Sorry about how I wrote the last note.  I didn't realize that I could put a different number in, I wrote my message under a different number that the same caller was using.  I letter was that I had won this contest as stated above and once I deposited the check for 3,950 dollars I was to call them immediately and they would give me the information on where to send them back 2,950 dollars which was for processing and insurance fees associated with my winnings. I did try calling the bank for which the check was sent from but I was put on hold for so long and I had to go back to work, I will be going to my bank tomorrow and visiting with them on how to handle this. I am so glad I looked this up, and found this website.

I also received a letter just like your, I had won 65K and was sent a check for 3,950.00. same story but the phone number to call is  905-781-7233. Apparently they have not caught them yet because you got yours in Jan.-Feb and I didn't get mine until the end of March.  My check is from HSBC which has to do with Menards credit card.  They said that Menard, Wal-Mart and many other large company"s put your name into a sweepstake when you shop there and then once a year they have a drawing, mine was chosen in Sept. 26th 2011, yet they stated the next drawing is in July 2012. I'm not very good at math but the last I knew a year was 12 months not nine.  He also told me not to tell anyone because in the past they have had a problem with more than one person claiming the same winnings and that if anyone calls again claiming the same claim number and using my name I would not get the money.  Then he stated that  I have the option to decline the money but I would be passing it on to someone else.  
Jason Brown is the contact on my letter but the Vice President of Operations on mine is Andrea Cooper, which is the name of a doctor in my small town.  
Thank you for starting this website and everyone posting on it, It saved me a lot of grief, I will contacting my bank tomorrow and getting them turned in.