If he continues to harass you, report it to the FBI. You can go on their website. The same thing happened to me. Just keep an eye out, they're just extortionist trying to get you to pay them money.

This man named David just called my place of employment 5 times tell me that i owe him money and that he is going to continue to call until he gets me fired or that i give him money that he states that i owe him.  Does anyone have any ideals as how to stop them from calling?

Yesterday my son and I had messages on our cell phones from this number saying we owed money also. I am filing legal incident report because something should be done to prevent this harassing.

I have recieved a couple of different calls from this number.  The first time they man on the phone said he was a police officer and when I asked him what police department he worked for he hung up on me.  Another guy called me right back after that and I asked him if they were police officers and he said no.  Don't give them any money.  They are all lying.

Im rcieving the same phone calls and i dont like that this david jackson has my social, address, and date of birth. Thats too dangerous. How can I stop this or get a new social

this stupid indian guy just called me repeated my ssn number said i owed money to some business i have never heard of and he has my birthdate, said he was going to issue an arrest warrent if I didnt make a payment and have me picked up within 30 minutes... I told him go a head.... no cops showed up at my door obsiously but im worried that he has so much of my personal information any ideas of what to do about him, this isnt the first time he has called me.

Just got a call from this number for cash America..Totally B.S.. I laugh and tell them I'm recording there call and reporting them..And the hang up! This is not the first time I have got a call.. they change numbers and names

Received calls from these middle eastern accent scammers back in October, I actually answered a call from them once and they informed me a lawsuit has been filed under my social security number and that I owe $900.00.  When I asked for what and exactly who do I owe, he would not give me an answer.  He offered to settle the debt for $500.00 if I allowed them to debit my checking account.  No way I told him would I ever settle on a debt I don't even know who it is I actually owe (if anyone).  So after about 10 minutes of him blabbering, I said, since you have all of my information including my address, send me via mail documentation on this debt and I will review it.  He hung on me then immediately, I received about 30 calls one after another to my cell phone.  Finally just shut it off....

Now, 3 months later, they are back calling me with the threatening messages again.

Don't know what to do to block their calls as they now come into both my cell and home number under caller ID 0000.

Any suggestions on how I can get rid of these people?

Yep this Mike S tone guy is really gettting desparate he calls me at all hours , i think they were drunk last time, because kept slurring his words then hanging up . They are complete a***oles, he told this is my last and final call, then calls me 5 more times.  they have no merit with me they can go drop dead.

ya these guys will never stop and never give up! they have been trying to get me to pay them for a fake loan ( that i never took ) and they have lots of people working there! they all use fake american names such as John Brown or John MaCoy or many other of the whitest names you will ever hear! they have been calling me for about a year now and i look forward to their calls every time! no matter what they call themselves i always call them Mahamad Amdi Ali or whatever else comes to mind and ask them if they rode their camel to work today and keep at them till they give up and hang up on me! i tell them sorry but i dont support terrorism and that really gets them going every time haha but ya i have spoke with the real cash net usa.com and they will tell you the same thing...its a off shore scam and dont pay them and dont give them any information at all! instead of getting upset and mad at them use them to take out your aggression from the week. make fun of them talk s*** to them threaten them the same way they threaten you! i promise it will make you feel better ;-)

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

http://800notes.com/Phone.aspx/1-646-274-1143/3

Same deal we need this guy arrested.

A guy by the name of mike stone indian accent called and that i had to pay them 60.00$ or they were filing a lawsuit, says he is with a lawfirm called marvin and associates, tottally threatining me.I changed all my info.They also have all my personal info, i know its a scam.How do we deal with this guy? Any awnsers?

I have gotten SEVERAL calls from this man and ignored them, but today he left a voicemail at my JOB!  What do I do to stop this insanity?  It's crazy and scary!  He has the heavy Indian accent and knows my social security number, cell number and now my work number too??  He demanded a return call and my banking infromation....I'm a bit freaked out...how does he have all of this info about me???

I just received a call from this number. The man said that I was going to be legally prosecuted and that there was a law suit against me and he said that I had to call him back and he could see what he could do to make sure that there wouldn't be further action against me. I know that I don't have anything that I would need to be worried about legally so I knew that there was something wrong. So I looked up the name of the company and the phone number and found out that this was a scam. I am very worried though that since they have my information that they will take my money, mess with my credit or make trouble with my job.
I am mostly worried about my job. I haven't called them back yet, I just listened to the voicemail. I wonder what would happen if I never called them back? I wonder if anyone has tried that and seen what they would do. I just want to make sure that I keep them out of my life. I can't have this affecting my family and all my children.

they called me yesterday and saying there was a law siut file against me in my name i told them they had a wrong number then i went to block the number they are persistant and it is a scam.  Same indian voice different numbers. Also i have told them the only time i get a loan is threw my personal Banker iin my hometown.  i agree with all the other comments i have red and agree to not loose sleep over it.

I GOT A CALL FROM THESE INDIAN IDIOTS AS WELL DON'T BE ALARMED ITS A TOTAL SCAM. DON'T EVEN PICK UP THE CALL. They have call me previously trying top scam me into paying a payday advance that I had no idea came from because i've never done a payday advance in  my life. The end result is I called the state attorney office and filed a police report. They are a office in the middle east calling thousands of people and telling you to pay a bill that doesn't exsist and  thy want you to give them some type of payment or they issue and arrest warrant or any other threat they can think of. Don't give them your name, just tell them in the rudest way possible that you spoke to the state attorneys office and they are monitoringthis call and watch how quick they hang up in your face. Fight back and don't let them scare you, they're a bunch of scamming bullies trying to take the money of working people that are already struggling as it is. Don't loose any sleep over these idiots.

Indian man with difficult english that sounded more like a "thug," supposedly calling from his company's long standing investigation department.  Left a very intense message that he "has my social security number" and demanded a return call.  Scarrry message to have on your machine, when you do not have a clue who the caller is, and an elderly parent is checking your messages for you while you are away.  Should one fear for their safety, let alone their privacy and identity, with this type of person having their Social Security Number ... and using it as a threat?