They call, sometimes come to the line, sometimes no one is there when I pick up.  Mostly they say "hello" and then hang up on me.  I finally added them to my Call Control App so they can't call me anymore.

Yup- boys-n-girls we got us an Accet Acceptance bunch of crap here...

Had a Hindi sounding guy call asking for "****" [name] while on my cel phone- didn't confirm anything with him and made sure he understood that it wasn't work related and therefore couldn't call me back at the number shown on his screen...

He asked when was an appropriate time to call [uh huh- like his call wasn't inappropriate enough] I told him again that NO call was appropriate to this/my number and that I'd have to call him- he gave me a number [sounded similar to ones given above me in an earlier posting] and I hung up on him at that point.

Now that the b*****d has my cel number I'll expect it to ring off the hook from here on out- I'm gonna have to check to see if the iPhone has a call-block on it...

This company keeps calling, attempting to reach one of the previous owner's of this house. I keep trying to explain that while, yes she used to live at this address, she moved out way before we moved in, and we got this phone number AFTER we moved in.

These people have been calling me for years.It seems like we are old friends by now.  They want my Ex.. we have been divorced for 5 years, I think they should not be calling by now.

Their location is Williamsport, Maryland for the number 301-223-0059.

This Number called my office today. The name on the Caller ID read's "Bryan Flemming". They are trying to collect a dept from Orkin. However, My office has NEVER used Orkin. It's the SAME exact Number. Just shows on the Caller ID as Bryan Flemming.

This number keeps calling and never leaves a message, very annoying they are pissn me off!

scumb Freak*n bags. They have been calling me for years. They won't let up. Any way it's close to 5 yrs. (statue limitation laws). They r trying their hardest cause they know pretty soon by law they can't call. If they do I will sue them a**holes

They are a collection agency...

This number belongs to Assett Acceptance.  They will call you daily several times even up till 9 PM.  Never answer the phone or say anything as they record calls and caller ID.  They then will call back ask for you then ask for the person they are really looking for.  Happens to be a friend who stayed here once for a week and used my phone to call them on a personal matter.  They will not take "NO" for an answer as to he doesn't live here.  Also they act like the last collector Rep didn't leave any notes when I've blown up previously on them for calling so late.  Looking to call an attorney to put a stop to this crazy mess.  They will not give me their location to write a letter.  Welcome to the scumbag world of dept collectors USA.

This number keeps calling my husband's business and won't leave any messages.  Very annoying.

Called asked for someone then when I told them he wasnt here the guy chewing gum in my ear hung up on me

scumb Freak*n bags. They have been calling me for years. They won't let up. Any way it's close to 5 yrs. (statue limitation laws). They r trying their hardest cause they know pretty soon by law they can't call. If they do I will sue them a**holes

On the caller I.D. they appear as AACC (now I know it's short for Assett Acceptence) --- they call me seveeral times and day and even at night, around 8 or 9 PM.... I never pick up and I never will.  How do I get rid of them?

I do not know who this party is calling me. They call just after 8AM and don't stop until around 9 or 9:30PM. I have caller ID and do not answer "unknown caller" or 800 numbers.  This goes on 7 days a week and I can't get them to stop.

Asset Acceptance Capital Corp.  

Address    Web/Email Address Rating
28405 Van Dyke Avenue

City : Warren
State : Michigan
Zip : 48090

--------------------------------------------------------------------------------
Phone No.  800-781-4401 800-545-9931- 800-781-4401 800-207-0280 800-821-9533 866-992-1800 800-925-7050  
Fax 586-446-7837 586-446-7838  

  www.assetacceptance.com  
bbradley@assetacceptance.com
 
 

Notes
Junk debt buyers & collectors. Known to manufacture in-house documents or have no documents at all for the debts they claim are legitimate. They place accounts in credit files that should be challenged for authenticity. Consumers are urged to fight their claims based on the FDCPA.  


THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS
HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/First.htm
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

I meant to in the first message, the ex-husband left me in a lot of debt. He racked up so many bills at the end and I got stuck paying a lot of them. Took me almost a year, but they were all paid ages ago.

Just received a call from this number, didn't answer it. Google is my new best friend when it comes to unknown calls.
I have been getting so many calls lately from bill collectors looking for my ex-husband.
I had one guy try to tell me that there was a lawsuit against both of us although he seemed pretty upset to find out we had been divorced and for almost five years. But I paid it, seems unfair that there are scammers out there trying to get more.

The keep calling my home phone asking for a Mary Martin. Have had the same number for over 10 years.  Now they are calling my cell phone and asking for a Kevin.  Again, same cell phone number for over 10 years.  I have told them that I am not Mary or Kevin.  They call 3 to 5 times a day. What can a person do? If I called a number 3 to 5 time a day and was told to not call and ignored the request I would be locked up.

how do you block the NUMBER???

I have a new cell number and I think it belonged to a David something, they keep calling, even though I have told them that I don't know that person and this is my cell number, they also call using an 800 number.

Well....I have given up looking for work and have a small pension, that barely pays the rent and lights. So as far as collection agencies go, this country is in such dire straits, because of gw bush and his thieves, that I just laugh at them and hang up. When they get nasty, I get nastier and then some. Think about it, they only pay, pennies on the dollar to your original creditor and literally and tack on whatever they think they can get away with by screwing you to the carpet. So...if you can, work a deal with the original creditor and stick with it, if you can. If not, such is life, because the US is on the skids and there is no turning back. Let those at the credit collection places, starve like the rest of us. Predatory Capitalism is about to have it's head handed to it in a big way.

Phone number 301-223-0059 belongs to a company named ASSET ACCEPTANCE (aka the most INSANE, RUDE, ANNOYING, LYING, THIEVING, SCUMBAG DEBT COLLECTORS in the US today).

Asset Acceptance Corp. is ALMOST as bad as ANNE REGENT & ASSOCIATES of Texas (alleged ATTORNEYS at law, aka criminals in 2000 dollar suits)! However, I think REGENT & ASSOCIATES; NCO FINANCIAL and LVNV FUNDING are actually some of the WORST 'COLLECTION AGENCIES' ever!
These SOB's will lie, steal, cheat, harass, swear, curse, CALL YOUR NEIGHBORS, CALL YOU AT WORK, CALL PEOPLE WITH THE SAME LAST NAME AS YOU TELLING THEM THEY MUST FIND YOU, FILE LAWSUITS AGAINST YOU & LIE TO COURTS, ...and/or whatever else it may take to get you to pay them your hard-earned $$ - even WHEN YOU DO NOT owe them a nickel!

If these people are calling you at home or work, go here: www.buddhibbs.com -- and learn how to react; what to do & say (if anything) ~ and ~ basically, everything you need to know about DEBT COLLETORS. Mr. Hibbs in not only a genius expert in this field, - but, - he's a nice guy, too. Check it out; - you WON'T be sorry!

Keep calling, have never picked up, they do not leave a message.

they call me 2 times a day rude people looking for a karen.have told then to stop calling

Some idiot called my Mother from this number, somehow, they knew the last 4 digits of her SS number and were asking for more information. Is there a way to report these a-holes ?

call almost daily, neverleft a message.

Calls, leaves no message.

called and asked for someone who does not live here

Never leaves message - when i finally answered they are looking for someone that has never lived here (I have had my number for almost 25 years).  They keep calling.  I have blocked them.