she is.
How do you get it to stop?

I got a call from ACH Services from Tony Wright.  They gave me a case number.  When I called.  He wasn't in but another guy told me they were looking for a Michael with my last name.  When I asked what it was in regards to, they hung up on me.

I received the same calls and spoke with the before mentioned ACH Services - Lynn Martinez who answered the call and states she has removed this number from there list. I am not willing to give them any warning. Seeing that they represent Lawyers they should now the rule's I am instead taking a list of every call they place from this day forward date time and message left and will be filing FEDERAL harassment charges as well as a civil law suit to recover my time lost in dealing with this. And seeing this involves my EX not me it is even more irritating so I?ll be looking for personal damages also.

This is not only going to be posted here but I am sending an email to their contact email, not my problem if they don?t read it. I am keeping record of every infraction they make and suing their pants off when I get enough to do so.

This unscrupulous behavior of companies thinking they can just do what ever they want is why places like this are a need we must have, but the only way to stop it is to take them out at the knees legally and grind their companies into the dust. I?m sorry for the people who lose their jobs but I?m not going after them just their boss?s boss who owns the responsibility of the wrong doing.

Understand big company owner I am coming for Your wallet, Your home, Your peace and quiet! There will not be any way to hide from that a jury of people just like me will be your judge. And you have ticked off to many of us for you to win.

Someone named Michael Matthews of ACH Services Fraud Division left a message on my voice mail, claiming that my name was brought up in a pending Fraud Case.  They even had a Case Number for me.  I did not call back because I didn't have the slightest idea what he was talking about. Instead I decided to google the phone number.. Also, they came up as Private Caller on my called ID.

A Lyn Martinez of ACH Services Fraud Division (888) 729-4798 Extension 528, left a message threatening various in sundry legal action against me.

This was the fifth call I have received from this company, the previous calls from different phone numbers, same company. I returned at least four of the calls and requested various parties at ACH Services remove my number from their database, and each time was assured they would, but to date the calls continue.

ACH Services is apparently looking for someone with a similar name as myself, and I have a very common name. Their investigators apparently provided them with bogus information to begin with--why would they be call me otherwise?--yet this does not explain the continued harassing phone calls.

The latest call we received from ACH Services was today Dec 18, 2009 at 8:13 AM. When returning this call my wife and I informed the folks at ACH Services that in the State of Washington harassment of this nature is a crime, and that if the calls persist, we will report them to the Attorney General's office.

I'd advise others do the same.