hey got me for over 300.00 what can I do.

IF YOU GET A CLL FROM 716-828-8986 CONTACT THE ATTORNEY GENERAL {KAREN DAVIS} IN BUFFALO,NY. THE COMPANY IS A SCAM............ITS ONLY A COLLECTION COMPANY ITS NOT AN ATTY OFFICE.

Thesy scam artists have met their match with me !!!!! I'm going to give them Hell like they have never seen Hell. Yes, they tell you God Bless at the end of the call- I hope they all have their fireproof jumpers on whrn they go where they deserve to go- I'm going to make sueing and making their life torture FUN.

I was sent an email claiming I had a debt and they were willing to settle - but the message did not include how much I owed or what they were willing to settle for.  At the top it claimed to be from Jacobson & Associates and had this contact info: PO Box 1241, Amherst, NY  14228, Fax:  716-828-8987, Toll Free:  877-397-9471

A Google search and I found this website: http://www.jacobsonandassociates.biz which had 877-252-0617 as a contact number.

About the same time I got this email I'd been contacted by verbally abusive people from India (or with thick such accents) from 206-855-5250 and 619-704-9335.  Both of those I confirmed are connected - one outfit.  Organized crime.  Demanding electronic payment and threatening with legal action but refusing to show proof of their claims against me.

*snark - yea right...I don't think so.

This is highly illegal activity - these people have some of your information and want more of it to steal your money. They don't really have a valid case against you, any of you.  If they did they would conduct their business in a professional manner - call you once, tell you how much you owe, who the original debt was with, and what the ramifications could be if you don't pay - then, if you ask for proof of the legitimacy of their claim, they should offer a copy of your original loan agreement with your physical or electronic signature as proof that they have a legitimate claim against you.

Outside of that one phone call it is harassment - in any state.  I would suggest reporting them to the local authorities - open an investigation and let our tax dollars work for you.  Harassment is a crime and when a crime is being committed it is our right to have our elected and appointed officials follow up and investigate and prosecute such crimes.

Do not give any more information about yourself and especially don't give your financial information.  They will insist that payment must be electronic or wired to them - because they are a scam and a fraud and cannot do business through any means that would leave a paper trail.  If they keep calling, keep hanging up on them - they cannot do anything to you.  They do not have a legitimate claim against you and cannot use any real authority against you - all they can do is harass and threaten and try to scare you out of your money.  Don't let them win.  Eventually they will give up.

Yes it is.

Jacobson and a**.!!  called me about n unpaid payday loan, I had to shut my checking accnt down after indin scammers called me and had all my info from taking out a payday loan online,  I orrowed 300 and they took 90 out for 3 paychecks, when I called consumer protection in Maine, I was informed that thes PD loaners arent even legal to deal with Maine residents as they have not pid a ond money to become licensed here, If they were licensed they ouldnt charge these enormous fees, ut since they are illegally dealing in Maine they cannot in in a court of law ecause htey are they illegal ones !!  So Jacobson and A***S,  KISS MINE in Maine nah nah nah nah nah

I got a call from this number telling me they were investigators, and I was committing a money fraud. they said I have a balance of 518 from a loan. i borrowed 100 dollars from this company and they took the money back from my account and it put it into negative status. my girlfriend told them she would help me out and make minimum payments of $20 so I wouldn't go to jail. well they took the whole amount out of her account and she couldn't throw our daughter her first birthday. she is crushed. they are not trying to give her money back. Going to court for it.

Keep calling cell phone leaving harassing messages.  Wish they would stop.

Got a call from this company and was told that the payday loan company turned me over to them for collections and that if I didn't pay they would take me to court.  Payday loan companies are illegal in North Carolina so can they legally take me to court?  I really can't afford to pay them but I don't want a civil lawsuit taken against me.

Got a call this morning regarding my husband.  Said if a debt wasn't paid in 20 minutes, my husband would be charged with a felony.  Number 1, we didn't take out the loan and can prove it and we had already filed a police report regarding this issue.  It was fraud against us.  We called the police and they said no one can call and make threatening statements.  The police are going to call them.  Tell your fiends to NEVER pay any of these people money!!  We have filed a report against them here and with the State of New York.

Received a call at work from Mr. Collins claiming to be a "Warrant Officer for New York".  Stated I committed fraud and that he was passing the information to my county for prosecution unless I pay out the amount owed.  Totally illegal especially posing as an officer.  

Rich

got call on my job for 877-252-0617; left message to call Mr. Collins; concerning a "warrant"??? --go figure???

A man has been calling me telling me he's from the pre-legal department of a firm and I was being charged with theft by deception for not paying an online payday loan.  I have told him to stop calling me at work.  Somehow he got my boss' number and told her I have charges against me for fraud, and she confronted me about it.  Isn't this illegal?

this man at the  number called my  family telling them i had a warrant for me  i called he would tell me anything  said he would call my job??1-877-252-0617 ext 110

These people are not collectors. They are scammers that think if they bully you enough you will fall for there bull s**t. I've dealt with this before and I have not taken out payday loans. I also pay my bills. So as for you MS. KSC if you have never dealt with Jacobson & Associates or Marval & Associates or whomever they are the day they call you have no ideal how nasty these people are unless you work for them also. So if I don't owe the money I will not even pay a nice girl willing to work with me. If I owe show me the proof. They can't. I also tell them to mail me proof they say that they are a paperless company. Oh ya and the topper is when they are getting ready to hang up they say GOOD LUCK AND GOD BLESS!!!!  Give me a break!!!!!!!!!!

why don't you go and jump off a cliff big mouth!!

These people are scammers..they are calling my phone for someone else and using scare tactics to try to get money. After I called them back and advised them I was not going to allow them to harrass me for someone else's debt/problem. "Mr Katuso" kept raising his voice and rambling about how he will get the information he needs because he paid "a pretty penny for this investigation to get your number!". Ok weirdo...you obviously didn't pay enough because you are calling me and not the person who owes you debt. Either way we went back and forth and he hung up on me...shouldn't it be the other way around? If he has got the DA involved, a "civil legal matter" with "many clients attached" then wouldn't he know what my REAL last name is...These people just want your information so they can screw you. I called right back after he hung up on me and of coarse the same guy was "away" and I couldn't speak to him. Either way, I gave them a piece of my mind and let them know their scare tactics are worthless against my lawyer and the harrassment lawsuit I will file if they keep calling me. It's very sad these people get away with this.

Don't let this a***hole scare you, I keep getting the same calls on my cellphone, because my brother owes them and used me as a reference.  They fed me the bullsh!t line about the DA office, I said well send them on because I dont owe you any money and all you have is a cellphone number.  Then if you call them back the same rude man answers the phone everytime, It must be a one or two man operation.

At any rate, don't let them scare you, if you dont have the money to pay then deal with it when you can but aint no sheriff or DA coming to your door, they would call all my brothers references and say they coming at 5pm and I would laugh and say I'll be waiting.

Also they will never give you the name of the agency nor an address, because I was going to send them a cease and desist letter because they keep calling my cellphone.

hello, debtors here is what you do understand that payloans are the most dangerous loans that you can get. They immeaditly add surcharges and hidden fees. also intrest of sometimes up to 97.5 percent so of course the original loan amount will not meet the required amount that you now owe. chances are if you take out a 300. loan out in may by september you will most likly owe close to 900. for the account...........maybe you debtors should read the small print of these loan shark companies and stop getting mad at collectors because you dont want to pay your bills that you made.........and as for all the iileagal bu***hit that these collectors are telling you is totally wrong and i dont feel that it is right or professional at all............gezzzzz just pay your loan off and you wouldnt have to get mistreated. i dont say anything iilegal. this job is soooo hard and i try to get people to pay with a sweet voice and a kind empathedic character but really even that doesnt get them to pay........juuuuusssst pay you bills please and know that it doesnt matter if the loan was for 150 now you owe 450 and thats not our office giving you that balance that is these payday loan companies steeling your money. just stay away from them. we all work hard for our money so why in the world would you want to get involved with them and then not pay it, or freeze your bank account, or close them, or overdraft them.......? huh why?  then in turn you end up having to deal with these nasty collectors who act as if they are investogators, police officials, and or any leagal assistant! etc. etc. just pay a nice gurl willing to work with you!!!!

pay your bill scum bag

Who do these do***e bags think they are?  Telling me they CAN'T provide documentation and then call back 30 minutes later w/a court date?  WTF-eva!  I'll take THIS issue up with "their" client. Some man FRANK talks to me like I am some loser off the street? Oh no, that is so unprofessional!  You won't be unkind and disrepectful to ME then tell me "Well I wouldn't take a payment from you anyways, what is your HR dept. fax #".  But won't send me the "court papers" he claims he has one me.

OH -- NO way!!

I have been getting calls for the past week i know i owe the money and i have been paying it off. well Marval and Associates called me being Very rude on JUly 28th 2010 i had told him what i could pay and he said it was not good enought i needed the hold amount or he would not take anything nor give me a adress so i could try and get it then he went on to the fact he was calling the DA in my town. Well on the 31st of July he gave a call back saying he talked to the Da on the 30th of July and if i didnt not have 200. sent in by 12 i would be going to jail and then on Aug 3 i needed 400 more which my loan was never that amount. so i will send what i can to get it paid they say the will not take money orders nore a card over the phone which they did already for me so the most i can do is pay what i can and if they dont not take it then they will be the one in fault noti.

I keep getting calls from these people for acquaintances as well.  I am quite irritated by them, as I owe them no money, nor have I done business with them at any point in the past.  Evidently, I was used as a reference, and thus I'm now being bombarded with telephone calls.

If that was referenced to me, I'm not an attorney nor have I ever claimed to be.

But if you must know how a lawyer would get paid by suing you. Under the 1692k of the FDCPA, a lawyer is entitled to recover fees for the action. Which means, if successful, the consumer gets up to 1k in statutory damages plus any actual damages plus costs, and the lawyer gets reasonable attorney's fees, usually around 2k-3k per case he or she successfully litigates.

Education. It's an amazing thing.

I'm not suing you. I've never had to deal with you. Only your alter-ego company.

As for the lawsuits:

http://dockets.justia.com/search?query=jacobson+and+associates

Leija v. Jacobson and Associates 5th circuit, Federal Question, Fair Debt Collection, May 17th, 2010

Cuyler v. Jacobson and Associates 9th circuit, Federal Question, Fair Debt Collection, Feb 10th, 2010

if u pay your bills how in the world did u get this number to reply to anything you must owe us bill payer

sorry blah that was meant for someone who calls them luesor

look at your email address

were still waiting for those called law suites