this was from Salute bank.  They use several different people(who are working from home) to call you and try to get a payment.  If they get you to pay on the phone, then they get a commission.  That is why they call over and over again.  Also get calls from them from unavailable and 678-808-3540 and 336-903-6670.  ALL FROM SALUTE visa that they closed down back in January!!!

This is HSBC. If you miss one payment they will call you from 8 am to 9 pm, seven days a week.

Just called the number back.  It was from card services either Tribute or Household Bank, not sure which one though.  Those are the only cards I have so it must be one of the two. I'm past due on both so I'm assumming it is a call in regards to that.

???