} you can sue them and get $1k for every violation of RESPA.
Really, now. The Real Estate Settlement Procedures Act does not cover consumer debt or debt collection at all. It's federal law aimed at keeping realtors and their affiliates honest about pricing of fees and services. Also, it does not appear to specify any $1000 penalty for violations.
12 USC Chapter 27 - REAL ESTATE SETTLEMENT PROCEDURES
Let's try a different acronym: FDCPA. That's Fair Debt Collection Practices Act. See, it has both the words "collection" and "debt". It prohibits the abusive and fraudulent behavior often attributed to Kentwood and does grant private right of action. It does *not* provide a statutory $1K per violation but *per action* in court. The bullies violate 85 times, your award cap is still stuck in a late 1970s timewarp of $1000. Actual damages are available with no limit, though they are by nature much harder to win.
The same law provides many tools to alleged debtors who need to choke off annoying calls and obtain proof of a collector's claim. Get educated and don't get swindled.
FTC and CFPB material on US federal collection law:
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
To halt the misfired skip trace calls, YOU must take direct action, not complain and wait for a rescue. My advice for "not me" cases is found here:
getting really mad!
I have been getting calls for Adrian Lopes for about a year. Don't know him/her. As far as I know, this person doesn't exist. I am fed up.
Translated blather from Bob "Putdown" Polus:
The problem is we fail to abide regulators. We blame consumers
when junk paper debt we inherit fails to produce, so we break laws
to make you start paying.
The original creditors are long done contacting all of you,
so they sold their bad debt. When you needed help they ignored you.
Maybe not your debt, maybe you pay your bills. Now we want you
to pay us for something we don't want to prove. How silly! Lucky
you have the right to dispute your debt.
How in the hell are we going to recover in the next fiscal quarter
when you won't lay down and pay your debt without a fight?
Should we crank up the usual illegal harassment and lies? LOL. Stupid question.
There's no need for a collector to put you down.
The introduction to the FDCPA says so. The problem is all of us
who ignore the law and abuse consumers over the phone.
Number came across with no name. Will not pick up anonymous calls. No message was left.
Debt collector pretending to need to speak with the Human Resources office to do an employment verification.
The same phone number keeps calling me, at first the man would leave me a messages saying he was "So-n-So Lopez from some law firm." He claimed to be collecting a debt from me but I never answered the phone and in fact keep ignoring his calls. The 909 area code is located in southern California and frankly non of my deters would be in southern California. I live in Florida and so I feel like you guys are right. I too think this is a scam artist trying to get our information to still our identity. Hope this gets resolved some day!
A man just called me from this phone number. Refused to tell me who he was or what law firm he is with. He was very rude. Since my identity was stolen almost a year ago I am extremely cautious on the phone. As well he did not have my birthdate correct that was about the only information I got from him. He asked me if I received a letter in the mail from an attorney, I said no. Then I wondered what attorney would be calling me so I asked he stated he could not give me that information. Does that even make sense that an attorney's office would call and not identify or give you the name of the office calling. He accused me of playing games on the phone. I told him my identity had been stolen some months back and I don't play games on the phone. He hung up.
I have a lot of safety issues and am very cautious on the phone. The callers' Phone number came up on my caller ID. I looked the phone number up online. This attorney is a collection attorney. I shouldn't have any bill problems unless it is in regards to having my identity stolen.
This office is highly unprofessional and caused me to be concerned about my physical safety.
We're getting harassing phone calls from Kenwood! They don't have all the facts and the right person. This is such a big problem, third part debt collectors buying the bad debt and they don't have all the information... Their not professional and they sure don't have any intelligence in the matter. So, take notes and stop calling on the innocent people and find the right dead beats!
The problem is most of you hide from creditors. You blame collection
companies for collecting debt you moran inherit, because you stop paying.
The original creditors tried contacting all of you to pay your bill. You'll did the
same to them ignore them, so they sold your debt. And, Yes silly! They have the
right to sell your debt.
Incompetent people tell this Country how in the hell are we going to recover
your debt? When you get a job? Lol. Stupid answer.
There's no need for a collector to put you down. The problem is all of you
who insult collectors over the phone.
Called my phone asking about my current husbands ex-wife. So weird. I have no connection with that woman whatsoever.
There must be a lot of bad paper out there. I keep getting calls for a person w/ the same name.
Call is from a bottom feeding collection agency. Go to debtorboards and learn how to take care of these
Someone called from this number and asked all kinds of questions. Very shady. My mother unfortunately gave them information because she thought it was someone else that she knew that needed to get in touch with me. Nervous about what they will do with the information.
These people called my cell phone twice in one day looking for someone I do not know. They used the "very official voice" and said they were a law office recording the call, but they did not ID themselves (I looked them up). I have had the same cell phone number for several years, so I can only assume they were fishing.
yes very shady. asked for my ssn. saying its per federal law. i laughed in his faced and asked where he got his law degree, cracker jack box. refused to answer my questions as well. as per knowing peoples info. all personal info is actually readily available for purchase from large companies operating here in the United States. they monitor all calls, purchases, transactions, emails. a bit scary to be honest.
Received call from Walt Meyer of the Kentwood Law Group as they stated they were looking for a Linda M. that lived in my neighborhood and asked if I knew her. They stated the the call was being recorded with the police. The caller went on to tell me where I lived and how far away the person they were asking me about lived. I still said just because the person is suppose to live in my neighborhood does not mean I know them. He said since I did not know the person it was no need to speak with me any longer and thanked me for my time. He did not tell me he was from a debt collector or any additional information as to why he was looking for this person but, only that they had tried to contact Linda several times and was not able to reach her. This call took place about 4:50 p.m. on 4/11/13.
I received a call from these people yesterday looking for me and my other family members. I wasn't home to tell them if they call my house again I'll sue. Note taken Amanda! Thanks for the info guys!
This number called me saying they were an attorney trying to obtain location information for my mother. I asked what attorney and she said Kentwood. I used to do this terrible job for a living so I know exactly how Debt Collectors call and pretend to be "legal" in order to scare and use tactics to obtain money and act like they need a location to "serve" papers. come on...her address has been the same for 20 years so I doubt they don't have a location for her...I mean they were able to get my number so surely if they have something to deliver to her they can obtain her address from the so called debt and her number and contact her directly. Just to pass on to any one if you want to record the phone calls you should do so because you can sue them and get $1k for every violation of RESPA.
This number has been calling myself and family members for weeks asking about one of my siblings. They refuse to aknowledge questions that we ask them. They also refuse to tell us why they need this information and what they are using it for. Its also a bit scary that they have all of our cell phone numbers and home address. If they would simply say they are a debt collector maybe i would feel more obliged to give them some more information. The female who called was yelling at me and very rude. I said i would not speak to her anymore if she continued to talk to me that way and then she hung up. I plan on filing as many of these complaints as i can to get the word out about this terrible company.
Its pretty simple, if I had the money, I'd of paid the bill. Times got tough, and calling me asking about money I don't have doesn't make this any easier. Talk to the IRS, they are getting paid by me before you will.
Kentwood Law Group - debt collector based out of CA