The national pandemic of telephone terrorism perpetrated by desperate criminal collection agencies is because they are trying to terrorize people who are naive enough to answer and submit to unsolicited telephone calls or written "collection" letters that have no legitimate legal debt associated with them or any of the companies, universities, or whomever else they claim to represent. Because most "little guys" were bankrupted by the criminal Wall St/Congress/Big Oil/Big Bankers/Big Business/Military/Robber Barons, so the desperate collection agencies are attempting to collect unpaid debts from innocent people by terrorizing them into submission.

Word of advice. NEVER answer any calls you don't recognize or are not expecting. Use selective call rejection service if available, or switch to an Internet-based telephone service which provides comprehensive call rejection options. If rogue calls become chronic, turn off all the ringers on all of your phones except one, and set its volume to the minimum setting. If you don't answer the call and the caller is legitimate, they will usually leave a voicemail after the first or second try. Rogue callers never leave voicemail messages because that could be used as evidence against them if it came to a lawsuit. If you receive a rogue letter in the mail warning you of some "collection" action against you, if you don't actually owe it, reply with a short letter stating that you don't owe it. Or if you do owe all or part of it, reply with something like "You claim I owe you a debt. Under §809 FDCPA, I request validation of this debt."

Only give them your name as THEY have written it to you (e.g. ?John Doe? not ?Jonathon Q. Doe? or however you normally sign your own name), address, and the account number they report. But if you do not owe the debt (zombie debt, aged debt, mistaken or stolen identity, forgery, etc.) state that you have never done any business with them or with the (alleged) original creditor of any kind and you expect the collection agency to close the matter, stop harassing you and take any bad credit marks they've caused off of your credit rating, and furthermore, that any further contact from them must be in writing on their official business correspondence letterhead. Send your letter to them a.s.a.p., always within thirty days, first class certified mail return receipt requested. If they refuse it and you get the letter back unopened, leave it unopened and save it in your files as evidence against them should they pursue legal action against you. If they did receive it and continue to pursue action against you, let them. The judge will throw it out of court. If the rogue collection agency sells your account to another rogue collection agency just tell them the claim has been proven invalid and offer to send them a copy of your letter to the previous rogue collection agency. Warn all your friends about this rash of desperate collection agency terrorism, and how to combat it. Knowledge is power. The more you learn how to combat rogue collection agencies, back-taxes scammers, phishing scammers, and other flimflammers, the more you will learn how easy it is to do.

Above all, keep a record of everything, of every rogue call w/ caller ID information displayed including time and day of each call. Maintain a complete file on any snail-mailed intimidation from rogue collection agencies, including copies of all correspondences and postal receipts. Reporting rogue calls on sites like
800notes.com, whocallsme.com, phoneowner.info is a great idea too, because many people find these sites by googling for the rogue number(s) after receiving calls from them.

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Start Here:
http://www.privacyrights.org/fs/fs3-hrs2.htm
http://www.google.com/search?num=50&q=%C2%A7809+FDCPA
http://www.google.com/search?num=50&q=zombie-debt
http://www.google.com/search?num=50&q=slander-of-credit
http://www.google.com/search?num=50&q=limited-liability-company+collection-agency
http://www.privacyrights.org/fs/fs27-debtcoll.htm
http://www.ehow.com/way_5849463_do-up-certified-dispute-letter.html
http://hubpages.com/hub/How-to-Defeat-a-Collection-Agency
http://hubpages.com/hub/Battling-Consumer-Debt-Collectors-Part-2-I-Do-Not-Owe-This-Debt
http://hubpages.com/hub/Sample-letters-for-disputes-to-creditors--collectors-and-credit-bureaus
http://en.wikipedia.org/wiki/FDCPA
http://www.fair-debt-collection.com/Disputing ... ute-letter.html
(most say the above sample letter is too long and should be much shorter)
http://www.fair-debt-collection.com/statue-limitations.html
http://www.spooftel.com/  <= !

Credit Report:
https://www.annualcreditreport.com/cra/index.jsp

USPS:
http://www.usps.com/send/waystosendmail/extra ... mailservice.htm
http://www.usps.com/send/waystosendmail/extra ... eiptservice.htm

Other links:
http://www.cnn.com/2008/LIVING/personal/02/29 ... tors/index.html
http://hubpages.com/hub/How-to-Defeat-a-Collection-Agency
http://clarkhoward.com/shownotes/category/12/103/358/
http://clarkhoward.com/topics/drop_dead_letter.html
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Information for filing complaints against rogue telephone calls,
telephone harassment, false "bill collector" harassment, etc.,
in the United States and Canada:

UNITED STATES

US National Do Not Call Registry, file complaint: https://www.donotcall.gov/complaint/complaintcheck.aspx

Federal Trade Commission
http://www.ftc.gov 1-877-382-4357
File complaint online: https://www.ftccomplaintassistant.gov
https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
that is at www.ftc.gov

Federal Communications Commission
Telephone toll free:  1-888-225-5322
http://www.fcc.gov/contacts.html
File complaint online: http://www.fcc.gov/cgb/consumers.html
http://esupport.fcc.gov/complaints.htm

FCC Abandoned Calls Complaint form:
http://www.fcc.gov/cgb/consumerfacts/1088D-R.pdf
email:  fccinfo@fcc.gov

Better Business Bureau, Check out a Business, find owner, contact info; file a Complaint:
http://www.bbb.org/us/


INTERNET CRIME:
File report for Internet Crime at:
Internet Crime Complaint Centre
http://www.ic3.gov/default.aspx


CANADA

RCMP Phone busters
Telephone toll free: 1-888-495-8501
Mon-Fri 8:30-5:20 pm (Eastern Time)
E-mail: info@phonebusters.com
RCMP Website is at: http://www.phonebusters.com  
File complaint online:  https://www.recol.ca/intro.aspx?lang=en
(Register with a password and then can continually file complaints)

Canada National Do Not Call Registry:
Canadian Radio-Television and Telecommunications Commission (CRTC)
Telephone toll free to File A Complaint: 1-866-580-3625
(to withdraw a complaint is 877-249-2782)
CRTC online complaints form: https://www.lnnte-dncl.gc.ca/pfplin-fccoin-eng
that is at  www.crtc.gc.ca

Better Business Bureau, Check out a Business, find owner, contact info; file a Complaint:
http://www.bbb.org/canada/

This is a phone scam trying to sell Filter Magic Vaccums.  They offer free discount vouchers if you allow a salesman to show you a short video.  When the salesman arrives he'll be showing you a vaccum system that is WAY over priced.

As above person said - scam.  They answer the phone 'SA Research'.  Make you think they are doing market research, then magically you have 'won' $275 in restaurant gift certificates.  They will deliver it and ask you 10 follow-up questions.  BS.  Saw the guy walking in with two Filter Fresh vacuum cleaner boxes.  I was very clear and asked on the phone if someone was going to try to sell me something.  They said no.  I turned them in to the FTC and am calling them back each day demanding my $275 in restaurant gift certificates (the guy would not give them to me unless I watched his presentation) I am on the do not call list so they scammed me telling me they were a market research company.

I got a call from this number and the person just didn't say anything.  1-303-431-0866 They call themselves SA And Assoc LLC

These people kept calling and telling me that I wo n $250 in gasoline cupons. When they told me that they would like to deliver the cupons I told them to just mail them and they said they HAD to deliver them. I told them that I didnt want to buy anything and they said they just wanted to set up a time when I would be home to deliver the cupons. I wont be answering any more of their calls.

These people kept calling and telling me that I wo n $250 in gasoline cupons. When they told me that they would like to deliver the cupons I told them to just mail them and they said they HAD to deliver them. I told them that I didnt want to buy anything and they said they just wanted to set up a time when I would be home to deliver the cupons. I wont be answering any more of their calls.

Thanks for the info.  Googled the name and assumed it was a telemarketer from their website.
Reported....

I also got a call from SA & Assoc LLC, saying I'd won a $250 in a gas certificate.  I agreed to have them deliver it in person, and I had said specifically that I will not be buying anything.  I was reassured that wouldn't be the case.  When they showed up w/ that vacuum cleaner, I made it very clear that they could not enter my home.  The man was persistent and mumbled something as he walked away.  My husband is quite ill(in a wheelchair) and with our two dogs, there was no way he was coming in.  After I tried to call the company back, I got hung up on.  I tried 3xs and they kept "transferring" me to their manager and being disconnected.  I have now left a news tip w/ one of the local channels and hopefully they can be stopped once and for all.