Got a voicemail from this # from a guy name Jag Singh that said that we owe money and to call back.  They asked for Christine...my hubby's name is Chris.  We don't owe any money and we got sent to a voicemail when we called back but didn't leave one.  We believe this is a fraudulant call.

There is no law that states a person has to answer their door when someone comes to it.  Nor is there a law that states a person has to answer their telephone when it rings.  Neither is there a law that states that a person must return a telephone call if the calling party leaves a message!!!

Collection agencies only exist because people fall prey to their bullying tactics.  If people would just stop paying them, the collection agencies would quickly go out of business.  Yes collection agencies threaten to take legal action, however these are only threats.  It costs the collection agency a lot of money to start litigation, and many collection agencies simply do not have the financial recourses to
follow through with the threat.  Should the case ever get to the judge, the judge may or may not rule in favour of the collection agency, it is all dependant upon the ability of the defendant to pay.  And if the judge does rule in favour of the collection agency, then the collection agency will get a judgement summons in their favour, and everything simply goes back to square one.
There is no debtor's jail in Canada, however I would strongly suggest that if a collection agency does commence litigation proceedings, then by all means comply with the request and follow-through with the instructions on the summons.  Ignoring the summons will allow the collection agency to win by default, which is what the collection agency is hoping for, and the collection agency might get a Committal Order against the debtor which will allow the collection agency to have the debtor put in jail for 3 or 5 days, all at the expense of the collection agency I might add.
Collection agencies are NOT in the Litigation Business, they are in the Debt Collection Business.  So if they threaten with "WE" might sue, "WE" will probably sue, then their threat is simply just a threat.
People should only be concerned if a Summons is received, and a Summons will cost the Collection Agency money up-front.
The Collection Agency will not file a summons if they do have the correct address of the debtor.  So my advice would be to not provide the Collection Agency with any details whatsoever.  Therefore it is best NOT to take their call or return their call!!!
Thank the lucky-stars for Caller ID and VoiceMail

collection agency breaking the law.  These people ought to know better. SUE THEM OUT OF BUSINESS. They'll probably claim this is free speech. . . . yeah right!!

Number never shows on call display, call constantly and leave messages.  New tonight asking if I know a Joe or MArie Url****r and to please call back and leave an extention number yet, to call if I do or don't know them!

Same, called asking for someone I don't know. Press 1 if you are that person, 2 if you know them and 3 if you don't know them at all. I didn't press any, just hung up sounded to suspicious!

Same company as above!

Got a call today from "Tiffany" in Vancouver.  I live in Calgary and she said she looked up my name in the phone book (I'm not listed) and quoted my birth year (not the right year) saying it was very important I call her back at 1-866-333-4557 ext. 2409.
Not gonna call.
Not gonna answer any 1-866 numbers.
Not sure what to think.....
Looked up the number on the net and got this page.

this number is about collection fund

if im not wrong the company names CBV COLLECTION SERVICES LTD.

this kind of annoying to me everytime called 5times/day