They're back at it again, this is a phony company, they will not lower your interest rate. They will try to get  your information, and open credit cards in your name.

I keep getting calls from Barbados as well as San Antonio TX. they got my husband once live on the phone, it was about lowering credit card interest rates. Whenever I answer, they don't say a damned thing and hang up on me.

Asks you to push 9 to lower your % rate on yuor credit card. When I got to a person I asked them to take me off their calling list. He asked who I was I said if you do not know who you are calling I am not going to tell you, all I ask is to be taken off your calling list! Then hung up on him.

The calling area code 246 is the country of Barbados and is likely an advance-fee scam to lower the rate on your credit card http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt178.shtm

Just got a call from this number but did not answer since it was not a number that I was familiar with.  Thought it might be a scam so I never tried to return the call but let it go to my fax machine (without paper).  The fax is where I send unwanted / unsolicited and unknown callers like this.  All of my friends know my MO and how to reach me if I do not answer this telephone.  The fax referral works great folks.

caller has called several times about lowering rates on credit cards.