281-670-7252
TX, US
Lilly
Lilly
2012-10-26 20:12:39
Debt Collector
I have been receiving these phone calls today and they are non-stop.  I have not answered the calls and dont know if I should answer them and deal with tnem. What can I do if they keep calling me at my cell phone and work phone?
sopranojunky
sopranojunky
2012-07-28 15:59:00
Prank Call
I contacted the local FBI agency regarding these calls, they actually are calling from outside the country but have the ability to make it seem they are local. Very heavy foreign accents with American names lol! I was informed not to reply at all, do not call them or respond to any threatening emails. Someone needs to nuke these t**** head b*****ds eliminate the whole country of degenerates!
Bothered
Bothered
2012-02-06 18:17:45
Unknown
I got a call from this number implying I owed on a loan from United company loans. Same as the other writers arrest and warrants in my name I said ok AND I called back and a lady answered the phone. I told her I was at the FBI office and I needed her info she said the company name is Interstate Bureau, 221 N Hoagan Street, Baytown, TX 77520 her name Jenny White and the person that called was Officer Robertson badge 91455 all was I lie. I told her a real agent needed to spaek with her and she told me not to call them anymore. I played her at the scam she was trying to run on me. DO GIVE THEM A PENNY.
brooklyn
brooklyn
2012-02-02 04:47:01
Unknown
i just received a message from an officer john addams saying he was from the office of federal bureau of investigation and that i have an investigation against my social and listed the last four of my social and that if i didn't respond to his call may god be with me and he too has a heavy indian accent. when i called the number back a recording comes on with a lady you can barely understand thank god i did a phone number look up and saw these complaints, cause i know if the FBI wanted to contact me first thing is that i would receive a letter with the government official stamp telling me when to contact them and not threating phone calls, they know if you threaten someone right off the bat chances are that person would runa dn hide not call ou back. so whom ever they are take me to court and prove your case.
bert
bert
2012-01-27 14:35:32
Debt Collector
They called with a very heavy Indian accent and bad phone connection. I was scared and demanded to speak to a manager. He was just as vague saying I had received a loan I failed to pay back. I informed him I paid back every loan I had ever received and the company they said they represented was not one of them. They made threats of sending the police if I did not give them the numbers of two Walmart prepaid cards with the amount of $620.  Suspicious!
dee
dee
2012-01-25 23:37:29
Unknown
Just received a phone call from these people someone needs to find out who these people are they shouldn't be able to do this. I don't anybody any money. Hope someone can help everything that everyone else has said is exactly what they say and do.
Lyn
Lyn
2012-01-25 19:05:34
Unknown
Most importantly I forgot to add this to my post! The number left for me to call was 281-670-7252!!!
Lyn
Lyn
2012-01-25 19:04:16
Debt Collector
I received a call from what is a local number here in the state of Iowa. I was left a threatening message saying that i owed money for something or other... The accent was so thick i could barely understand what they were trying to say!
Raymond Whitten
Raymond Whitten
2012-01-25 04:30:20
Prank Call
They called my work and threaten me!
kim
kim
2011-12-23 13:51:06
Debt Collector
yup this is a scam - i have worked in law enforcement for 15yrs and this happens all the time! luckily i didn't fall for it! they have called my cell and work saying that "deputy barbara price has a forgery warrant for me" - they hang up when asked for more info, won't leave messages on cell phone etc....i was told to call ext 3030 but get nowhere
Sheila
Sheila
2011-12-22 20:17:04
Unknown
This person keeps calling me at work but won't say who they are ... they only keep asking my name.  This time when they called I told him that "I knew about his number and his fraud" and "I'm reporting you right now".  

He hasn't called back since. When he does, I'm pressing formal charges.
Zahid
Zahid
2011-12-16 19:27:03
Unknown
It is a scam. I am police officer and someone came to our department with a complain that they received calls from this number.  I called to investigate.  The person identified himself as "Wilson" something.  He hung up after I told him why I was calling.  He would not talk.  Black this number and contact your phone carrier.
Amber
Amber
2011-12-14 18:06:05
Unknown
it came to my phone az a 911 number to
Amber
Amber
2011-12-14 17:43:02
Debt Collector
omg these people just call me 2 mins ago im young and i got scared so i look the number up they said they want 360 dollars on a walmart card friday.
Roxane
Roxane
2011-12-13 17:46:06
Unknown
I just rec'd a call from this number, and it actually came to my phone as a 911 emergency call. ...telling me I was listed as a contact number for someone in my family and that I needed to call the 281-670-7252 ext 9828 and talk to an andy black... They couldn't give me the person in questions middle initial, but said they were from the dept of federal justice and that is was a serious matter.... I called the person in question immediatly and he said it was a scam and that he was reporting it to the right people. Of course when you get a 911 emergency call it scars the s--t outta you. If I could reach through the phone and litterly choke the crap outta these a**----s believe me I would... Anyway I am calling my phone service company and putting a trace on all of these calls , they have called me before and looking at my phone before I answer the number shows a 3 o 4 digit number and they can trace them....
Jacquie
Jacquie
2011-11-29 04:21:57
Unknown
Call you attorney generals office in your state.
File a complaint at both of these web sights then when they call dont listen at all, just tell them that you have filed the complaints and do not call you. hang up then if they continue to call pick up and when they tell you who they arer hang uo say nothing.
www.ic3.gov/default.astx
www.ftccomplaintassistant.goc/
Jacquie
Jacquie
2011-11-29 04:15:26
Unknown
Please call you states Attorney Generals office. they are frauds. Also make sure you check with your bank and make sure that no money has been taken out by a company BGM
mycrazyd
mycrazyd
2011-11-21 16:00:55
Debt Collector
I received a call today and on the caller ID it showed up as Texas 281-670-7252. I didn't answer because I don't know anyone from Texas then found out it was a Pay Day Loan scam!
bearfinder216
bearfinder216
2011-11-18 00:56:24
Unknown
called this evening. Claiming to be Fedral Officer John something. Claiming I had a 4500 loan and was going to have cops at my house tomorrow to arrest me. Scary cause this is a houston number. He was able to give me my address and social. Told him that they droped debtors court in the US along time ago. Not to call back without being able to prove who he was with and this bs federal badge 9211 he gave wasnt a federal number for a fedral badge. Then hung up.
Jocelyn
Jocelyn
2011-11-16 15:56:02
Unknown
I received a voicemail from "Officer Shawn Wilson of the Federal Crime Enforcement Network" (at least that's what I think he said, it was so hard to understand his accent) accusing me of fraud and stating that I "did a criminal act under the criminal act law" and should call him back or have an attorney call him back on my behalf before I was arrested at my residence or place of employment. I'm glad I googled the number before calling back, I will have my voice recorder turned on first so I can submit it as proof of harassment when I file a complaint on them. Thankfully I have an app on my phone that allows me to block calls, so I don't have to worry about my phone ringing all day. If you have any type of smart phone, ie Android, Blackberry, Windows Mobile or Symbian, I recommend you download the 'Mr. Number' app or something similar to block these calls. 'Mr. Number' is FREE, I've been using it for a very long time. It'll save you the headache from a lot of annoying fake harassing calls on your cell.
rae
rae
2011-11-16 15:28:04
Unknown
i just received a call, and i have been getting them for years. i looked up the number and the number actually has someone's name attached to it and an address. i filed on the attorney general website with that information. i just keep blocking them. they are all a scam.. sorry but they would be able to speak better english if they worked here
Jan
Jan
2011-11-15 20:36:53
Debt Collector
I rec'd several calls from this number.  This morning I answered and was told that Officer Bryan was calling & needed to speak with me immediately.  I had not identified myself.  I asked what the call was in regard to and told that they had a warrant and the person they were calling for was going to be picked up.  I told them that my Dad was a police officer & if they wanted to speak with my mom they needed to call him.  They got real nasty and started screaming stating "my mom" needed to contact them ASAP or she would go to jail.  I finally hung up on them and they kept calling back but I would not answer.  If you do a reverse look up on this phone number it goes to Eglantina Laredo with the address listed as 502 Port St.-Houston, TX 77020.  Looked this location up on Google Maps and it is a run down, hole in the wall house that looks like it should be condemned.  When I called the number back there is a recording that answers stating you have reached "Federal Client Enforcement Network" and they cannot come to the phone but to leave a message and they will call back.
keith bradshasw...FBI
keith bradshasw...FBI
2011-10-27 15:42:04
Unknown
Call the FBI, the Department of Homeland Security and your State Police. When they call back, tell them that you are aware they are running an extortion ring, have notified the authorities and hang up.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
keith bradshasw...FBI
keith bradshasw...FBI
2011-10-24 15:24:53
Unknown
keith bradshasw...

Call the FBI, the Department of Homeland Security and your State Police. When they call back, tell them that you are aware they are running an extortion ring, have notified the authorities and hang up.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

http://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870
1-831-607-9214
1-972-674-3753
1-646-918-5211
1-206-202-4942
1-206-337-7992
1-206-339-8218
1-561-318-0446
1-585-250-8090
1-347-827-0921
1-607-398-0725
1-909-233-7338
1-888-610-5486
1-585-861-9940
1-909-233-7338
1-646-416-9016
1-805-262-6170
1-661-270-6724
1-561-705-0140
1-310-807-0220
1-347-637-6473
1-951-582-4832
1-909-503-0682
1-818-579-7691
1-347-321-6497
1-206-666-3611
1-206-203-0712
1-347-875-8418
1-347-875-9600
1-206-629-9392
1-818-532-9007
1-310-853-3491
1-347-377-7368
1-321-300-4091
1-866-840-2030
1-760-588-2207
1-845-360-0920
1-415-259-5025
1-347-637-6452
1-818-275-4539
1-707-673-9475
1-214-446-5372
1-512-646-2002
1-210-892-2666
1-909-451-0941
1-407-444-1400
1-646-719-9237




So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
Caller: FBI
Joan
Joan
2011-10-21 14:32:36
Debt Collector
I  a message a call from a Chief Deputy Alice Watson,  of COPD , Colorado State Police Dept. stating that if I didn't call Paula Robinson right away, and gave me this number to call, I will be publicly arrested.  "I will start the investigation as soon as I hang up the phone."  This Paula Robinson wants $600.00 today.

That was one day.  The next day I received a message stating that "This is Chief Deputy Violet Watson of the  COPD Colorado Springs Police Dept.I'm giving you 1/2 hour to call Paula Robinson  of the Federal State Bureau of Texas, at this #, or  we will track you down.  You better be ready to be arrested.
Why change her name from Alice on one day and Violet on the next.
Joan
Joan
2011-10-19 15:35:28
Debt Collector
I got a message from the Colorado Police Dept. that Paula Robinson put in a complaint for a warrant of my arrest.  if I don't call her back in a few hours, Sheriff Alice watson will send the police to publicily arrest me.

I called Paule Robinson and she said she was from the  Bureau of Investigation Legal Dept.
Threatened me if I don't pay $600.00 by noon, she will have me arrested.
joan
joan
2011-10-18 22:26:27
Debt Collector
I received a message from this number stating that this is officer Carol Robinson at ext. 127 and should call her back to make arrangements for payment of $600.00 tomorrow.  I did not call her back and wish these annoying calls would stop.
davidg
davidg
2011-10-18 02:30:50
Debt Collector
Left message stating that they are from the Texas Dept of Justice. Told me I would be arrested if I didn't contact them. Wasn't able to hear the name but did have a foreign accent. Did hear like a call center in the background. Have received message before when I have called them and reported to my attorney. I hadn't heard back from them until recently. They are giving me the same speech as last time.
Lareefer Jones
Lareefer Jones
2011-10-17 16:20:07
Unknown
i don't know who these people are and i don't know why they keep calling me
Joan
Joan
2011-10-12 00:42:11
Unknown
I don not answer these calls.  They are getting disturbing.  How can you tell if they are ligit.
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