They (and you) need to send cease & desist letters.. Follow the steps in what you need to know!

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

To report FDCPA/TCPA violations, File reports with your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

I wish portfolio recovery would quit calling my in laws house for me I do not live there I wish they would just stop it is causing problems

Tell them the Statue of Limitations is up and if they continue to contact you, you will report them and then do it. They are in violation of the Fair Debt Collection Practices Act.

That's not true. You can call them back and find out what they are calling about. You just need to make sure you use the words "alleged debt" and that you do not indicate in any way that you owe it. Only if you claim the debt does the SOL start over and if it's past 3 years (more or less, depending on what state you live in) they are the ones who are SOL.

@Sick Of These Scum Suckers,   Thank  U  sooooo  much  4  posting  this  411 :)

PRA,
GOD  Do  Not  Like  Ugly

                AND

GOD  Do  Not  Like  U!

                 FOR

WHAT.U.DO.IN.THE.DARK.WILL.COME.TO.THE.LIGHT!!!

CALL THE FEDERAL TRADE COMMISSION AT 1-202-326-2222 OR ON THE WEB GO TO www.ftc.gov  THEN THEY WILL STOP. BE SURE TO HAVE THE TEL # THEY CALLED YOU FROM AND THE NAME OF THE PERSON THAT CALLED YOU, DOCUMENT EVERY WORD THEY SAID TO YOU. THE FEDERAL TRADE COMMISSION DOES NOT TOLERATE THIS ABUSE, EVEN IF YOU OWE PORTFOLIO MONEY.

Never thought of doing that, but it sounds like a great idea. I'll try it if I'm in the mood to deal w/these morons. It's just easier to not pick up the phone if I don't now the #.

THEIR STOCK IS WAY DOWN SINCE THIS CAMPAIGN STARTED. FAR WORSE THAN THE DROPS ON WALL STREET. KEEP UP THE GOOD WORK!

Reverse boycott. Together we are destroying their cost/benefit ratio by consuming their service. Their legal model is less vulnerable than their business model. Individual efforts against their legal model have failed for years. This united effort against their business model is succeeding.

When a company can repeatedly call with the intent of getting money their customers can repeatedly answer or call back with the intent of not giving them any. They need people to pay with as little talk as possible. They don't want to talk with people who know they are never going to pay. Be all talk and no pay. Answer when convenient. Call back. Give no information. Verify nothing. Ask as many questions as you can. Answer none.

Don't ignore/block/report them. It doesn't work. These folks want you to ignore them for as long as you can stand to or until you give them something valuable like money or information. Ignoring them is being their good customer. Sending a cease and desist is giving information. It lets them know you are still alive and remain their good customer. Preparing to initiate unlikely individual legal battles is being their good customer.

Be their bad customer. Make them talk to you fruitlessly for as long as they can stand to or until they stop selecting you as their customer. These companies cannot spend seconds much less minutes on the phone with every person who will never send them a dime. But they don't know who that is. You do. That knowledge is power. Every second you can keep their staff on the phone will render their business less profitable giving them a reason to never call you again.

Calling will not reset your SOL. Making a partial payment will.

I like to ask general questions they should but usually won't answer, "May I have the name and address of your agent for service of process?" Calmly and slowly ask them to spell every word in the address. Read it back for verification. Control the pace. If they are rushing then politely ask them to slowly repeat. "Are you a corporation and if so in which state are you incorporated?" Repeat your questions when you don't get direct answers. When they won't answer a question ask, "Would you like to comply with the business and professions codes of your state?" That is usually the point when they hang up on me but if they say they want to comply then begin your questions again.

Repeat while you have the spare time. These folks have many victims and few operators. If everyone calls back but pays nothing the mass auto-dialer business model becomes unprofitable. Don't aide and comfort the enemy by ignoring them. Call! Have a nice long slow friendly chat! Make them hang up first.

Press 2 for Spanish.

For any business, customers who consume the most resources but don't pay (or otherwise add value) become the least desirable. Most businesses will stop (cease and desist) soliciting an undesirable customer. Those that don't stop remain knowingly vulnerable to the actions of their undesirable customers. Few companies can afford to let everyone take a piece of them whenever they want endlessly. For instance they must pay staff to answer everyone's telephone calls which can be placed at your convenience for the joy of it. Call and consume their operator time without paying or giving information. Be a bad customer. The worst customer. Inspire them to invoke their right to refuse you service by not soliciting you.

There are certainly enough victims to take down this company so ignoring/blocking seems downright Orwellian to me. Really? We're just going to passively submit and go with a block list or however we manage ignoring an endless stream of unwanted phone calls day after day? Hell no! Unite or remain conquered. Answer/return every call - become well practiced at keeping these folks on the phone - or count yourself not amongst the free.

How many numbers does crap-folio have or going to come up with?

I downloaded the APP Mr.Number for my android phone.  The free Mr.Number program blocks any number that comes in that you dont want to answer.  It also blocks area codes. I use it and I never have to deal with these clowns.  However I do have a lawyer sending a cease and disassit letter to them because I am sick of this anoyance.  They say I owe for a bill from 1990 that was addressed in bankruptcy in 1991. I learned from that experience and have had excellent credit since.  Anyways I did not run from the debt in 1991 I addressed it but these clowns are trying to scam me anyways.  People please ignore this scum if you addressed it in court or the statute of limitations has run by. DONT make any deals because once you do you reset the cloock.  I suspect once my lawyer deals with them they will 1099C me as I read elsewhere.  Again more fraud. Personally feel for many of you on here, hang in there and dont deal with these scammers!

Wow I have an old LG that auto adds to a reject list... LOL so much for your smart phone LOL

When I answer the call they tell me it's a bill I ran up in a state I haven't lived in for over 3 years yet this bill is for a company I've never done business with.  It's getting old. They're burning my  minutes for nothing.

Out of the blue they started calling for a credit card I cancelled 10+ years ago. I think I owed like $85.00. Then got a few bills in the mail from Portfolio and the amount was like $800.00 now with interest....

This all seemed to happen when I leased my latest car. I can only think Toyota somehow was responsible, not sure how they could of got my home phone, cell phone and address...

I put their numbers in and my (new) phone has an option that will send them straight to voicemail.  So, unless it's a new number, I never know they call since they don't leave messages.

I have a list that's probably as long.  I've added this number to that list. And, I am going to get that letter from the verifydebt website - Portfolio is driving me crazy - although I haven't dealth with them for 9 or 10 years - only 2 or 3, but that's entirely too long!

This number 954 622 9827 called me and asked me questions and wanted other family members numbers.  They said they were a Portfolio Recovery company.

More than likely from a repo but thank god for smart phones because they will never get me. It recognizes a number as spam and hangs up, they can't even leave a message.  So if you're one the sorry people that work for them reading this hahahahahaha in your face.  Keep calling because you will never get me.

They are annoying

2 new # that they have 914 513 0163  954 622 9827

This guy is an a hole.  I am used to getting calls from creditors lately because my husband has been out of work for 17 months and just got a job so now they are calling me about debts fro years ago, so I know all about never identifying myself because it is true that if you do IDENTIFY YOURSELF THAT YOU WILL BE ACCEPTING THE DEBT NO MATTER HOW LONG AGO IT WAS DO NOT IDENTIFY YOURSELF.  I asked him who was calling and he kept repeating are you so and so, I said no who is this and he said Rick, I said rick from where and he would not tell me so I hung up on him.  NEVER TELL THESE PEOPLE ANYTHING.  I PUT THEM IN MY PHONE AS A CONTACT UNDER HANG UP SO I DON'T HAVE TO KEEP BLOCKING THEM BECAUSE THEY JUST CHANGE THEIR NUMBER SO F THEM!!

For the past four years, and about every few months from some new number, like this one, I get calls to my cell about twice every few days.  I used to answer (about four years ago) only to have someone from a debt collection agency request to speak to some woman of Latina descent--I've owned my current phone number since 2004, so this is a really annoying.  I just don't answer anymore and eventually they stop for a few months, call from another number, which I yet again ignore, and on and on.  Annoyed piece of shite.

BACK OFF, BOZO's!!! I, like many others, are tired of your scare tactics. It doesn't make me want to pay, it only angers me and causes me to report your crap. I called my local FBI to report them, they laughed and said they get SO MANY reports from "those people". Nothing can be done since the calls are actually from other countries and and they use phone calls from NY, FL and CA, so they look local. I rather find it amusing that I get "Marcus" and "Steve" with very obvious middle eastern accents.
We Americans can't be fooled, so time to get a decent, respectable job...you know.....like...bombing your local mosques and killing yourself along with innocent people and future phone harassers...I'm just sayin.....

So, I JUST received a call from this number at work. I tried to interupt them, since I'm working and cannot take personal calls on company time, but to no avail. It was like listening to a programmed robot with a Nigerian accent. So, I simply hung up, and they called my cell phone. I let it go to VM and they didn't leave a message.
They referred to a bill from 2008 that stemmed from my now EX-HUSBAND....this is 2011.
I haven't received any bills or other calls regarding this certain bill until now. Apparently, they bought it from Verizon in 2002....2002!!!!!! you can't collect on a bill over 7 years old in my state of WA!! Get a clue, PORTFOLIO and go **** yourself with it!!

Portfolio recovery...scum bags

Actually no one can call your cell phone for any purpose unless you have given them explicit permission. Look at the Telephone Consumer Protection Act or TCPA for more info.

I have learned a sneaky trick to stop all calls from PRA. I'm very sorry that I can't reveled it at this time as they my be scanning these messages. It is simple and fool proof. In the very short future  I will let you all know what I did. When I set this up, the next call I received from them, I found that it had worked. no more calls! yea.

Many calls from these fools for a very small debt wife paid off years ago. They Won't leave a message and never answer when I do pick up. Thanks for the Info folks. This must be aterrible way to TRY to make a living for them. Sad!

I am tired of these numbers calling early in the am or late at night.  It makes me unplug the phone!

You can ask them for their address for verifying the debt they are trying to collect. You basically send them a form (Available online; google "Verifying Debt") via registered mail asking them to prove that they are able to collect the debt. If they fail to respond within 30 days. You can file the registered letter receipts along with a copy of the debt validation letter you sent with a Credit Bureau to have the debt removed from your credit history.

At that point they can also no longer attempt to collect the debt.

Most companies don't have anyone to take care of this time consuming process so once the letter is sent off to them they won't be able to validate it and must stop trying to contact you. It's completely  worth the money for the registered letter.