see web site 800 notes, they also call and harrass me I am currently on the line with the texas attorney generals office to file a complaint mlw
Called me from 403752237218, a non US number on my cell then at work. Threatned to have me arrested for not paying back an Internet PayDay loan, however I have never taken a payday loan! They told my husband when he called them at (253) 243-3245 as me, that I was going to jail for 4-5 years and he hoped they fu(ked me in my A$$ real hard!
They called again today, I have filed a police report and am contacting the FCC!
Called from (975)935-2345 AND 75521184774 (non US number)
Told the guy I knew it was a scam and reported his calls to local police
Got several calls this morning saying I didn't repay a payday loan and the sheriff would be at my house in the morning to take me to jail, guy was a not American but his name was Ron Adams from Williams law firm, said they were in Washington D.C. I kept loosing the call and each time he called back it was a different number.
I have followed the link to the fbi tip line and reported them, I have obtained an attorney, I have filed with the texas attorneys general. It works for awhile then they change their numbers and names and call all over again. It is a nightmare.
LONG RUNNING KNOWN SCAM - ALL OVER INTERNET AND NEWS -
MORE ON FAKE DEBT COLLECTORS
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.
Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.
The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.
The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?
The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.
Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?
McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?
More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.
It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more. These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection. (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank. Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant: Pragra Infratech Pvt. Limited.
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.
If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1. The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2. Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3. File a complaint with your local police. Most police departments will take a report over the phone. Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4. File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5. File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)
By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:
Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
? Ask the debt collector to provide official documentation which substantiates the debt.
? Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
? File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
? File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.
Hi this just happened to me.....what did you do? Thanks, Letty
Hello! OMG...i received the same type of call and actually fell for it about 6 months ago. I feel so stupid. I got scared and followed their instructions they gave me to send money. I GOT ANOTHER CALL YESTERDAY and Tom Ladden left a message and I called it back to today. It was the same nature and now I'm sure it's a scam. I did what another person posted about telling him the call is being recorded and requested to give me more information....he then acted like he couldn't hear me and would just say hello? hello? after a few times he was able to hear me. I continued to demand a company name, nature of call and give detail information about the legal issue. I told him i talked to him 6 months ago and then he wouldn't let me get a word in. SCAREY but I feel this is a scam.
HOpe you didn't lose money like I did. I have to contact my credit card and bank now.
Everything on this sit that people have reported happen tome except the part where they threaten to kill me now thats going to far. They call my job at least 5 times a day.
Rcvd a call today and apparently he has decided to change his name to Tony, stating exactly as above, if any ever made an inquiry to an online payday loan, this is where they are getting their information, they just threatened to have me, and apparent references i used picked up tomorrow for court...they would not tell me what court but said that the sheriff would see me tomorrow at 11:30. I called the Texas attorney General office and spoke with someone who states this is ILLEGAL. They have sent me paperwork to file a formal complaint, i have also filed with the better business bureau. If you get a call from them again let them know they you are recording the conversation at the request of your attorney who is compiling a case against them and they will hang up.
they just tried to scam my gf. never give anyone info who you haven't personally called
I got a call earlier today from this same guy .. at work. Something told me not to pick up the call and it went to voice mail. When I went back and listened to the voice mail it gave the creeps... just like what the rest of you have been saying... but.. he mentioned jail and killing in my message. Again, did not state who he represented or why he was calling exactly. I think I caught the name as Michael Smith.. obviously a made up name... he had a thick accent and seemed to enjoy saying my name and messing it up as much as he possible could... also, the calls sounded like it was from a foreign country... far away.. lot of interference. This was a very horrible thing to listen to... I wish I hadn't. I guess there is nothing we can do about this, huh? No way to pin point who he is to file a complaint with the Federal Trade, etc?
I got a phone about six months ago from the guy named Michael Smith as the mange of Williams Law Firm. They told me thety were suing me for money I borrowed and never paid back, the thing was I never took the loan out, I called that company and they show no records of me. Then about two days ago I got a phone call from Chris williams saying that Im being sued by another online company for not paying money back. I also called that company and they have no record of me. The lady at the company said she gets about a hundred calls a day for this same reason, she told me that its always williams law firm and they are out of the country. She also told me to report the number to the police so its on file and maybe if they get enough people theyll try to stop theses guys from calling. They had me all worried because I was dumb at one point and did fill out for a online payday loan but never got one. I will never fill out online again. Its just crazy what they are doing.
Got a call saying I needed my attorny or that I was going to jail tomorrow..they keep calling me at work and their number comes up private on my cell (I dont pick up Private or unknown). I told him he is legally not allowed to call my work and also, leave msg on my cell and tell me I am going to jail. These people call from a land line in FL. I heard they are terrorist trying to get people to give them money. I have to let the police know about this. Plus, no foreigner that I have ever met ( I work with some) never had the name Chris Williams.. DO NOT GIVE THEM ANY INFORMATION!! They have your information, how they get it..probably off the internet if you ever apply for anything.
He just left me another message saying if I did not call him back that I would suffer the consequences.
Keeps call my at work his name is MichAel Smith. He leaves me messages but does not tell me what company or what the call is about. He is calling my work number continuously which Eastman does not like. Do you know what company he is with