Cherie,

Don't listen to them! Its a scam! These people have somehow managed to get your social security information and they do in fact have some information on you but...Don't agree to pay them anything! They are ripping people off! Report your findings to the FTC. Provide the FTC with names, phone numbers and any other information they give to you. The only weapon against these vermin is knowledge! Its very important to always monitor your credit report and sign up with an identity theft protection company. I did and thanks to these idiots, I am more knowledgeable about how they try and scam people.

Here is an article that proves this is a scam :


http://www.theridgefieldpress.com/12069/12069/

Read the article and share with everyone. That's how we're going to get rid of this nasty vermin!

Hey Cherie,

So when you called you actually spoke with someone? I keep getting unknown calls and every time I pick they hang up. But, when I miss the call I get voicemails. They left a total of two, it was the same man that said he was calling from US Legal and they will be delivering papers to my house tomorrow. He also left the 626 number from Mueller. I called them and go nowhere. I just want to know how they have correct info? And what are they going to do? This seems extreme for collections?! Concerned.

I got a call from a legal services and i told them i didnt know what they were talking about and i wanted to know what it was about.....and they told me to call 626-340-0677 to find out, so when i called that number they answered it mueller and associates and told me it was a legal matter and to hold on...so i did because i wanted to know what it was....the guys name was Mark Hernandez and he sounded like a female so not to sure...now im worried cause he new the last 4 of my social....so im going to go to my bank and change my accounts.

Because they did have the correct number and address.

Ok Thanks

Because I'm a little concerned..

No, they don't really come out.  In fact, to threaten to "deliver papers" is in violation of the FDCPA, unless they actually are going to sue you.  However - do not pay anyone who calls a dime until they do the following:

Send you a debt validation letter showing original creditor, amount owed, date of debt/loan, date of last payment, and also whether they are licensed to claim and collect said debt in your state.  Also send you a copy of the original contract you signed with the original creditor, showing your signature.

If they refuse to provide this legally mandated information (per the FDCPA), you know they are trying to scam you, either because the debt is almost (or is) outwith the statute of limitations for collection, or is already paid off, or is a completely bogus debt.  Also, no one calls to give a heads up that they're going to serve papers - the process server just comes out and serves them (or they are sent via certified mail to your home address).

Again, if they won't mail information to you proving you owe this debt, and keep calling you, report them to the FTC, and your state's Attorney General.

Hey Jamie,

They left the same number for me to call as well. Saying that they would deliver papers to my address this Friday between the times of 10am-1pm. Who are these people? How do they get our telephone numbers and addresses? Do they really come out, is this really a scam? Judging by the other comments it seems fake. I'm just curious about them having correct info (numbers and addresses etc.)

I too received a call from a Cindy White from Mullar and associates. Phone number 626-340-0478. There is no such law firm! The debt she was trying to collect from was bogus! I contacted the creditor they were using and lucky for me, the bank representative really helped to figure out quickly this is a scam! I asked this stupid Cindy White for their address, the lawyer's bar number and she refused to provide it to me! She said she was going to serve me with papers. I told her good luck with that! I asked how she would manage to serve me with papers based on fraudulent information? I told her that if she does? I'll just use it as evidence against her! What a stupid piece of trash! Its so sad to see how evil people can be, trying to scam others out of their hard earned money! In my case, I am on limited income and even so, she was willing to take money away from me based on fraud! Those people are gonna get whats coming to them! In the mean time, I told stupid Cindy White to never ever contact me again, and to also tell the other scum bags to leave me alone! That stupid woman? Cindy White is probably not even her name!

Received a call, on my cell phone, from Legal Support Service, they gave the phone number 626-340-0811, They referenced a legal complaint filed by Mueller and Associates and gave a case #  Stated that the call would be a legal record of attempt.  They called my daughter's cell phone and left the exact same message.  It sounded very serious and scared me.  But I did not call them back.

They called saying it was a legal matter. Some girl name Ashley left a vm saying she is legal support for Sheryl Reed and to reference 2 different reference #s and that I had 48 hours to return their call or else legal matters will be taken.

When you call the company back, they answer as 'Corporate Offices'. I called them and pretended to be calling from another company. I gave them some c*** and bull story to goad information out of the them. He said 'this is a legal office'. Basically this is a scam. If you search the #, it says is from a Voip service, which means, even though it's a US #, it could be coming from anywhere in the world. If they leave you messages with anything that says 'we have legal documents to failed to be delivered at xyz address' and 'we would like to work with to avoid legal action' then scam, scam, scam. The # that they left for me was 626.470.9011 from a Mr Kennedy.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I received a call from them today, I have no idea why or how they got my work information. I do not have a bad check anywhere? In fact I only owe a couple of doctor bills? But I did demand they not call my work again. They threatened of legal action? I did some research and found a Muller and Associates in Asia that does debt collection, security, etc? If someone is using these people to collect they need to get their facts straight and learn the laws of collections to make threats is against the law especially when you threaten legal action such as jail.

I received a call from them today. When i asked them for their business credentials and demanded they not call my work and if they did it would be reported to my companies attorney for harassment, they hung up on me.

They are a debt collection agency.  They supposedly have documents to deliver to your home or work place and they want to give you an address to pick up these documents so as not to disturb you at your place of work.  They have no means to get this paperwork to you and they are trying to get you to verify the debt and make a payment arrangement or pay the debt off.  They called my job and I am now about to tell them that they are not to do so ever again.  Finding an address for them to send a Cease and Desist letter is difficult, as many of these debt collectors move from place to place.

yes I got a call  from a suppor legal services saying to call this number? I dont know who this people are?

800-US-BANKS or 800-872-2657 for US Bank Customer Service
866-434-2103 Verification of account with Original Creditor press Option # 2: US Bank Recovery
626-539-7511 Settlement direct with Creditor on Record        

Website: WWW.USBANK.COM

What is Chexsystem?

Website: https://www.consumerdebit.com/consumerinfo/us/en/index.htm

ChexSystems Consumer Assistance

The Chex Systems, Inc. network is comprised of member Financial Institutions that regularly contribute information on mishandled checking and savings accounts to a central location. ChexSystems shares this information among member institutions to help them assess the risk of opening new accounts. ChexSystems only shares information with the member institutions and does not decide on new account openings. ChexSystems is a consumer-reporting agency that is governed by the Fair Credit Reporting Act (FCRA) Submitted reports remain on file for five years.You might be in the unfortunate position of not being able to get a checking account because you are listed on ChexSystems. You can dispute the bad report and request ChexSystems to remove that negative information so you can obtain a bank account or contact the Creditor on Record at 626-539-7511 and ask for the Settlement Department.