I got a call from (305) 368 8874.  I was prompted to press nine (9) to connect to a live representative,
Informing me that I have a pre-qualify  to lower my interest rate from over 12% to as low as 6%!

I was instructed to give out my expiration date and of course my credit card number.  I could smell
them from three miles away, so I gave them a complete random bogus credit card number.
When they realized I was on to them, they changed their tone, and told me that because I didn't
give them my real number, they told me that they'll cancel my credit card!  I just laughed at them

I told them to give me their number and I'll call my bank and I'll talk to her then seriously, sure enough,
oh no on, can't do that!! just give me card number, you get as low as 6% ok?? them damn M.E. Indians!!
The more I laughed, the more angrier they got, screw em'.. they where out to screw me anyway, so... why not.  

I tried to call them crooks back, and the call was a non working number signal.