"Erica, from credit card services". I get a call every few days on every number in my house - simultaneously. Today I tried to talk to an agent, but as soon as I indicated I wasn't interested in buying, he hung up without a word.

Also sick of getting these a**holes calling me... really wish they would stop harassing me and my fiance...

Sick to death of hearing from "Erica, with credit card services". I've gotten calls from "her" from several different phone numbers, including this one. How do you make it stop if the number is always changing??!!?

Ive been suckered by MyUnitedfinancial.  I had no resource to validate them and was desperate for help with my financial woes. This is no excuse!!!!!! GET EDUCATED!!!! They got me for 990 dollars. Dont let them get you.

this is the new address for the call center that has been making all the illegal robo calls to you people..
1642 west airport blvd in Sanford Florida.  Google that address and the map will display the location.  the phone number is 1 888 356 6357. you should get a message to speak with someone in human resources.  This is a huge illegal robo dialing call center that has been in business for awhile.  most of the posts on this site im certain are because of this particular organization originally operating in Tampa then moved to primera blvd in lake Mary Florida now they are located in Sanford FL.  Its easy to get all the info you need to these people.  all you have to do is cooperate and give them your cc number.  They cant charge you until you consent.  Thats the only way they can for certain take your money.  they will eventually give you all the info you need if you talk to a "closer" I did some digging and found out that a Blake Curtis owns and runs this entire operation.  see this link here: http://forums.hmoob.com/showthread.php?t=71434
they are calling Canada now instead of the united states most likely to dodge any legalities.  I've investigated fully and What they do is have about 60 unlicensed people to answer phones that this call center robot dials out all across the country.  if you press 1 you'll get any one of these commission payed reps.  pressing 2 does nothing.  the reps are average nobody's that they hire off the street with no real qualifications and will talk you into giving up your credit card number and they will verify if you have debt and if you have availability on your visa or mc by calling your lender.  if you have availability on your credit card they will hand over the deal sheet to a closer "financial adviser" notice the quotes, who is nothing more than some guy or girl unlicensed and has no official title or education to be an adviser.  just some random people that are hired within to close the deal so they make a killing in commission off of you.  All the employees are on a commission based pay scale where I'm sure they are required to make a weekly quota in sales.  then you go to a verification where you agree on a recording to let them charge your card for these ridiculous bull crap services.  then you eventually get scheduled to talk to a financial adviser who again is nothing more than some other random employee in the call center who will call the bank and try to lower your cc interest rates with you on the phone.  All of this is scripted and each person is trained to take you through the Bull crap process.  The banks will do nothing of the sort like the closers promise you who got you scheduled to get you to sign up for these services in the first place.  at best you will get your rate reduced by a couple of percents but its not permanent by any means.  the best they do is transfer balance and get you a 0 percent APR with a Citibank visa or discover card for 3-6 months.  all of which you can do yourself. then they will try to talk you into consolidation or debt settlement.  meanwhile you just payed anywhere from $690 to $1990 on your credit card and are now screwed to ever get that back.  you cant back out of it.  you will not get your money back.  the only way to get your money back is to threaten the company that you had a dispute with your lender in regards to these services.  but you only have 3 days in which to claim that legally. They will show you on an analysis that you helped provide them that you can save money if you pay off one debt and then use what you were paying on the previous debt to put towards your other bills etc etc till everything is payed off.  just for that little bit of common sense knowledge is how they are charging you money.  as long as you have debt and have availability they will get you to join.  they will rebuttal everything you say and will even build a relationship with you.  the website they provide is www.myunitedfinancial.org  they claim to be based in San Francisco California. the number they give is 1 800 672 1771 all of which is provided on this site.  Hope this helps, I've spent a lot of time investigating these guys as they have called me several times.  I had fun and I got my money back.  I can report these guys anytime i want, but i put this here for you to report if you so choose.  Have a good day!!

I got a call from 206-397-1905 this AM.  I said "hello" twice, and there was dead silence.  Then someone hung up.  Do these people get paid for annoying us.  Obviously this call is from Washington.  If we type out our frustrations here, what good does it do?  Does anybody know some key person we can call in the USA who will stop these calls to Canada?  I really don't see the point of calling someone and not answering, or not respecting requests to be removed from the calling list.  Maybe they get paid for the number of numbers they dial??

recorded Message in english only offering options.  when I heard credit cards ,I hung up.  (My name is supposed to be on the Don t call list.)

Also sick of getting these a***oles calling me... really wish they would stop harassing me and my fiance...

This was a call from united financial, Morgan Summer, offering to lower my credit interest rates for a fee Watch out! Scam!

How to stop unwanted calls? Register at
https://www.donotcall.gov/

More info at:
http://www.fcc.gov/cgb/consumerfacts/tcpa.html
http://www.fcc.gov/cgb/donotcall

This number came in on my cell phone today, 11/13/2009. I didn't recognize it and did not answer. They left no message.

Got the call, didn't answer, no voice mail message was left.

My phone is on the National Do Not Call list and they still call me.  Left no message.

called my 16 year old Son!  Just deleted the number since we didn't know who it was and chalked it up to a misdialed number!

Keeps calling, leaves no message.

Call offers two auto options: 1 to speak with a rep and 2 to have your number removed. Calls 5-6 times daily, and often neither option works. "Tony", the one rep that I was able to reach, would not remove our number, would not transfer me to a supervisor, and hung up. I have officially asked to be removed from this list but they have refused.

It is like they are "bashing" on us.....

I get a call every few days on every phone in my house (cell or landline) from "Erica, from credit card services". I tried to talk to an agent today, and as soon as I indicated I wasn't talking about buying, he hung up without a word.

It's "Erica, from credit card services". I've gotten the same recorded message from a dozen different phone numbers. Since they keep changing it up, its hard to recognize that its the same outfit calling. Driving me nuts! They have every phone number I use, including my work cell.

Same here.  No voice message.  Thanks for the comments Heather

This is a agency who "helps" you lower intrests rates on credit cards. They call my cell phone at least once a day, everytime I answer and tell them that I want to be removed from there list I get hung up on. When someone actually talks to me they are very disrespectful! The number you cant call back either.

Number just called me as well. I am in va and know noone in was.

This number called me and I didn't answer because I didn't recognize it.  I know no one in Washington and live 2,600 miles away, so I'm not sure what business this number has calling me.