you are mentally slow. you make absolutely no sense. be a man and pay your bills in the first place and you wont recieve a call.

O am getting the same nessages as all of the above comments.  It's very annoying.  I have contacted the FTC and filed a complaint. These people need to be stopped.

I got a call from acs and associates stating I owe a loan I do owe a loan from mountaintop but I heard acs and associates was a fraud is this true

it must be a cashnet loan. CASHNET IS THE BIGGEST SCAM OUT THERE.  their system got hacked 4 years ago and millions of customers info was stolen and the did not have the BALLS to come clean so they tell everyone that is trying to collect on their loans they are scams to save face. I bet your letter doesnt say apex is a scam because if it did they would get sued! 99% OF PEOPLE THAT TAKE OUT THESE LOANS AND DO NOT REPAY THEN ARE SCUMBAGS WHO CAN NOT GET LOANS ANYWHERE ELSE BECAUSE THEY HAVE ALREADY SCAMMED FAMILY AND FRIENDS AND CAN NOT BE TRUSTED TO REPAY ANYTHING! THE BEST WAY NOT TO DEAL WITH COLLECTION AGENCYS IS TO PAY YOUR BILL BEFORE IT GETS CHARGED OFF! THE COLLECTION INDUSTRY EMPLOYEES THOUSANDS OF PEOPLE AND PUTS MILLIONS OF DOLLARS BACK INTO THE ECONOMY , SO GET A LIFE AND PAY YOUR BILLS WE ALL HAVE FAMILYS TO SUPPORT

I have no debts that I am aware of (my identity was stolen by a family member 8 years ago and I have made restitution as far as I am able and for the things I know about). Nothing shows on my credit report, so I don't know what this could be. I have been getting scam calls like this all year. I nearly fell for one once. They called with what looked like a local number, but a computer answered. They wanted me to press 1 immediately, or call back this 1-800 number, 1-888-878-5206.

I figure if something really does come up, I'll handle it when it happens. There are no debtor's prisons anymore.

Funny I got the same message three times now! And they call me from a local number! I hope these guys are caught soon!

This is the verbatim message I keep getting on my phone.  This is a SCAM!

Apex Capital Solutions.  They called my number for months, maybe years over a debt once owed by the person that had that number10YEARS AGO. I told the, several times that she was not at this number.  They would promise to rake my number off the lists, but they would call again, daily.   I finally hired one of those debt attorneys and I have NO past due debt, but I need my bus line available for customer calls.   I filed suit and still got a call.  I hope I get a decent settlement for all the aggravation.

Another bogus outfit trying to get money - TOTAL SCAM!!  They are threatening  and leave no actual info, not to mention the thick accents & that they are RECORDED MESSAGES!!

The number that they called me from was (971) 228-7234 which is a local number to me. I let it go to voicemail. The voicemail was from a lady harassing me. Saying they were paid to locate me and will use any info they obtain against me. Resulting in decisions being made without my knowledge or consent. Said that they would send me to jail if they didn't get the personal info they needed as well as a signature on legal documents. If i didn't contact them back in 24 hours they would take further legal action against me which may result in going to court or jail time. I have no idea who these people are. I'm changing my phone number!

I received a call from Apex Capital Solutions (local number 262-437-0805, toll free 888-878-5206) looking for the fellow who used to have my phone number a few years back. How do I know he had my number before me? Because for the first year I had the number, I got nonstop calls from a variety collections agencies looking for him. He must have never actually paid a bill in his life. I can't speak to the legitimacy of ACS's business practices, but I would not assume that they are strictly scammers. Anyway, I called the number back, got a human very quickly, and told him the guy they're looking for doesn't have this phone number any longer. He was polite enough and assured me that he'd remove my number from their system.

DO NOT give them any information that validates who you are. This is just another bottom feeding scam company. Do not believe anything they say pertaining to being served papers at home or at work as it costs money for them to do that and they already are in the red because of purchasing a 'debt' on spec. If THEY call YOU give it to them with both barells. You are allowed to call them names and be abusive as they called you on your phone taking your time. I enjoy getting them so riled up their heads almost explode. But only if they call YOU can you do this

These people {and I use that term lightly} are bottom feeding scum. The so called debt they claim they will sue you for was written off by the original lender and that entity used it as a tax write off. These a***oles bought the 'debt' for pennies on the dollar and are just calling trying to intimidate people into paying something, anything on the so called default. If you talk to them, be the aggressor. Ask for the loan number and most importantly the documents that prove they now own the debt AND HOW MUCH THEY PAID TO AQUIRE THE RIGHTS TO COLLECT. THEY WILL START TO GET ABUSIVE BUT KEEP REPEATING  that you want PROOF THAT THEY NOW OWN THE DEBT AND how much they paid for it. They will go away as actually suing you costs them way more than whatever they MIGHT recover from the courts.

They can't tell you they are going to sue your a** on the phone. Nor can they make threats like that. What rock did you come out from under? They are "SCAVENGERS" and they are harassing. You might want to research the Fair Debt Collections Standard Act while you are Staying at home. Don't give advice out and bully people into your coral and don't act like you know it all when you don't know enough to even give advice. As a former wife of an attorney these people scab over debts that are 10 or more years old and are pushy, arrogant and they will ya-ya back and forth with you. They can't serve you papers over the phone and if they are calling your place of business that STOPS THE MINUTE YOU SAY I AM NOT TO HAVE PERSONAL CALLS AT MY WORK PLACE. They have been reported so many times that your printer would run out of paper if you printed it off. There are about 7 names and they all come from gutterville NY. Buffalo NY and the surrounding areas are a cesspool for this nonsense. RESEARCH COMPLETELY BEFORE YOU OPEN YOUR MOUTH!!

They tell you to call back the 888-878-5206 but the actual number will shop up as a # in your local area. They hub the call in so that it looks like someone locally is trying to get in touch with you. DO NOT GIVE ANY INFORMATION OUT AND DO NOT ADMIT TO ANYTHING. 1) They can't take you to court or sue you via the telephone. Looks like some folks need to read up on the Fair Debt Collection Standards Act. 2) If you have told them to stop calling keep records of when they call because by law they are liable for damages via the Fair Debt Collections also they can't release any information regarding the debt to anyone else as that is illegal also. 3) They have to serve your employer with garnishment papers before they begin a garnishment and you still have time to fight the debt because your employer can fill out the paperwork also that states that you are not liable for a debt. They are "scavengers" this debt could be 10 years old and as little as .25 and they inflate the cost to where it looks like you owe hundreds. Statue of Limitations is 2 years in most states. Before you do anything READ UP ON THE FAIR DEBT COLLECTION BECAUSE 90% of the time YOU DON'T OWE THE DEBT!!!

I've received TWO called from two separate numbers today. I did a little digging and here's what I found...

Firstly, I've never taken out such a risky loan. If I needed cash I would contact my bank or approach family. On to my light research:

Calls prompting me to call 888-878-5206 which points to Apex Capital Solutions, LLC. ( http://www.apexcapitalsolutionsllc.com/contact.html ) and they have an address of  3221 Southwestern Blvd. Suite 120 Orchard Park NY 14217. They used a phone number local to me in the 262 area code.

About 20 minutes later, I received a phone call from the same area code demanding I call 877-881-0891. This number comes back to Turning Point Solutions ( http://www.turningpointsolutionsllc.com/contact.html ) which has the address of 3221 Southwestern Blvd. Suite 120 Orchard Park NY 14217.

A quickie search on Google Maps, using Street View pointed to very little but further digging shows that the address is a UPS Store ( http://mojo.myfoxphilly.com/shipping/orchard-park/ny - scroll down a little bit to see the entry for that business ).

I contacted the UPS Store and they're aware of possible fraudulent activity connected to box number 120 and have begun to refuse mail related to it for lack of payment to rent that box.

I am getting harassing phones calls daily from this number.

I got a call today from this 888-878-5206 number at my job.They called on a totally seperate line that I know I wouldnt have put on a application because I dont answer that line. It is really embarassing to get collection calls at work and I'm confused as to how they even got this number. I am quite sure I dont have any outstanding loans but I dont want to ignore it and really get a served papers. I guess I will just call, see what they are talking about

Keep getting messages from this company saying I have an outstanding loan and I do not. She told me they will file papers with my local county. Have gotten these before and usually ignore.

pretty sad you even have a "debt" lawyer ! Just sayin

its not a scam telling someone the owe a debt . thats half the problem. you people who find ways to not pay bills give others idea how also not to.  you think these places just pull information out of a hat? come on.

Do you really believe especially in this economy that any SCAM telemarketer co. would serve you papers? much less can issue order for your arrest? Trust me they use information on very old old already written off receivables of payday loan companies, that would not even affect your credit...
Then they proceed calling you several times w no answering as a coerce method to intimidate you.
MY COUNSEL to all of you SUE THEM for every penny you can.  I guarantee you they will have to cease.

If you want my services I can help you...HELL NOT KNOWS FURY LIKE MINE" I don't like them...so will make their lives miserable...CONSUMER BEWARE THEY ARE A SCAM do not give them the time or SUE THEM FIRST...you will see they will stop... ah huh!

I rec'd a vm from the computerized voice guy 678-327-0094 saying I rec'd a notorized affidavit w/ my name and ssn (I didn't) where I am the primary person of interest and they need a voluntary statement of intent to review w/ their client to determine if any other action is needed.  I was supposed to respond by 11/1/12 (ummm it's 2013).  If I don't call 888-878-5206 by the end of today they will file a commencement of activity.  Don't hold your breath!

this for everybody to be aware, ripoff please read.

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Submitted: Tuesday, February 28, 2012Posted: Tuesday, February 28, 2012 Reported By: fran dalton ? las vegas Nevada United States of America
apex loan solutions llc
Pennsylvania
United States of America
Phone: 18888785206
Web:
Category: Collection Agency's
apex loan solutions llc frank garbo cash loan scam artists unsure, Pennsylvania
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i was first called my this company 3 weeks ago claiming the money i used to pay off a pay day loan 5 years ago was fraudulently used by the cash loan company and that i now owed apex over 1250 dollars. when i began to question the legitamacy of this claim as i found the receipt and letter from the company that it was paid in full he treatend me with jail. i called the loan company and they confirmed i was paid in full they said this apex place was a scam. they even sent me an email stating so. so thinking this was all over today i get a call from them again. saying this time they were going to ruin my life. i use another site  called who calling me and sure enough replying to my post to warn peole of them along with the others who posted bad things about them, was a post by them saying fran dalton is a deadbeat who doesn't pay her bills or her payday loans. i forwarded this to the fbi before coming to your site. i want these peole stopped before they hurt others who dont have the resources to know this is a scam.

You must be an idiot.  No one tells you in advance that they are going to serve you papers / sue you.  If they have a "notarized affidavit against your social security number" they need to get it to you, which they dont.

Yeah, then you got scammed, especially if you believed it.

I want these people to stop calling me.  They leave messages saying this is extremely important and that action will be taken soon, but this has been going on for months.  They never leave a name or name of a company.  I don't like being threatened and if this is so important why not identify themselves.

look into the laws ,  you must recive a 30 days notice from any debt collecter, 2 they cant tell you they are going to sue you over the phone.  I have turned them in to the fbi my debt lawyer.  they call me again the will be getting sued by me

S-C-A-M

Thank you, for helping me. I fell victim and pay some money to them. It's insane, how they can make you believe in something that is not true. Not knowing, the law can make a person really clueless.