For the past three weeks, I have been receiving calls from this number. They have been more than annoying calls.

I have received numerous calls  during the last few days. Telling me that I have a collection pending with Victoria Secrets. The Spanish speaking lady asked for some personal information that obviously I refused. I called the FBI local office in P.R. and the agent in charge suggested me to file a complaint at this site name: ic3.gov  ; this way they could investigate a possible scam.

please stop calling

These people call and call constantly on my cell.  Speaking Spanish.  I've repeatedly asked them to stop calling but they continue.  This couldn't be a debt collector as I don't owe money.

Debt collector for any of the retail companies:

Maurices
Lane Byrant
and more..

If you play silly w/ them on the phone, they won't call for another 5-7days. They also call from the numbers:

6142127504
3032555040
9135635503

So tired of these ppl calling me!!! I have no clue who World Financial is. I know I owe my cc but when I have money-trust me I will pay!!!!

This number keeps calling me.
The call comes through to my cell and them seconds later the house line. No messages have been left either.

What bothers me most about these calls is I have not received  a bill in 6 months and yet they can't tell me the address they are sending the statements to and they cannot discuss how they got my husbands number after being married for only 2 months. They can't give me any information about my account but they want my card numbers! I am more than willing to pay the bill but I'm just a little nervous about someone who can't tell me anything about the account but wants my financial information.

I did find this link about them.......


http://www.debtconsolidationcare.com/settlement/wfnnb-calls.html

This number 913-563-5503, calls 6 times a day and it is driving me crazy. It is either a british accented woman or someone with some other accent asking for anyone who is listed as living in our house.....I am not taking the call, and have repeatedly told them to stop calling.

Calls from World Financial Bank   913-563-5503 just constant calls but leave no message.

Evidently, World Financial Network National Bank is the issuing bank for many retail company credit cards.  A partial ist can be found here http://creditboards.com/forums/index.php?showtopic=212327.    

Another web site suggests - " Call them. Keep hitting 0 or saying gibberish until you speak to a person. Alternatively, say you want to report a fraud. That will usually get you to a person very quickly"

World Financial Network National Bank
3100 Easton Square Place
Columbus, OH 43219
OH Tel. 614-729-4000
Fax 614-755-3175

Calls three or four times a day and leaves no message on the answering machine.  Caller ID shows World Financial.  The first time I answered a woman said Hello?  several times and then asked for someone that I've never heard of.  I told her she had the wrong number and thought "wonderful!  they must have been collecting a debt and had the wrong number.  Now they'll stop calling."  Nope, next morning at 8:01 the calls continued.  This time I answered and got the british recording asking me to stay on the line.  I don't know how they got my number.  I don't have a business relationship with them, nor have any delinquent debt.

this number needs to stop calling me...

Great info.... They called me and I was a week late due to the holidays and you'd think I robbed a bank!! These people are something else. Can't wait until I get this billl paid off!

WFNNB
I was late on a payment to Chadwicks

I reieve 8-10 phone calls a day from this number. Today at 7:34 am yesterday at 10:15 pm. the caller id says world financial. i answered the phone once and a recording by a british woman said to stay on the line. i am on the do-not-call list in our state and do not want unsolicited calls on my phone.
    i googled world financial it appears to be a network marketing company.one posting said they got thier phone number from a resume post on career builders.com website.
    my daughter is graduating from college and posted on that website and the calls started after that.
I am going to report them to th phone company and the attorney generals office and try to get some relief from these annoying phone calls.

I am having a similiar situation with this phone number.  I can't decide what the common link would be between all of us.  (As in, how in the hell did they get my number?)  I stayed on the line after the woman's voice with the British accent went through the information you all have listed and a small, high-pitched voice came on the line and said "Hello?" then promptly hung up.  I will not stand for this and am finding ways to report this to the proper authorities.  I suggest you all do the same.  If not for yourself, then for the sake of the future numbers that it will call repeatedly.

I realize that this is monies owed to Discount Tires but having lost my job2 years ago, and had major surgery due to those poisonous hip parts that needed to be replaced , during surgery my kidneys died so now am on dialyss 3 days per week 4 hours per session.  Hard to look forward for work when you have 3 days a week when you are not able to work.  I have sent letters and infored me that that I am unable at this time to make my commitment as I am just hanging by my fingertips to keep my home I have lived in for over 20 years so that I am not homeless and living on the street.  They do not understand -- maybe they do not want to ?

They call me at least 10 times a day back to back to back and not leaving a message. I haven't tried to answer it or call back but its driving ME NUTS!!!!!!!!!!!!!!!!

This number calls several time a day. We are old and I am tired of this. We are of PR.

This number keeps calling me.

thats weird when i called it said it was a national bank!!!

It is WFNNB credit card

Ok I googled this and the exact same numbers showed ex. 9135635503 is what I googled and another similar number that had called me before showed

The call comes through to my cell and them seconds later the house line. No messages have been left either.

Yes, very true.... they call starting at 8:01, and is non stop all day long....I call them, and I have to wait.I do not think so...
Is it possible to write and have them stop!

called me at work at 8:40am, did not leave a message.  No caller ID since it was on my cell phone.

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

This number calls me every afternoon and when asked why they are calling they just hang up. How do I get rid of them?