This guy is ruthless an will not stop calling my job have no idea what to do

I would follow up with your financial institution on the ACH transaction. Every ACH transaction has an origination code in addition to an authorization code, and a final routing code. At some point, some how, they received a legitimate authorization code, which means you could potentially have legal action against whatever company you were going through for the auto loan comparison. As stated by another commenter on the second page, ACHs *MUST* be authorized in some form or fashion, as this is a part of the very ACH process. You can read more about it here ( http://en.wikipedia.org/wiki/Automated_Clearing_House#ACH_process )

At some point an authorization was granted, that is the only way those funds could have been pulled, as unfortunate as it is. What is fortunate is that unlike the numerous phone scams on here, You now have more than enough information through the ACH transaction to take action.

Hope this helps.

Same thing happened to me today...Called my phone several times, and called  on my job several times, telling me charges were being filed against me, for wirs fraud and all other kind of stuff...I knew it was a scam...I HAVE HAD TO CHANGE MY BANK ACCOUNTS AND I am considering trying to press charges....

These people keep harrassing me and my employer. Not sure what to do to make them stop

I did have money taken from my account through ACH and did not authorize it.  When I called the company, they claimed I applied online and had all of my information.  Not long before this happened, I had applied for an auto loan through a dealership and that had been sent to multiple loan companies.  Almost immediately after that application, I started getting a ton of email regarding Payday loans, but ignored them because I figured they were spam.  Within 2 weeks, $30 was deducted from my checking account.  I contacted my bank and they stopped payment.  Today, I started receiving calls from this guy claiming to be from the California Attorney General's office.  I only got the messages and didn't speak to him directly.  By the time I got to work, he had talked to several of my co-workers, threatened to have them arrested, and called one a "Bloody Fu#$er" and our Receptionist a "Bloody Bi#ch and A-Hole".  I've closed my bank accounts and filed complaints with the FCC and State Attorney General's office.  Also filing a police report so our IT department can have our telephone provider block the calls.  This is a nightmare!  Definitely not something I initiated.

Your caller is a criminal. You have no duty to be civil to him. Blow his ears off with a whistle, air horn or a screaming smoke alarm, or simply play tunes on your workphone keypad.

THIS IS AN EXTORTION SCAM. Scammers use bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

I love that idea! I think I might try that later on. :-)

The same thing is happening at our non profit organization in NYC.  He's been calling since Tuesday claiming his name is Gary Hudson and he is calling from the "State Attorney General's Office" on an "urgent" matter claiming there is a lawsuit against my co worker. He's been calling for my co worker who has not been in. When I tell him she's not in he then asks for the manager and just continues to harrass us. On Tuesday I got so tired of his calls I just started to laugh, he said "oh you laughing now, you gonna cry later". Today when he called I stayed calm, he asked for my bosses and co workers cell phone numbers, I of course refused and then told him to please stop harrasing us, he said "you're gonna see harrasing" and tied up all 4 of our lines with continuous calls for about 6 minutes. Luckily we have caller ID so when we see the number 951-708-0369 we just ignore and it eventually stops until he calls again. I've filed a complaint with the BBB, I'm not sure what else to do. I know my coworker had fraud on her account so I guess this has something to do with that.

He told me the same thing.  I told him to send the police.  He then cusses at me.

This guy has been calling me since 6:30 this morning, for now 7 hours straight.  Threatened my life, my childrens lives and said he would slit my throat if I do not pay.  I have cussed him, screamed in his ear, ignored him, he calls as soon as he hangs up.  I have had over 100 calls from him alone today.  He said he is Robin Walker calling from the States Attorneys Office and will have me thrown in jail if I don't pay.  I told him come and find me.  He said when he finds me he will kill me.  I told him I carry a hand gun, I have no problem using it so please come find me because I would love to put an end to his BS!  I called the police, the BBB and the FTC and filed complaints with all of them.  I wish there was a way to locate them, physically, I have a thing or two I would like to show him.

recieved call last claiming to be state attorney curtis jackson said i was being charged for defrauding payday loans the man had a heavy accent like maybe indian wanted me to wire money by western union money transfer to hold off charges being filed and if i dont send the money in one hour he would send sherif to pick me up

DO NOT WORRY ABOUT IT. THIS SCUM BAGS ARE JUST TRYING TO RIP OFF A LOT OF GREAT PEOPLE LIKE YOU AND ME. JUST IGNORE THEM.

I also received a call from this 951-708-0369 and they have been calling back to back today while I was at work. Even to the point where my co workers were saying who is that calling you. I called the number back because i thought it was some type of emergency. A man with a thick accent stated that I needed to call Curtis Jackson because there were charges against me and that I would be picked up if I did not handle it. He gave me a number to call and I realized it was the same number that he was calling from. I also realized that he was calling from California and that I have never ever been there before. I know I dont have any legal charges against me for anything!!! I realized that something wasnt right. When he called back (the thick accented man), I told him that if he did not stop calling this number I would report him to the Indiana's Attorney Generals office and the California Attorney Generals office and to never dial this number again!!! He tried to talk over me but I hung up on him. While he was calling every 2-3 minutes, now the calls have stopped. I don't know what this is but it makes me feel very uncomfortable because he stated the name of my employer...

This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.

ABC News released an investigative report on this scam in June. The FTC has indicted one of its ringleaders for criminal fraud:

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=1

http://www.ftc.gov/opa/2012/08/bgm.shtm

I have also received phone calls repeatedly from this person..I have a list of all of the numbers he has called me from..Now there is a lady named Elisha Winston calling my work stating the call is an emergency..She gave my co-worker the phone #951-708-0406 to call..Before a foriegn man would call repeatedly..The threats went from bombing my employment to hurting my child..I called the police and the states attorney office..I was advised that nothing could be done by either dept. due to this being an off shore company..I was advised to contact www.IC3.gov..I have contacted them and then the calls will stop for a while and then they change their phone numbers and call again as another company..The reason that they are persistant is because they can't get funds without a signature...They have called my work up to 50 times in a day..I wish there was something further to do..

So did da cops cum pick any one of u guys up yet??lol

I have gotten these calls atleast once a day for the last 2 weeks.  I have reported them to the  better business bureau and have told them if they continue to call me at home and my job that I will call the police.  So far so good.

As someone who works in finance, pulling the funds from your account is excessively complicated to do. All ACHes generally have to be pre-authorized, either in the form of a physical check that is then converted electronically, or in the event of bank transfers, a transfer initiated on your consent. Simply debiting funds from a bank account, even if you know the routing number, Social security number, and bank account number, is next to impossible. It is actually easier to process it as a credit card transaction, as you only need a card number, expiration date, and CVC to initiate the debit, but those are easily traced.

The calls, if allowed to proceed, probably push to have you initiate the transaction, and once a transaction is authorized, he can pull down more than what was authorized--to a point.

If anyone reading this is really worried, by all means change your account numbers, and your bank will almost always help with that, but most banks now require substantial documentation to initiate ACH debits, and unknown or atypical Credit card deductions, especially from companies unknown to the banking institution, generally result in a fraud lock being placed on the account.

As long as you don't give in to this guy, you're fairly secure. It can be unnerving, but that's what he's counting on.

Like the above, I received a call at my Branch office regarding one of my employees. The first time I was respectful and polite, and took down the message for my employee, but when he mentioned it was the state attorney general's office regarding fraud, alarm bells went off, since legally they can't tell me the reason of the call, but he just did. Searching the number brought me here.

After another series of calls, I have now gotten him to block me, and let me just say, this man is very easy to make angry if you are very polite to him, and point out all the flaws in his operation, and just stand firm in your refusal to tell him anything but how wrong he is, and how flawed his false identity is. He strikes me as someone very new to this game, as he got mad enough that he managed to call bomb all 8 of our incoming lines with over 100 different phone numbers from across the country, instead of understanding that I was a waste of his time and he wasn't getting anywhere.

Moral: Legal threats, as much as we want them to, have no effect. Mercilessly shaming and trying to be friendly to this man (I even called him every thirty minutes to check up on him!) has resulted in him blocking -MY- number. Much worth it if you have the time and the level head to keep it up, because he will get very violent.

An Iranian guy keeps calling here and calling me s**ts and bi****s and n****rs. He said I'm a dumb stupid bi*** and changing my voice.

I receive the same phone call this morning and he tried to give me a but I did not I use my cell phonecall back from my house phone what's wrong with people in the world stop harassing people this photo me he was gonna have to share come and pick me up just because I didn't want to take down the number that he was trying to give bank number was the same number that he was calling me from I pray the Lord that he can get the information of my cellphone shaking my head

Yesterday I recieved 19 missed  calls from  951-708-0369. Today I called to see who,what and why this number was showing up on my phone. The Scamer Curtis Jackson Im a Attorney from California... he  stated you have 21 hours  before the police come pick you up for Money Laundering. Your creditors has reported you to the authorities. I stated  who are my creditors? You have outstanding pay day loans and you are using your email account to commit fraud, I smiled for a second... I said Look Scamers.... My Bills are paid in full... So, Move around..You Better watch your back...The Police is looking for you...

Got this same message to call this same guy.  I told him to send me a formal letter stating the legal allegations and I'd have my lawyer respond to them.  He claimed before they do that I still need to talk to this Curtis Jackson at this number.  About 5 minutes, later this same foreigner called back and asked if I'd spoken to Curtis Jackson yet. I said "NO, I just walked into my office."  I also told him that I know my rights because I've worked for attorneys for 30 years. I asked what state's attorney office and he said "Los Angeles, California."  I'm about to file a police report on them and follow up with FCC.

Yep, got the same schpiel from this Indian/Pakistani guy about the Los Angeles States Attorney (there is none; There's a State's Attorney office and an Attorney General's office and they both said it's a scam). Wouldn't tell me what the issue was but said I was in trouble and they were going to call my work. Ironically, they couldn't figure out that my work number was a direct line and not to my boss or a switchboard. I've been having fun with them ever since.

A male with an accent from phone number 951-708-0369  claiming to be from the States Attorneys Office continues to call my home and my place of employment harassing my family as well as my co-workers in bogus attempts to get monies or otherwise have me arrested. This person should be held accountable as in being arrested due to defamation of character and blatent harassment. Let Justice Be Done!!!

I too have been getting this man calling my work asking me to call and talk to a Curtis Jackson at this number wanted me to tell him my lawyers name and information.. I told him if he was with the attorney generals office then I shouldn't be calling anyone he couldn't tell me what it was about..but threatened to send an arresting officer and close down my business I told him to go ahead ..and yet no one comes..also he gave me this number as well 951-708-0406 just in case someone else is trying to look for more information.
Pretty sure its a scam of some type been trying to call that number And I block my number and they never answered...

Has this guy taken money out of anyones bank account? Or is it just the harrassing calls?

I received 6 phone calls to my business (which I own) for one of my employees. The man (of Indian descent perhaps) cursed at me, called me names, threatened me and said he would continue to call over and over until I put the employee on the phone. Having worked for a collections company before, I know it is illegal for them to call a place of business if the business says they cannot, which of course I did. The man said he didn't care, he was going to continue to call, what was I going to do about it? It is also illegal for him to say he is from the state attorney's office, which he did. When I told him I filed a complaint with them in both California and in my state, he again said he could care less and he would have me arrested. My employee is also issue a company cell phone and the same man called her on it 78 times in a row, threatening her with arrest (which again is illegal) if she didn't pay whatever he was claiming she owed. He knew her social security number and birthday as well. Also, in California, it is illegal for collection agencies to use foul language or call you names.

He continued to call my business phone until I finally blocked the number-dial *60 to block the number. My employee also filed a complaint with the FCC. I have called the number back and it goes directly to the same man. Sometimes a woman will answer as well. The number is not a spoof number as the CA AGs office claimed-it is a hardline directly to them.

They pulled the same s*** with me, They even have my banking info, only thing is i DONT HAVE A PAY DAY LOAN, heading to police department right now to file a report and then to the bank to change my account.