So what if this f****rs already got My info cuz I actually believed in it
They threat me so I got scared I gave them my debit card info and they been taking 120 every month;( it's hard enough with this economy for them to do this:/ what should I do? Please help!!!!!!

The owner of this ?company? real name is Nick Alfano. His personal cell phone number is [removed]. The company number is 888 236 2416 and his personal extenstion is 2501. If you want to visit them at work you can go to 19322 jesse lane in riverside ca. they claims to have an attorney on file but in reality they do not. If you google Wayne Lunsford and FTC you will see that this guy was shut down by the ftc. This whole thing is a scam, Nick Alfano is a former employee of waynes and is now trying to do his own collecting. Everyone should contact the FTC about this scam artist

call asked for janie my mom about a citi bank card ending in #.... and that a warrant would be issued and  if my mom didnt call within 48 hrs a warrant would be issued  even they had a case #  told my sister who told me too google this # and too my surprise wow how r they getting away with this     crap  my  mom is an elderly woman and is ill with health issues

This company is Called A&N Collections, LLC. They're doing business as  A&N Financial Firm.
Their old phone number was 888-622-4773.

The true names of the Owners of this company are Anthony Neal and Nick Alfano. They operate under aliases, as do all of their employees. Anthony Neal's alias is Jonathan Waters and Nick Alfano goes by Daniel DiRossi. Though Daniel DiRossi sometimes claims to be an attorney with A&N Financial Firm, he is not an attorney. NIck Alfano, on the other hand, is a second year law student who thinks that the 4th Amendment to US Constitution protects consumers against debt collectors.

Their "Corporate Office" is located at 27186 Newport Road, Menifee, Ca 92584

Their Mailing address is 26025 Newport Road, Box A-198, Menifee Ca, 92584

When you receive a call instructing you to contact this number that caller is an A&N Financial Firm dialer pretending to be a process server named John Howard or Rachel Owens. Any male caller will tell you he is John Howard and any Female, Rachel Owen. When you call that number you're going to be transferred to "Claims Litigation." The person who answers in Claims Litigation is going to tell you his or her name. This is not their real name either. Nothing they tell you is the truth.

If the person you are speaking to tells you that he/she is an attorney or paralegal, don't believe them. They're just debt collectors who have had no real training. Most of them have no idea what the FDCPA says.

FACTS:
1) In most cases, They cannot sue you for this debt because it is out of stat.
2) They have no intention of filing a lawsuit against you.
3) They do not have any of the media (documentations) associated with your Debt. They don't even have the original credit agreement.


You should do the following:

1) Send them a certified letter demanding that they send you Verification of Debt.
2) Contact your State's Attorney General's Office and file a complaint.
3) Contact the Better Business Bureau and file a complaint.
4) Contact a Consumer Advocacy Attorney

My Step-Father got a call from this number asking for me then told him they were
the Sheriff's Office & if I did not call within 2 hours - they would put a warrant out for
my arrest & would come find me..............

When I called the number - & told them NEVER TO CALL AGAIN WITH A STUNT LIKE THAT!!!
They guy stated they didn't make outside calls from that office!

I want to know who called me from this number!

Called my daughter and told her that he was with the pinal county sheriffs office and they had a bench warrant for me. I knew this was not true because I had not broken any laws except being disabled. I called the number my daughter gave me and they answered C&N Finacial I did not talk to anyone because I don't want to get into it with them about old debts I can not pay. I am glad I came to this website and read the comment here.

these are absolute fools they lied and threatened with a sheriff subpoena.
these guys are absolute terrors !

They told me the same thing! That I would have to travel to California to go to court! I live in Mississippi! I do not believe these people are legitimate and I hope you did not send them any money!

These people called my son who does not even live in the same town as me and told him the Sheriffs Dept. was on their way to pick me up. He is an adult and it still scared him to death! Imagine if they get someone's minor child on the phone! This is ridiculous and something needs to be done. They told me I had a debt on a credit card in the amount of around 2500.00 and they would settle out if I sent them 900.00. They told me if I refused to send that amount then fees would incur in the amount of 8000.00. They called me last year and they are calling me now, even though I have told them to stop calling my number. I have even threatened them with a lawyer!

i got a call stating that i had a complaint filed against me from a company that said they worked for many different offices so I'm guessing they were a 3rd party of some sort. They then gave me the information to the office i contacted then told me i was going to the claims and literation department where i was then told i had a civil case pending against me which i would not have known about until i got that call. They then went through everything and explained the process to me and how i can keep from traveling over the country to go to court. The person i spoke with was a gentlemen and did everything he could do to make it as easy as possible for me once he realized I'm a 69 year old lady who is disabled and couldnt make it to court if i had to travel.

These people called my mom in New Mexico and was asking for a Brian Wilbur. My mom got very scared because of the language used and this is her granddaughters huband's name. My mom is 82 years old how can it be legal to harrass or intimidate a senior citizen who is not involved in anyway? How did I get involved? My mom called me scared out of her wits because they told her the person was in very serious trouble and legal action was being taken as they spoke! What a bunch of sleeze bags!!!

These motherFAKERS have been harassing me and my relatives for years now.  Someone opened a Citibank account back in 1995 using my identity.  I reported this to the credit bureau(s).  Since this account was closed by citibank in 1999, the statute of limitation is FAR from over by the ONLY person who could legally collect on this (Citibank), but these morons bought this account and are now trying every trick in the book to scare you into paying (especially, when it doesn't belong to you).  IGNORE THEM, they have NO RECOURSE in the matter!!!!

So this "2nd party" person/group called me to give me a "file number" and a phone number to call... 'Jennifer" said she'd note my account that I had an hour to call - or then I could expect to get served at home or work, or even have a warrant issued for my arrest!  She wouldn't tell me who or what -- and made me repeat back the phone & file number.  So then, I turn to trusty Google; and lo, and behold there a mess of complaints, illegal tactics, threats, etc.  I'm angry.  It's gard enough surviving in today's economy w/o these people attempting to collect on outdated and/or bogus debt.  I've never received word from folks and now they're threatening to have me arrested?  I don't know everythig about thr Fair Debt Act, but I plan on studying up and I DO KNOW, you do not get arrested for alledged debt in my State.  Filing a complaint with the AG today, and going to follow up on BBB... where they numeroys complaints (for exactly this kind of behavior) on file... and a bunch of BS sorry, I didn't know, etc. Responses.  You can view them here: http://www.la.bbb.org/business-reviews/Collec ... ee-CA-100101497

actually rob its called a reaffirmation of debt which actually restarts the time on the statute of limitations and all the person with the debt has to say is yeah i remember that or in some way tell them that this was their debt.

SCAM..  see http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml  
statute of limitations is way over, but if you pay them it starts the clock ticking over again.  Don't call them back, and don't let them intimidate you if you do pick up.

Oh for heaven's sake, this scam/extortion attempt is just gonna keep circling the earth.  Send family, friends, employers, etc., to this site to look at the articles and link.  And don't call them back.  Tell those family members that if they call them, just say there is no one here by that name and HANG UP ON THEN=[m.  That is why they do things this way; hoping your family members will get involved in getting you to call them so they can attempt to extort money out of you.  BTW:  even if you DID owe these sleazebags money, you don't get arrested.  Maybe in India, Pakistan or wherever they're actually calling from.  SCAM, SCAM, SCAM.

Calling all my family.  Told my mother they have legal papers for me and gave her another number to call.  Told my brother in law that they were putting out a warrant for my arrest if I didn't call them in 48 hrs.

A&N Financial..called my daughter's cell looking for me...but actually looking for a male with same name different spelling. They said it had to do with litigation. annoying

Calls as lawyer with case # to sue me for unpaid debt from 11 years ago.