What are the Laws in Colorado? You might want to check to see what it is in regards to the recording of calls. In some States it's one-party consent. In others it's both. However, I have no idea what the laws are in India, which is more than likely where your call was coming from. Best answer? Hang up, say nothing.

I received a call from this number 303-500-8782. The said that I was on the internet and entered a contest. Not true!
That they said they were recording this conversation. The they said that I would win something if I answered some questions and if they could call back I could win something. I told them to place me on the do not call list, that I receive to many telemarketers calls.
I am so tired of all these unwanted calls.

My caller ID shows on any given day, 5-8 calls from this number. These LOSERS never leave a message. Guess what LOSER caller, I have NO old debt, and you are now phone harassing me. Does anyone have a physical address for these Bottom Feeders? Also wondering if the poster from "Z from Denver", is still collecting info on these harassers?  No use reporting to the Do Not Call; they do nothing.

They called my business number, and when I told them that they had a wrong number, they were rude and hang up. When I called back at the number 303.500.8782 and asked who they were. They told me that they are a law firm.

When asked who are the partner of the firm, they said that they don't have one.

Something is fishy here.

They keep calling me about some imaginary debt, that I don't owe. My phone  company won't let me block them. 4-24-13

It is Stanley & Associates and they are resorting to some pretty sleazy tactics.  They are calling our children asking about us and acting like they are friends of ours, they are even giving out personal details about us to our kids to make a connection.  I think it may be time to contact a lawyer.  Harassment at its best!

Company calls informing me that I owe them money for US Bank. I've never received paperwork or anything from the bank itself claiming I owe them money.  They harrass, and threaten

So a debt collector for Yellowbook.com who obviously just as much as a crook! I had an add on yellowbook and when my contract ran out the rep. took it upon himself to renew. Even when I cancled!!! And ya they claim to be lawyers!? I requested my day in court.

Hes still at it as of 9-6-11

This phone number has been calling me repeatedly, and I also get the same Stanley & Assoc. Attys. at Law, a bill collector.  Today, I actually spoke with someone at their offices and they denied having my phone number anywhere in their system, told me that my only option was to change my own phone number, and that everyone's phone numbers are all over the internet, so they're not at fault in any way.  I was astonished at how rude the people on the phone were, and completely unwilling to help.  Any suggestions, besides resorting to the Better Business Bureau?

This is not legal.
 You will be identified.
 You will be prosecuted.
 You think your pretty cute, huh..
 You have no idea what ....
 You should "never" under estimate people -
  very foolish... lol

Quit calling me and harrising me

Caller never identified himself or who he works with when asking for an individual who is not associated with our company. The called asked me to look up the individual on the company directory and then berated me in a somewhat threatening manner for not answering him sooner. By saying I will spare you a sleepless night by not telling you who this is calling. Very unethical and unprofessional even for (what seems to be reported as) a collections agency.

I have started a facebook group
"James Standley and Assoc Violated my Rights" and created and email address standleybrokethelaw@hotmail.com
we need to compile all the information we can incase one or all of us end up going to court.  This way we can track each other in both victory and defeat to finally remove this guy once and for all.

This company claims to be a "Law Firm" ... yet called me on an uncollectible debt from over 15 yrs ago.. the person on phone claimed to be a "lawyer" threw out a number to me when i questioned him..

I called the Colorado Supreme Court Attorney Registration.. many "Stanley's" in the directory..but no Stanley and Associates..out of Hudson Co and no "Mike Riviera" listed.  they said to grab the number from them.. call them back and check (which is also public on line) ... if it IS an attorney acting improperly (they have to follwo Fair Debt Collection practices) they will take the compalint over the phone.. f it is someone POSING as an attorney...  send complaint in writing to

Attn Regulations/UPL
1560 Broadway  Suite 1800
Denver, CO 80202

From their inquiry of information..and that the person was unfamiliar iwth the term "junk debt collectors" (from what it sounds like this is an uber old debt purchased by one.. he called it "Investment company"..it did not sound like a legit law firm dealign with collections.

DEALING WITH DEBT COLLECTORS - EVEN IF YOU ARE NOT THE CORRECT PERSON

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

Stanley(sp?)& Associates - when calling, they do not leave a message - I called the number back and the recording indicates that "This is an attempt to collect a debt" - so they are a debt collection firm. They never leave a message in regard to the reason for the call.