What would happen if EVERYONE they called gave them a fake SSN, fake CC#, their calls would be useless, they would be buried with info and not know what was real and what was not.  VISA and MasterCard would be after them for attempting to use fraudulent CC data.  VISA and Mastercard would shut them down faster the than government ever would.  

These b*****ds called me at 1:06 am and 2:58am this morning the ringing phone of course woke everyone up now dragging a** going into work !

Google scam to make u # 1

So tired of these calls.  Every day, every night.  every morning,  Enough already.

Another stinking, low life fraud, offering to reduce credit card interest rates.  What they really want is your SSN so they can engage in identity theft.  The number 360-633-9031 is suspected to be another phony, fraudulent computer generated number, however, this may be the same company that uses phony telephone numbers from all over the U.S., even though their call center may be in Florida.  They even call frequently on Sundays.  It figures that these godless devils and criminals would not be in church on Sunday.  Do not ever give any of these people your SSN, credit card numbers or any other personal data over the phone.  The best source to get reduced interest on your credit cards is the bank that currently holds your credit cards.  Call them!  Use the words please and thank you.  Banks that charge 13.99% or higher when the Federal Reserve interest rate had been close to zero for five years are greedy criminals themselves.  Tell them you want to close the accounts and are going to another bank that offers significantly lower interest rates.  They will bs you, but stand firm.

I got a call on my cellphone and did not answer it.  I do not have caller ID and get lots of messages on my home phone saying this is my last chance to lower my interest rate.  I have never responded - so they just call again and again leaving messages.  This has been going on for at least a year.  It is the same recording.  I'm glad this is happening to others and not just me.

I also got a call from this number...and I am on the do not call list....so much for that!

unwanted call received from 360-633-9031. No message left.

They won't stop calling no matter what.

I let them talk and then get to the part where they want a credit card number.

I ask them to wait while I go get the card. Then I put the phone next to my computer speakers and navigate to a pr0n website so they can listen to pr0n noise.

They'll stay on the line about 7-9 minutes this way. I figure I'm tying up their resources.

They keep changing phone numbers. I do the same as you but still get a lot of calls from them.  I have the "no ring" set for my SCAM entry.  It's a losing battle.  They won't stop calling no matter what. I let them talk and then get to the part where they want a credit card number. I ask them to wait while I go get the card. Then I put the phone next to my computer speakers and navigate to a pr0n website so they can listen to pr0n noise. They'll stay on the line about 7-9 minutes this way. I figure I'm tying up their resources.

They won't stop calling no matter what. I let them talk and then get to the part where they want a credit card number. I ask them to wait while I go get the card. Then I put the phone next to my computer speakers and navigate to a pr0n website so they can listen to pr0n noise. They'll stay on the line about 7-9 minutes this way. I figure I'm tying up their resources.

Rec'd recorded message about interest rates on "my" credit card...hung up on it

I save the number in my cell as SCAM so that if/when they call again, I will remember not to answer it.  Thanks for your posts!

Got a call from this number - foreign call center pfishing for my personal info supposely to open a credit account.

Thanks to you all, i can monitor/screen these calls without answering it. Call @ 3:07PM, I'm in Texas. Cell phone.....from a Washington DC area....

Unwanted phone calls.

Just got a call from 360-633-9031 they called and I didn't know the number so I ignored it.

Unwanted call from this number which appears to be credit card rate related spam.

Alarmist call about credit card and lowering interest rate saying it was urgent I call!!! Load of Garbage!!

I received a call from this number claiming that they needed my credit card information in order to lower my interest rates.  I refused to give this info, then called my bank directly to find out why they were asking for sensitive information over the phone.  They claimed no knowledge of this action or this number, so I cancelled that card and had it reissued under a different number.  Not sure if the call was legit or not, but it seemed like a scam.

I received a call from this number 11:30AM est. 1/7/13 saying I was eligible for a lower interest rate and to press 1 if interested.  I did.  A live person came on and said she was calling from "Credit Card Services" on behalf of Capital One, Bank of America, and Chase.  And that because I pay my credit card on time, I was eligible for a lower interest rate.  She then asked for my balance, my credit card number, the expiration date, and the three digit code on the back.  Of course I gave none of that information and immediately called my card company.  They confirmed that they had not authorized ANYONE to call me on their behalf.  I'm reporting this number as fraudulent everywhere I can!!!

Ignored the call.

Got called on my cell by this #. I am registered with DNC on all of my family phones, landlines and cells. Hasn't stopped them at all. Do Not Call is a joke without enforcement. I simply don't answer unless my caller shows it to be someone I know.

call from 360-633-9031 credit call center.
Harrassing and do not want call

stop calling

Answered, as usual there was no one there.

Take me off there call list

The criminals behind this operation do not come to this site and even if they did they would have no intention of removing someone that posts here.
I use this site to pass on information that I have gathered and hopefully it will give some insight into these criminal operations. I'm just a poor ignorant uneducated country boy from backwoods Wisconsin who has received more than 300 calls from these scum sucking criminals.

The FTC is having Robocall Summit on October 18th.  For more info go to:
http://www.ftc.gov/opa/2012/10/robocalls.shtm
http://www.ftc.gov/bcp/edu/microsites/robocalls

What To Do When You Get an Illegal Robocall; http://www.ftc.gov/bcp/edu/microsites/robocalls
1.    Hang Up. Do not press 1 or any other numbers to get off the list.
2.    Consider blocking the number
3.    Report it at http://www.fcc.gov/complaints
4.    Report it at https://www.ftccomplaintassistant.gov
Register your phone numbers online at http://www.donotcall.gov or call (888) 382-1222 (must call from # you want removed).

Who the suspects are:
http://complaintwire.org/complaint/ipzhHRymJA ... gon-robo-dialer
http://telemarketerspam.wordpress.com/2012/08/30/fred-accuardi-and-illegal-telemarketing
http://latimesblogs.latimes.com/money_co/2011 ... -companies.html
http://www.bbb.org/west-florida/business-revi ... ter-fl-90107305
http://investing.businessweek.com/research/st ... vcapId=23957705
http://www.ocregister.com/articles/cox-353170-agency-companies.html
http://www.ftc.gov/os/caselist/0923193/index.shtm
http://articles.latimes.com/2011/nov/29/business/la-fi-lazarus-20111129
http://www.scamwarners.com/forum/viewtopic.php?f=4&t=22278
http://www.consumeraffairs.com/debt/client_services_inc.html
http://onthespotblog.com/the-hunt-for-rachel-at-cardholder-services
http://www.scamchecker.com/content/cardmember-services-another-scam
http://www.state.ia.us/government/ag/latest_n ... fundraiser.html

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC.
These scum are making money by sending their bogus Caller ID information to your phone company. Telephone numbers are Calling Name (CNAM) provisioned and stored in a special database accessible to other telecom utilities.  This means that for any outbound call that transmits a special  code corresponding to one of their phone numbers, these criminals collect a fee for transmitting the caller ID information to the Local Exchange Carrier receiving the call.  When you see a  phone number in your caller ID (along with some name like Card Services), your phone company has to reimburse the caller for downloading that info from the database where it?s stored.
These fees are typically fractions of a cent per call however when these fees are aggregated across tens of millions of outbound calls per week, it amounts to significant money.  Huge volumes of unsolicited telemarketing calls can drive significant revenue into the pockets of these scum sucking criminals. In return your phone company charges you a fee (it may be hidden or $5 to $15 on your phone bill).  Since they only pay out a small portion of this fee you can see why your phone company allows this to continue.
Many of the inbound robo call numbers are spoofed, as most of the bolierhouses, both off and on shore, are using Voip SIP Trunks services. Throwaway DID numbers are also used. Some of the robocalling is operated by the end use scammers directly. Others are contract services who earn a referral fee once you are transferred to the scammers.
If someone makes the mistake of answering the phone and falling for their con then it is just icing on the cake for them. These people are the lowest form of filth on this planet.


How it works:
http://blog.usa.gov/post/30393077932/answering-your-questions-about-robocalls
http://onthespotblog.com/on-the-spot-blog-stirs-up-rachel-at-cardholder-services
http://onthespotblog.com/tag/cardholder-services/
http://complaintwire.org/complaint/ipzhHRymJA ... gon-robo-dialer
http://telemarketerspam.wordpress.com/2012/08/30/fred-accuardi-and-illegal-telemarketing

People should continually file complaints with their Attorney Generals office and also file with:
http://www.fcc.gov/complaints
https://www.ftccomplaintassistant.gov
If enough people keep complaining then maybe something will get done.

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them nothing and they can make a million of them a day so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

The banking system is also at fault here, without merchant accounts and ACH processing these criminals could not collect the scammed funds. Though the criminals use obfuscation, layered corporations, multiple bank accounts and offshore stashing, patterns of obvious fraudulent activity become apparent after a short time.

If you are interested in obtaining useful tracking information on the callers, I suggest that you act very interested in the rate reduction scam, as you have multiple high interest cards with large balances. Tell them that you don?t give out card numbers in response to unsolicited calls. However, tell them that if they provide you with a verifiable number that you will then call them back and provide the info. Since many of the operatives work on commission they will provide direct contact numbers if they believe you are serious about completing the deal. Verified return phone numbers are an excellent tool in tracking the people behind the operations.

Robocalls are illegal unless you have given them prior permission in writing (not worded into some small print contract from a 3rd party) and are absolutely illegal to a cell phone.  The Telephone Consumer Protection Act permits individuals who have received certain unlawful telemarketing, such as junk faxes or telemarketing calls, to sue the violator in state courts where they may be awarded up to $1500 for each violation.
http://www.ftc.gov/bcp/edu/microsites/robocalls  
http://www.ftc.gov/opa/2012/07/robocall.shtm
http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf
You can also try suing them in small claims court. This site has some information on how to proceed.  http://www.killthecalls.com

Many of the disposable numbers come from Pacific Telecom Communications Group and they are currently under investigation and in the midst of various lawsuits. (The principles involved have been part of actions by the FCC under other business names).
http://telemarketerspam.wordpress.com

The Oregon Public Utilities Commission has revoked Pacific Telecom's certificate to provide telecom services in Oregon.

The Indiana Attorney General?s Office filed lawsuits against:
Consumer Credit Group and Proactive Planning Solutions of Arizona for violating Indiana?s Do Not Call Law and Auto-Dialer Act known as the robo-call law. Both companies violated the Credit Service Organization Act and Deceptive Consumer Sales Act by not obtaining $25,000 surety bonds with the state and collecting money upfront without performing any services.
Debt Zero of California for collecting money up front, failing to provide services or a refund and operating without a $25,000 surety bond.
Clear One Advantage of Maryland and Credit Arbitrators of Texas for violating the Credit Service Organization Act and the Deceptive Consumer Sales Act by not obtaining the required surety bonds.
http://www.in.gov/activecalendar/EventList.as ... ation_id=107077

Arkansas sues robocallers:
http://www.arkansasonline.com/news/2012/aug/0 ... marketing-firms
Missouri sues robocallers:
http://www.legalnewsline.com/news/236974-kost ... nies-over-calls
Mississippi sues robocallers:
http://msbusiness.com/tag/telemarketing

FTC is sending refund checks to 4,468 consumers ?who allegedly were defrauded by a telemarketer who used robocalls (prerecorded voice messages) to pitch worthless credit card rate reduction programs for an up-front fee.?
http://bbbconsumereducation.com/the-checks-in-the-mail-this-time-its-true

Proof that current laws mean nothing to these scum suckers. Civil action by the FTC against such criminals is totally ineffective. These criminals need to be charged with Federal Felonies and subjected to significant jail time. All of those involved know that they are violating FTC regulations. The FTC levies huge fines, then rescinds them based on inability to pay. The FTC settles for the minimal cash on hand, and enjoins them from future telemarketing. The criminals sign off, then go right back to business as usual. These same people under different companies have been sued in the past and have only paid a minimal fine. Here are just a few:
http://www.ftc.gov/opa/2011/12/roycox.shtm
http://www.ftc.gov/opa/2010/06/asiapacific.shtm
http://www.ftc.gov/opa/2012/03/asiapacific.shtm
http://www.ftc.gov/os/caselist/0923193/111219roycoxcmpt.pdf
http://www.ftc.gov/bcp/edu/microsites/donotcall/mediacenter.html
http://www.ftc.gov/opa/2012/02/afl_financial.shtm
http://www.ftc.gov/opa/2012/02/voiceblaze.shtm
http://www.ftc.gov/opa/2010/03/voicetouch.shtm
http://www.ftc.gov/opa/2009/05/robocalls.shtm
http://www.ftc.gov/opa/2009/12/robocall.shtm
http://www.ftc.gov/opa/2009/09/twi.shtm
http://www.ftc.gov/opa/2011/02/robocall.shtm
http://www.ftc.gov/opa/2009/05/robocalls2.shtm
http://www.ftc.gov/opa/2010/12/jpm.shtm
http://www.ftc.gov/opa/2010/08/voicetouch.shtm
http://www.ftc.gov/opa/2011/11/sonkei.shtm
http://www.ftc.gov/opa/2010/05/ams.shtm
http://www.ftc.gov/opa/2011/01/khalilian.shtm
http://www.ftc.gov/opa/2012/09/nelsongamble.shtm

Write your Congressmen and Senators. We need CRIMINAL penalties against the companies that are profiting from these calls. Follow the money, slap them in prison, no one left to outsource to overseas boiler rooms, problem solved.

They are scammers Peg....the do not call list means nothing to the thieves........My best to your father.

Got a call from this Number and I am on the do not call list. I answer because my dad is in hospital with cancer and thought it might be one of his doctors.  I told the guy off on the line and if he or his company ever called me again  my attorney would be in touch and be filing a law suit on my behalf.