I RECIEVED A FEW CALLS FROM THIS JEFF HALL REGARDIMG MY FAMILY MEMBER HE IS CALLING FROM 206 281 8166 NOW DONT ANSWER IF U SEE THIS NUMBER I LOOKED THE INFO UP AFTER HEARING A MESSAGE LEFT ON A VOICE MAIL AND THIS IS WAT I FOUND THEY KEEP CHANGING THE NUMBERS

Unknown number to me.

that punk keeps calling me saying this Officer Jeffery Hall and that i have some checks that you havnt paid and that i am going to have the agents come and arrest you. I called my debt collection company that is handeling all of my debt and they call him and found out that he is not a officer and that he is a scam. DO NOT pay Jeffery Hall any money. He is just trying to scam you out of you money.

Hi Erica....We too have received the crazy call from Jeffrey Hall...It was so bizarre!  Not sure if this is the proper place to tell you what I did in case he is reading our posts.......I would like to tell you and it seemed to have nipped it in the butt!  haha...Let me know...and how will I know if you respond?  oh well...
Ani Tulsa, Oklahoma

Ok so last time I posted was about 4 months ago, fortunately no harassing calls from "Mr. Jeff Hall".....BUT here is another scam I want you all to be aware of! So a few months back my daughter's father calls me (we are not together) He asks why CPS is calling him in regards to me?? He said he was listed as a "referral"....?? He didn't answer the call, but instead received a voice message, the caller said his name was Stan Smith, and that he was with CPS and he seriously needed to speak with my ex in regards to me. Well I of course being a mother of two freak out, and was like "Why would CPS be looking for me???" I was scared! I didn't think things through.....My ex gave me the number to reach Mr. Stan Smith at, so I called after speaking with my ex, I left a message to return my call. Well the next morning sure enough Mr. Stanley Smith calls me, he says he was with CPS and this was all in reference to hot checks or something along those lines....(again) don't use checks, never had a credit card in my life, or had a pay day loan. So I am all sorts of pissed off now, because here I am thinking I am being accused of abuse, or neglect, knowing I am a SUPER great mom, I couldn't even sleep the night before, thinking who would call CPS on ME??!! and to find out that this is really just a credit agency?? I told him off BIG time!! I told him maybe he should refer to his business with another name. I guess it's legal (CPS could mean anything right?) Anyways I got online and found out I am unfortunately NOT the only person this has happened to. I should have known and did research before leaving him my contact info.....but to this day haven't heard from him, all I did was threaten him with my lawyer! BEWARE all!!

we've had the same Jeffery Hall a**hole call. and a Ms. Rodriguez.  Little do they know that my best friends brother currently holds a HIGHLY, the highest, prosecuatorial office in our area.  I met with the official on Monday and he took all of my information as well as the comments from all the good people from this post, thank you all.  Unfortunatly, we had a family member take out a payday loan in feb with our ss and these folks hacked into some database and have our number. (we did not file charges to our family member-just a stern talkin to).    keep filing to any federal and local agency and tv stations as you can - good luck. DO NOT PAY ANY THING TO THEM IT IS A FRAUD

Hi everyone! last time I was on here I was 8 months pregnant and scared to death!!! If you don't know my story please refer to the first post of this forum and any others containing my name, I just now logged back in here about 20 minutes ago and have read ALL of your comments regarding this "Jeffrey Hall" I seriously thought this guy was outta business due to all the research I had done, and speaking with my attorney, local law enforcement, FBI, and I even called the authorities in Texas!! I reported him to them and they said they would look into it.....well after hearing all of your stories I guess they just said that to me to get me off the phone!! Well to who ever said they contacted their local news dept. I hope you got the word out!! And to whoever said this "Jeffrey Hall" stated he was a federal agent ON VOICEMAIL??? Hopefully you saved that.....that was my proof I needed but he only said he was an agent...(that could be an agent for anything) But FBI told me if he actually states on a message that he is representing police, sheriff, or FBI then you can use that, and he can be prosecuted for impersonating an officer!! Best wishes to you all and if you need any more of my help I will continue to check this forum!! Erica

It's a scam - this Chex Systems.  They called my job for another employee - but having had the experience, I checked on the phone number.  Same scam.  Somebody please go ahead and kill these people and rid humanity of such scum.

I received a call from some guy with an Indian accent claiming to work for the Feds.  When I caught an attitude and disputed what he was saying, the guy got all worked up and said he was going to arrest me.  So I told him I would call the company directly - which I did and just as I thought - I paid off the loan a long time ago.  I thought that was the end of that.

Well, about a month later I'm stuck in traffic and pissed to hell - when who do you think calls?  My nice little federal agent from the crimes division dept. Now, I'm a native New Yorker - don't piss me off with BS.  I pretended not to understand his accent and made him repeat his name a few times and even spell it out while I made condescending comments.  Then I told him I had his number and was going to get him arrested for trying to scam us Americans.  I hung up and then called back about 10 minutes later using foul language a sailor would be proud of and telling him I now had his address and was going to put a bullet in him.  Then I called again and threatened to bomb his a** - finally I said, "how do you like being harrassed you A**hole".  And that my friends, was the end of that.  No more calls.  lol

Just got a call from Chex Systems and the guy told me they tried to run the card but got denied, I told him that after I spoke to "Doug Phillips" I called the company I supposedly owed and they said I didn't owe anything.  He asked if I had called the investigator who was handling this and I told him that the only calls I have made is to the FTC, Attorney General and police.  He said that they will sign off on it and start legal action, I told him to go ahead, I wasn't paying someone for something I didn't even owe and hung up on him.  Not sure what's going to happen next but I'm fuming!!!

I received a call from Investigator Hall last Thursday, he told me the same thing, I had some "hot checks" etc.  He said that as of right then he was going to summons the court for my arrest later that day unless I paid for the "hot checks".  I asked who the company was that I supposedly owed and he said I can actually put you through to them now, I said to go ahead.  I then got a person on the phone named "Doug Phillips" who said he was with Chex Systems and that I was being investigated for fraud because I defaulted on a payday loan through a bank account in 2008.  I haven't had an account at that particular bank since 2007, he told me that the company was Web Payday and that I owed them $922.00 but if I paid today he would only ask me to pay $370.00, told him I didn't have the funds for this and asked how Chex Systems got involved, he said that certain reports come to them from different banks and my name was on one of the reports even though my bank was a small bank, he deals with much bigger branches.  He wouldn't let me get out of paying so I gave him an old CC # and told him that he would be able to take the money out in a couple of weeks!!!  After I got off the phone I looked up Web Payday and called them, they took my name and my email address, the women said that I don't owe them any money, I never had a loan, an offer was sent to me back in 2007 but I never replied or accepted.  Thank god I didn't let them scare me into giving them any real CC information.  Since then I have filed a complaint with my police department and have also file with the FTC.  I guess the next thing is the NYS General Attorney's office.  When I asked the guy for his mailing information he gave me Doug Phillips Chex Systems, 268 Main Street Suite 100, Buffalo, NY 14202.  His direct line is 214-919-4144.  Also the number for Jeff Hall was 817-756-7350.  Total scam, I live in VT and I'm starting to see this stuff on our local news and newspapers.  The address is to a collection agency called DC Collections.  I'm sure I will be getting another call from them once they try and run the card and it gets denied!!!

Did anyone look for an address for this guy?

I just received a call from this guy threatning to come by my work (for what I dont know). he also said I have some bad checks for an old bank account. The funny thing is that I have never used any checks.
Here is the # he called me from (214-919-4144) and the # he left for me to call (817-756-73550). I work for a Credit Restoration company so I am very aware of these type of "scare tactics" that he is trying to use.

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

http://800notes.com/Phone.aspx/1-646-274-1143/3

Here is what the message said:

Ah yes, my name is Officer Jeffrey Hall. This call is for Mr. Kenneth Berg. Mr. Berg, I?m calling in reference to two charges that are being placed in Cook County Municipal Court for the passing and/or issuing of some hot checks, some bad checks.  Now this is a legal investigation through Cook County referencing federal check fraud charges.  I do understand that I am contacting Mr. David Lynch.  Mr. Lynch, I?m hoping that you know of Kenneth Berg and/or his whereabouts.  If you do know of Kenny, have him contact investigating Officer Jeffrey Hall and let him know these charges do mean that he will be placed in custody.  So I need to talk to Mr. Kenneth Berg, age 41, date of birth October, 1968.  If you know of him, have him contact Mr. Jeffrey Hall at 817.756.7350. Let him know we?re looking for him.

We just contacted our local news station to warn others about these scammers. If anyone else wants to call in on this guy it would help. The news station phone number for our area is 904-393-9844. The more reports the better, and hopefully they can do a report on him. We explained how he is impersonating a Federal Agent and Officer, and that his phone number is out of Texas.

From Lamet's post:

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:


http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer false postings as Karen Miller, Chichi and Tom Little
http://800notes.com/Phone.aspx/1-561-300-8018   Scammer false postings as Marco Polo (real original)
http://800notes.com/Phone.aspx/1-877-226-7488   Scammer false postings as SAM, David S
http://800notes.com/Phone.aspx/1-888-706-7463   Scammer false postings as George
http://800notes.com/Phone.aspx/1-209-349-7382   Scammer false postings as Towanda Robinson, Shannon Walsh, Jack Dawson and Cynthia
http://800notes.com/Phone.aspx/1-760-514-0132   scammer false postings as Suzy01, Johanna Hall, Cindie McMellon, Michael Dublin, Mark Williams, Carol and Rio   (800notes removed some of the scammers posts because the all came from the SAME IP ADDRESS)
http://800notes.com/Phone.aspx/1-209-797-2212   scammer false posting as Jaison Connar
http://800notes.com/Phone.aspx/1-707-401-4056   Scammer false posting as John Carner, KSR
http://800notes.com/Phone.aspx/1-650-241-4604   Scammer false postings as jhon and Kevin
http://800notes.com/Phone.aspx/1-708-401-0535   Scammer false posting here as JHON
http://800notes.com/Phone.aspx/1-518-212-0219  Scammer false posting

************************************************************************************************************************
Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

I received a call yesterday from "Federal Investigator Jeffrey Hall." He actually left a message on my parents answering machine stating that he is a Federal Agent, and was sending the county police to arrest me. He said there was no chance to pay any debt from an old $300.00 bill, and that I was going to prison for a felony. My husband called him back and was transferred to an 888 number who told him if we paid $1300.00 immediately they could hold off the lawyers and police agents, We then asked the name of the company I supposedly owed this debt with and before getting off the phone, my husband asked for "Agent Hall's" address, at which point they grew angry and hung up on him. We called this company I had an old debt with, and after being transferred twelve times, no one had record of me in their system at all. They said it could be an extremely old debt that is no longer in the system and since been sold to a third party. They said once a debt is too old to collect on, these third parties buy them and try to make money. My husband then got back on the phone with "Agent Hall," and told him he knows he is impersonating an agent. Mr. Hall then started stuttering and said he was not an agent but a retired police officer from Texas, and hung up. We didn't hear another word until this morning when he called my parents and threatened them, and then called my husband and said he was sending agents to arrest my whole family. We called the FBI for advice, and will do more research to try and get a physical address to report this fraud. We also had the local police department run my name, and they said everything is clear, no warrants,

1 more thing you guys I already reported him to the Federal Trade Commissions Act (I think that is what it is called) ALL of you need to do the same PLEASE!!! The more complaints they have against him will more then likely shut his a** down!! Go the websites the last person posted on here, I have been to most of them.

OK EVERYONE HERE IS THE EMAIL FROM THE ATTORNEY I SPOKE WITH I HOPE THIS HELPS YOU ALL, LIKE I SAID DO NOT LET THIS PIECE OF S*** BULLY YOU!!! YOU HAVE RIGHTS AS WELL!! TAKE CARE ALL OF YOU!! :)


I left Mr. ?Officer? Jeffrey Hall a voice mail, and he returned my call almost immediately a few minutes ago. He is supposedly going to email me the documents referencing the alleged debt that you owe.  Once I get the documents, I will forward them to you for comment and response.

You should know that there is absolutely no way this individual can legally have you arrested for a civil complaint.  Further, the proper procedure in a criminal check fraud complaint is to petition the local or county district court to issue a bench warrant for the violator ? not for an alleged retired police officer from Dallas to call the alleged violator and threaten them with arrest and incarceration.  He simply has no jurisdiction over you whatsoever.  I highly suspect this guy is running a scam operation.

If this is a debt collection action, the proper legal procedure would be to serve you with a summons and complaint, whereupon you would have 20 days to respond in writing.  What this individual is doing is in violates the Fair Debt Collection Practices Act, for one thing.  Additionally, if he has intimated that he is a retired police officer, he has quite committed the crime of impersonating a police officer, which is a felony, and he has used interstate communications to do so, making it a federal matter.  

If I can get some information on Mr. Hall?s whereabouts through his e-mail address or otherwise, I?m going to contact the FBI and/or the county authorities in his and make them aware of this impersonator.

Dionne, read ALL my posts above.....I am the one who started these posts, I had no one to turn to when I got the call. Believe me he is just a scammer!! Do not pay him even if you do owe him, I dunno what state you live in but I live in WA and he is in TX and he has no jurisdiction over me. Also I had spoke to so many people, Seattle FBI, Everett Police Department, Snohomish County Sherriffs, Snohomish County Clerks office....you name it I called them! I sure did my homework and my lawyer helped me thankfully and I have not heard one peep from the guy!! Read my next post this is what my lawyer emailed me. Good luck to you girl! :)

Good for you!!! Go get em!! My lawyer said I would prolly end up paying a ton just to sue his a**....but like I told Jennifer up above I am going to post for all of you to see what my lawyer emailed me.....this will ease your minds a bit. Again this guy is just a low life bottom feeder who needs to make a commission check! F him!!

Jennifer! I am so glad that people actually read these posts!! I just wanted to let you know how my story ended: I went to every website I could think of to find this guy, I ended up finally calling an attorney about 30 minutes from me, he was kind enough to listen to me, and he helped me soooo much!! We ended up setting up this "Jeffrey Hall".....and btw when you said you called and got his voicemail YES that is exactly what he says on it. Here is the funny part I played stupid like the lawyer advised me to me and you are kinda in the same boat, I have a 10 yr old daughter and I am 8 months pregnant, so I know what you mean when you freaked out! I did the same.....but I have become accustomed to these phone calls, so everytime I get an unknown number I look them up and post what happened so people like you can read them and not worry! Anyways me and "Jeff" were playing phone tag for a few days, and he actually left messages on my phone like "Sorry I was not available I was in the field".....lol my attorney traced his phone number to a field (Like with trees how funny huh?) Anyways he said the sherrifs in my area would be coming to my place of residence and work to summons me as well as arrest me??? Really they do both at the same time??.....lol when I fially talked to "Jeff" I played the dumb card like I said....I acted like I was scared and wanted to see how far he would take it, he refused to send me anything by mail because it had to be paid ASAP, well I needed something in writing??....Right? Who am I actually paying???.......I told him to call me back in 10 minutes I was going to call my parents to see if they could help me. (In reality I was calling my lawyer) My lawyer straight up called him and told him to email any info he had on me over to him and we would take care of it.....a few hours go by....a few days go by.....he never sent ANYTHING!!!! Also he stated over the phone to me when I asked who he worked for he said "ME??" stuttering a bit "I am actually a retired sherrif from Dallas TX"......GOD I wish he would have said that on my message machine, that right there is impersonating an officer!! I will also post what my lawyer emailed me, just so you know you are ok. I am so glad you read this before you called him, if you read this post please tell me how it went I would like to know your outcome as well!! Good luck!! :) Erica

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

yep got the same exact call 6-27-2010 WTF

i got a call from my mom that me and daughter n law old out for 2 checks in louisiana and we live in texas so i called him and he was rude yet suspision so i came online and found this but we are investigatibg this s*** ourselves he mess with wrong family

Omg thank you so much for writting this on here. I just received a message from my Mother-Inlaw this afternoon telling me that a man going by the name Jeffery Hall called their house today and left a message on the voice mail saying it was imperitive that I call him back because I had 2 checks that I was being charged with federal offences with at the Summit County Court House. I litteraly freaked out! He said that if I didnt respond back to him a warrent had been issued for my arrest and that they was going to pick me up and take me into custody! I didnt know what todo...I started to freak out cause im like I have no checks out there, I have 2 little kids and Im pregnant what am I going todo. Well anyway after many tears and stressing out my Husband I decided to get online and look him and his number up ( i did call the number he left for me to call but all it said was for me to leave my name, my phone number and the county in wich i reside and it did say it was the Office of Investigator Jeffery Hall) Well after looking him up this was the first sight that popped up and well your story is just like mine as far as what hes said. First thing tomorrow im going to be making some seriouse phone calls! Thanks so much for posting this and to any one else getting these calls dont stress out this guy is obviously trained to make bs calls!

A guy called my parents named "Officer Jeffrey Hall" left a message on my parents phone and I saved it as well as recorded it to my phone, he said that I had 2 "hot checks" out that was check fraud and it was imperitive to call him right away. Otherwise the Snohomish County Sheriffs would come to either my place of employment or residence and sopeona me as well as arrest me. This call is from Dallas Texas, I live in Washington.....Why would someone call from a different state? I called the clerks office here in Washington and the lady laughed and said I had NOTHING like that on my record and to not give any info. Steve Nguyen if you read this you should report them to the BBB I am going to after writing this. DO NOT BELIEVE ANYTHING THESE PEOPLE HAVE TO SAY!!!!!!