These Debt Relief Scammers are relentless. They have been sending me mail for two years now, using different names and numbers. There is no way that anyone can save you 40%-70% off on what you owe on your debts WITHOUT ruining your credit. Sadly, someone I know fell for this scam. How it works is that they claim to mediate with your creditors on your behalf, consolidate all your debts into one monthly payment. The catch is that they pay THEMSELVES first! So the $$$ you are allowing them to take out of your bank account every month is going directly to them, and after they are paid in full (about a year or more), then they start to pay your debts. Too late, your credit is ruined, and they made thousands of dollars off you. If you are in trouble with debt, call your creditors and work it out with them yourself - no need to pay a middleman (scammer) for something you can do yourself for free!

Same story. How do they get the address and the name?

No, it is not a Chinese phone number.  It is a toll free California number.

Well Terry I also got hung up on after the guy I was talking to got upset from the questions I was asking him especially when he said they had an A+ rating with the BBB, and I responded by telling him the BBB had never heard of his company (which was true).   Anyway I called back a couple hours later got a different guy and I pretended to be totally ignorant concerning my large credit card debt, and boy oh boy did he take over then telling me all my options.  He said he could give me a list of all the creditors but he would have to run my credit report which I naturally said no way, I do not give out my SS# to anyone over the phone.  Told him I would call back when I decided on one of the options which would probably be Bankruptcy, so I will tell him this and the fact I have decided to use my own attorney instead of one of his. Most likely I will get hung up on again. :-)

The letter is from The Validation Center just like the ones Terry and Jack posted above received.  The disclaimer sort of keeps them clear but not when they transfer you to a different department, for example, Credit Counseling, Debt Resolution or one of their Bankruptcy lawyers.  The scam really begins then, so beware.

It is a Chinese phone #.  BEWARE, I SMELL A BIG BAD ASIAN RAT!

Received a notice for Benefits that was suppose to look like a official government letter.  Said I owed 18k debt and they could settle for 5K, but that I had until 06/02/14 to call.  No return address, no organization name, just a phone number.  If I called it they would probably ask me for my name again, and then "verify" (a number they didn't have) my Social Security Number.  Then "Bam" they would have me!  I just wonder about the disabled, elderly, or less fortunate that may fall for this notice.  I sure hope not.  Please if you get a notice, report it here and call the state and report the fraud.  

Thanks for the post. I will not be calling.   :)

The same here, guys. I called and let them understand I was not interested. They might be interested, :)

I got the same letter different amount and thought it was suspicious also. I didn't and won't call, ever!

Sent letter with no name or address: said it was a certified benefits notice. had a file number said I had a past due unsecured debit of $15,000.00. reduction of toral debit to $4,607.00 certified notice will act as the final notice to claim the pending benifits set aside. I had until 6/3/2014.  then it listed the or else clause. I called the number. person said I had the debit. I asked who did I owe. He didn't answer. I told him that I had already settled my debit. He said no I hadn't. I told him I didn't want to fuss, and he said he didn't either. I asked for the names of the said creditors and or a phone number so I could talk to them. he then asked if I wanted an email address and a phone number. I said anything that I could talk to someone about said debit. he hung up on me.