Reverse boycott. We can destroy their cost/benefit ratio by consuming their service.
When a company can repeatedly call with the intent of getting money their customers can repeatedly answer or call back with the intent of not giving them any. They need people to pay with as little talk as possible. They don't want to talk with people who know they are never going to pay. Be all talk and no pay. Answer when convenient. Call back. Give no information. Verify nothing. Ask as many questions as you can. Answer none.
Don't ignore/block/report them. It doesn't work. These folks want you to ignore them for as long as you can stand to or until you give them something valuable like money or information. Ignoring them is being their good customer. Sending a cease and desist is giving information. It lets them know you are still alive and remain their good customer. Their legal model is less vulnerable than their business model. Preparing to initiate unlikely individual legal battles is being their good customer.
Be their bad customer. Make them talk to you fruitlessly for as long as they can stand to or until they stop selecting you as their customer. These companies cannot spend seconds much less minutes on the phone with every person who will never send them a dime. But they don't know who that is. You do. That knowledge is power. Every second you can keep their staff on the phone will render their business less profitable giving them a reason to never call you again.
Calling will not reset your SOL. Making a partial payment will.
I like to ask general questions they should but usually won't answer. "May I have the name and address of your agent for service of process?" Calmly and slowly ask them to spell every word in the address. Read it back for verification. Control the pace. If they are rushing then politely ask them to slowly repeat. "Are you a corporation and if so in which state are you incorporated?" Repeat your questions when you don't get direct answers. When they won't answer a question ask, "Would you like to comply with the business and professions codes of your state?" That is usually the point when they hang up on me but if they say they want to comply then begin your questions again.
Repeat while you have the spare time. These folks have many victims and few operators. If everyone calls back but pays nothing the mass auto-dialer business model becomes unprofitable. Don't aide and comfort the enemy by ignoring them. Call! Have a nice long slow friendly chat! Make them hang up first.
Press 2 for Spanish.
For any business, customers who consume the most resources but don't pay (or otherwise add value) become the least desirable. Most businesses will stop (cease and desist) soliciting an undesirable customer. Those that don't stop remain knowingly vulnerable to the actions of their undesirable customers. Few companies can afford to let everyone take a piece of them whenever they want endlessly. For instance they must pay staff to answer everyone's telephone calls which can be placed at your convenience for the joy of it. Call and consume their operator time without paying or giving information. Be a bad customer. The worst customer. Inspire them to invoke their right to refuse you service by not soliciting you.
There are certainly enough victims with unlimited long distance to take down this company so ignoring/blocking seems downright Orwellian to me. Really? We're just going to passively submit and go with a block list or however we manage ignoring an endless stream of unwanted phone calls day after day? Hell no! Unite or remain conquered. Answer/return every call - become well practiced at keeping these folks on the phone - or count yourself not amongst the free.
all the numbers i have for portfolio recovery. i block all of them with callfilter on my smartphone :) good luck
Duct cleaning service.
I paid $299 and never heard from them again, mail, phone or otherwise. Certified letter has stopped thousands of CC colleciton agencies over the past 5 years. email mtsbiz2@gmail.
called, no message
calls - hangs up
no message left, or who there from, (SCAMMERS) I Have reported them to the fraud squad, an sent all of there no's and what addresses i hav to them,. 60 odd calls in all, an i hav them recorded,
No name on the caller ID so I had to use this site to figure out who called.
It started with a recording 'Your credit status is okay', then there are various menu options, ending with one asking for the last 4 digits of your social security card.
I hung up and reported them to the Do Not Call registry.
We have been getting more and more of these type calls and I am now seriously keeping records and reporting to the Do Not Call site using the complaint form. There is no need for companies to bother us when we have not done business with them.
I got a call from this number a few days ago and after punching 9 I actually got a person on the line. I asked for my number to be removed from the calling list. The 'representative' was very rude and actually called me a w*****. I ask for his supervisor and he continues with the bad words, then asks what services I provide. I tell him I don't provide any type of services and ask again for a supervisor. He claims he is the supervisor and I laugh.
My husband got on the line and he got blessed out as well. Naturally my husband called this caller some choice words as well. But we did not ask to be called and don't even know the company.
Obviously a scammer.
call left no message
hung up when answering machine picked up.
Portfolio Recovery. Very rude. We don't owe anyone any money and our credit is great. We just got this new number and they guy was sooooo rude. But he did have the name right, it's just that maybe there are others with our name? Who knows.
These guys are total A..H...S ..Portfolio Recovery a debt collector..they buy up old debts and start their harassment weather their information is correct or not.Apparently some people do get scared into this so they will just keep calling you.They will call from several different numbers also.The best solution I have come up with is that if I get a call from a number that I dont reccognize I just add that number to My Contacts list and set the default ringer to NO RINGER, and assign a name as something random or a symbol,then if they call again I am never bothered and know by the symbol or lack of ring not to waste my time. Its a bit of a hassle at first but it beats being hassled by these morons. GOOD LUCK....it works
I also add these guys to my phone's contacts and set ringer to silent.
There are some other numbers they use: 6206621492, 6206628870.
Steve, what a great idea. I will use this technique. Thanks.
Yea, these guys are A..H...S. My debt is from 15 years ago. (and it wasnt even a large sum) It is long since gone off my credit reports but these morons keep calling. When they call from various numbers, I say hello, which activates it switching to an operator and when they say hello I either scream loudly into the phone, use a whistle or a bullhorn. Fight a-hole with a-hole I say!! hahah!!
So . . . if the original company "sells" my old debt to 3rd-party collectors (with whom I do not have a contract) . . . I simply tell the 3rd party, "thank you for paying off that old debt for me. Since I have no contract with your company stating that we are in business or that I would accrue debt that I agree to pay them for, I legally do not owe you a penny." This will shut up most of the callers, but you still get one once in a while that is a b*tch just out to harrass you.
they just hang-up when we answer
Agreed, and I do the same thing...only I program the random numbers in my contacts as some a**hole1, some a**hole2 and so on....which naturally are set to go straight to voice mail. They never leave a message...yes, it takes a sec to do, but worth it if they ever call from the same number. I just started doing this...so I'm only up to 4, but I'll publish them periodically in case anyone wants to do the same...
Portfolio Recovery Associates is a junk debt buyer that tries to collect on ancient, invalid, uncollectible debts. They've also called me from: