......DO NOT DEFAME ME WHEN YOU ARE NOT ME!.....THANKS.   TO EVERYONE ELSE....LETS BE RESPONSIBLE ADULTS AND NOT COME ON HERE AND BASH FOLKS BEING NEGATIVE AND DEFAMATORY.....LIFE IS WAY TOO SHORT FOR ALL THIS NONSENSE!


JOHN CAMPBELL.
3154102078

you just got scammed.  they scammed my mother for $509...she thought they were calling to collect a debt from me, threatening her that I was going to go to jail if I didn't pay and that the fees for court were going to bring the charges up to $1500 to $2500, I have done a lot of research and found that they are telling EVERYONE the same exact story and that there is no one who has anything good to say, you're an idiot if you think this is legit I'm sorry to say but you got scammed.

Eric Klein from RJ Capital left a message saying he was sorry, but after trying to reach me for a while, they will have to send my case "over" because there was a fraud claim against me from Chase.  I called back, then he called me back, and said that there was a fruad case against me from Chase.  What? For what? He didn't know, but explained that he was representing the legal department of RJ capital and that he was an aribtrator.  I aske for the fraud claim number, or something, he said he had it and that he didn't need to give it to me.  He said they have been trying to reach me, I asked he if he would like to view my phone records to ascertain exactly when these calls may have been made.  He just kept repeating that they made many attempts to call me.  NEVER.
I had my attorney call him and they have not heard back from him.

It's obvious that you are disguising yourself. Goes to show what low life, scum, PoS you really are.  I wish I know who your family members are so I can harass the hell out of them.  Better yet, I wish I knew where you are so I can "personally" deliver to you what you deserve, you chicken s*** coward.

these people have been TRYING 2 get money outta me also. its not happening. "derek lake" and "brad sutton" told me 2 borrow it from a family or friend. i said no way and he got upset and told me that if i were u i'd do it!  um, nope....dont think so. im glad there r forums like this out there becuz this is where i learned of these scammers.  if sumbdy is going 2 serve u papers.....they certainly r not going 2 forewarn u of it and try 2 have u settle it for 1/2 the amout owed!  WHATEVER U DO PEOPLE, DONT GIVE THEM UR BANKING INFO!!!!!!!!!  DEBIT CARD OR CREDIT CARD EITHER!!!!!!  oh yes, 1 more thing when i told my lawyer who it was he automatically said, "scam".  without even calling the number, my attorney knew who they were and what they do

I actually did not receive any calls from this company, but 'Brad Sutton", from RJA Capital has managed to leave messages about me with just about all my friends and family, not sure how he got their phone numbers, but he did. I called him this morning to find out who he was, and why he was looking for me, the call back number he left is: 607-231-8060...He has got to be the most unprofessional person I have ever came across, screaming at me, threatening me..I explained to him that I honestly had no idea about any of the information he was trying to give me, and to please send me some information by mail, and mentioned my rights under the FDCPA, I think that is what set him off, he proceeded to scream over me, not letting me speak at all, and basically told me that the sheriff would be contacting me, and good luck. If "Brad", and "RJA Capital" was legitimate, they would not need to use threats to intimidate people into paying them, and they would have absolutely no problem sending the information by mail. I am 100% sure that I don't owe any outstanding debt, and I have not written any "bad checks" as he tried to claim.
Is this guy for real?? I'm sure he "scares" a lot of people to paying him, but seriously?? How could anyone really think this guy, and this company is for real??

You've already be outed as a fake poster. At least we can see why you have to scam on the phone and the web for a living, you're obviously not qualified for a real job.

Better get back to the boiler room, your crack pipe's getting cold!

Stephen....you're a liar....you're not in the legal field and you know it...And to Admin and everyone else calling me fake......I just find that ridiculous...because I'm a person that says something positive about Mr. Campbell....all of a sudden a fake...WHATEVER.....I'm Real as they come...and I know that Stephen is a spoiled bratty twit Liar  that has nothing better to do than to bash Mr. Campbell because he doesn't wanna pay his bill

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

if you know a mr morgan or a mr campbell please tell them that my 100 was paid by my bank and if they didnt get it oh well and that they are calling people that know me but their phone numbers are UNLISTED
so I have contacted the attorney generals office in my state and the POLICE have every number that RJA has called me on so please if mr morgan wants his money he needs to contact my Bank.

I recieved a phone call from RJA Capital stating I had a claim against me for a hot check in Denton, TX. I advised that I have never conducted business there and he told me that he was hired by a pay day loan company that I was currently paying and they filed charges against me and they were calling to settle the claim before I was turned over to the authorities. I have never been in this situation before, so I set up the payment arrangement.  I just received a phone call from Mr. John Campbell, who is about the rudest person on the planet.  After my arguement with Mr. Campbell I decided to draft a letter to his company about his behavior and I come across all of these comments.  I should have checked first.  Thanks to all of you for posting your experiences with these people.  I guess now I have to report this to the AG.  I feel so stupid!!

Actually, its not a fake comment. GO TO THE FTC SITE IDIOT, that is where I got the information. I know people and someone in particular who was harassed by this company. And if YOU were legitimate you would know that NO legal action can be taken against someone who stated information derived from the FTC website. The fact that you are accusing me of owing debt shows the level of your own intelligence and also you allicance with this organization. Do you really think anyone is fooled by your post. Please...and me obsessing...HILARIOUS...look at how many people you responded to about my one posts...all I am doing is providing information about what peoples rights are...WHICH IS NOT TO BE SCAMMED...and actually...I AM IN THE LEGAL field...so legal action...BRING IT!

The closest this crook will get to a county government is as its guest in a detention facility --- the sooner the better!

Hey Steve, what brings you to 800notes?    So enthralled with your great experience with "Mr. Cambell" that you felt compelled to cruise the Internet just in case anyone says anything bad about him?   If so, you are going to be one busy guy.

You have to prove in writing that the debt is valid.  We are not going to pay everyone who claims we owe them.  Would you pay some stranger who demands money?

HEY SHILLERA GIVE IT UP WE CAN READ RIGHT THROUGH YOUR "SHIILING"

Hey Sierra...you are so dum. You know him & have something to do with his fraudulant company. You got scammed so go ahead & give them you're money & the next scammer will love that. I paid $1800.00 for a $300.00 credit card & that will never happen again. You are a FOOL. Keep working with those pathetic companies. How can you take your daughter's money & give it to someone who can't provide food & clothing for her? PATHETIC.

Scammers.  Don't give anything

SCAM..SCAM..SCAM... I am so tired of having to report these scammers to my Attorney General's office, but I will. Do not answer them or give them any info.

Admin Edit: "It's a FAKE comment!"
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Wow you people will anything you can to not pay the money YOU OWE!!!! I talked to Mr Cambell a few different times in regards to a chase card that I owed on. He explained everything to me and actually helped me find a way to pay this off that I didnt even think about and NOT once did he say anything about arrest. You people are scumbags who steal money dont pay it back then try to come at somebody for doing there job. What is wrong with you people GROW UP!!!!!

Admin Edit: "It's a FAKE comment!"
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Shill...I'm actually a county employee that took out a payday loan to help me move. I was contacted by Mr.Campbell weeks ago and looked up his number because I too thought he was a scam and I didn't return the phone call...Several days later he called back and I answered to give him a piece of my mind, but I couldn't because everything he said to me was right, and everything I asked him to do he did. He's done right by me...so I can only protect him in this regards... So "Shill"...please don't be disrespectful to me because I'm not feeding into the nonsense that you all do because I choose to take responsibility and pay my bills especially when I know I'm the one who took it out. I've told Mr.Campbell about this and he laughed...he probably doesn't even read these things....If I had his job...I wouldn't because what it boils down to is grown adults exaggerating and making elaborated accusations all because they got caught in the process of running from their responsibility....Stop hating on this man for doing his job.  Respect begets Respect. Try it.


Sierra
County Worker,
Advocate for Mr.Campbell

Admin Edit: "It's a FAKE comment!"
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I wonder if the creditor though the same about you when they gave you a helping hand...?

Wow, Sierra, you guys must be having a real bad day in the boiler room. Sites like this make it tough to extort money on the phone huh? We know, but it's always reassuring to hear it from you scammers yourselves!

Admin Edit: "It's a FAKE comment!"
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Pissed....No I don't think it's funny, and I'm not working for him...I'm just a person which believes in paying my bills...What's your gripe with Mr. Campbell?  He sent me everything I asked for. I know the account is mine. I asked for a letter and he sent it. The payment comes out every month and when I call and ask him anything he's very helpful...even stuff that's not about my bill there....So I don't get you. I've seen your post on other sites under different names....and you're the same person...misspelling words and nothing you're saying makes any sense...You're no advocate for justice...You're just a spoiled pissed off bratty twit that Mr.Campbell obviously won't conceded to what you want done. So now you wanna bash him? That's just DUMB...Get your thumb out your mouth and grow up dude...Seriously!....You're more the scammer...you took out a debt and didn't pay it back and now you wanna bash these people for doing their job? Are you serious...Really? PAY YOUR BILLS....and cut out the nonsense...the only idiot in this equation is you, Cranston and Stephen...Get A Life Dude....just think...if you've paid your bill by now....all of your obsession with Mr.Campbell's congeniality would be over. .....Think about it since you're so brilliant.


Sierra.....
Advocate for the Support of Mr.Campbell.

Thats your choice if you like being scamed.

Well you must be working for this idiot becuase what they are doing in against the law and if you paid them then you just got scamed.Don''t you think its kind of funny that they only will take a payment over the phone or won't even provide you anything in writing becuase I do. You must like being scamed.

Admin Edit: "It's a FAKE comment!"
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Spring...you said it right...Keyword.."CHOICE"....you CHOSE to take out the debt, now CHOOSE to pay it back. I'm sure there's plenty of luxuries in your life that you choose to do. Don't hate on Mr. Campbell for doing his job....and doing it well.....and I'm sure he's said the same thing to me as he's said to you and I've never once heard him mention "Jail".....you people need to stop that crap!....What's the problem? a responsible adult is going to PAY their Bills...not run from their obligations....Think about that next time you make a "Choice". and Stephen did defame Mr.Campbell and I've talked to Mr.Campbell since yesterday and told him of this...and he just laughed.....I can respect the man for doing his job...and helping me and my daughter when the collection agency wouldn't.  "CHOICE" I CHOOSE to be responsible....you and Stephen should too.

@sierra, that is your choice to pay it, don't slam someone who is stating the truth.  This company is illegally trying to scare people into paying a debt by threatening court and jail which is AGAINST the FDCPA.  this company has been shut down numerous times and continues to re-open under different names with different phone numbers.

No where in Stephen's post did he "defame" Mr. Campbell.  He was stating the facts that are all over the place regarding this company.

Some of us are fully aware we have debts that we are unable to pay due to our own circumstances.  It is not fair for a company to get away with threatening actions that they CANNOT legally do, when we have enough to worry about.

If you can pay your debt then good for you, for the rest of us, we are trying the best we can.

Admin Edit: "It's a FAKE comment!"
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Stephen, I totally disagree with you!..I too have a file with Rja Capital and Mr. Campbell has been nothing but polite and professional to me. He's been more than helpful to me and my daughter who also has a file there. He's never once disrespected me or made me feel less than and what I know of him he's currently a law student and what I don't understand he's breaks down in laymen terms for me. So I Definitely think you're someone that probably has nothing more to do than to try and defame Mr.Campbell. I'd suggest you contact him and try to work something out because if he has your debt "that you owe" he "IS" the only one that can help you. And be an adult. If you have a debt, PAY IT...it's no need for you to come on here and blast someone trying to make an honest living especially you're the one at fault here.......And I will be contacting Mr. Campbell and alerting him of what you've done here....and I hope there's some legal action he can take against you cause it's clear you're obviously obsessed with this one individual for you to state such things. Just shows how much of a debtor you are.....


Sierra.....

RJ Capital is a company that purchases outstanding debit whether it is legit or not, they search public records or credit information or whatever list they can find so shark people into paying them money. They violate the Fair Collection Act by using intimidation and harassment. If you dont believe me, if you talk to John Campbell tell him that you wish to consult your legal advisor to get the best legal and financial advice on how to handle the situation before anything...do not volunteer any information, they are not a legal firm but he will reference legal terminology in order to intimidate. Indicate to him that you want all calls stop that you are recording all interactions with him and that they are to stop calling your family, your place of employment and that you have a legal right to make this request. The reason being is that collections companies can themselves be sued if they are deemed to be violating the Fair Debt Collection Act

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

Just because you may have debt or things may have happened doesnt mean that you do not have rights. Do not let people like this intimidate you. If this is a legitimate claim, you have the right to have the information in writing, if they cant provide it to you how would they be able to file a claim against you in court? And under NO circumstances is this a criminal offense and NO you can not be arrested for not paying a debt when called by this type of company.

If this you have no idea what these people are talking about, indicate to them that you are going to report this to the FTC and that you are being harassed.

If the information is not legit, they may have purchased your information from another company which is why the information would not be current. Its possible that they were able to access your credit information and saw that you had outstanding debt and are now using that to extort money. Not exactly sure how they receive the information but as I said, indicate that you are consulting with legal advisor.