404-392-5171
GA, US
 | GiG 2011-03-29 20:19:08 Unknown |
WHOOOOO-HOOOOOOOO!!!
Excellent!!!
Excellent!!!
| PISSED OFF & VINDICATED!!! 2011-03-29 20:09:26 Debt Collector |
UPDATE:
Just signed the settlement papers which included a confidentially clause; guess they don?t want anyone knowing how to bear them. Part of the settlement is that they can not resell my info, they must destroy the files, they must remove any entries on my credit files, and they can NOT file a 1099-C with the IRS. They have also asked the court to seal the record.
We had them on the ropes and could have gotten a lot more and I guess they thought it would be a lot cheaper to settle as long as I don?t talk about it. Oops! ?
Just signed the settlement papers which included a confidentially clause; guess they don?t want anyone knowing how to bear them. Part of the settlement is that they can not resell my info, they must destroy the files, they must remove any entries on my credit files, and they can NOT file a 1099-C with the IRS. They have also asked the court to seal the record.
We had them on the ropes and could have gotten a lot more and I guess they thought it would be a lot cheaper to settle as long as I don?t talk about it. Oops! ?
| Good For You! 2011-03-28 19:41:59 Unknown |
Hey P.O.:
That is AWESOME and congratulations. I've had a few victories like that myself, don't it feel good? Now do you happen to have copies of the lawsuit? I'd be interestied in hearing how your arguments were written, particularly which sections of law, and which precedents.
A "section of law" looks like, "12 USC 345.67" and refers to a law congress made. Given that number you can find the law with a web search.
A precedent looks like "Smith v. Jones, 318 F. 3d 937", and refers to a past court decision. Most of those are in "Google Scholar" (search google for that lol).
That would greatly help those of us who "spin our own" lawsuits, or who just want to understand the mechanics of the law so we can protect ourselves. Knowing what you used can really help. Especially the precedents - those are hard to find. If you can -- THANKS.
That is AWESOME and congratulations. I've had a few victories like that myself, don't it feel good? Now do you happen to have copies of the lawsuit? I'd be interestied in hearing how your arguments were written, particularly which sections of law, and which precedents.
A "section of law" looks like, "12 USC 345.67" and refers to a law congress made. Given that number you can find the law with a web search.
A precedent looks like "Smith v. Jones, 318 F. 3d 937", and refers to a past court decision. Most of those are in "Google Scholar" (search google for that lol).
That would greatly help those of us who "spin our own" lawsuits, or who just want to understand the mechanics of the law so we can protect ourselves. Knowing what you used can really help. Especially the precedents - those are hard to find. If you can -- THANKS.
| Phred 2011-03-28 18:38:07 Debt Collector |
I'm happy for you but skeptical of your version of events that prevailed in a court case. Might have been something else behind PRA settling. Please give us the case number so we can get all the documents from the courthouse and verify this. All the best to you!
| Alfalfa 2011-03-28 14:18:38 Unknown |
That is outstanding!
You are a shining example of today's informed consumer who will no longer stand for and allow this type of egragious behavior on the part of debt collectors to be tolerated.
Congratulations!
You are a shining example of today's informed consumer who will no longer stand for and allow this type of egragious behavior on the part of debt collectors to be tolerated.
Congratulations!
| PISSED OFF & VINDICATED!!! 2011-03-28 13:56:55 Debt Collector |
Just heard from my attorney PRS offered to settle my suit for $25,000 so I will see $22,000 after paying the attorney costs and court fees. We had them by the short and curlys becasue they called 3 more times after being notified of the civil suit I filed against them!
| PISSED OFF 2011-01-26 15:06:19 Debt Collector |
lol these guys are runnign scared; now, all of the sudden my file has been lost and they have no record of me in their system. Glad I recorded my calls with them and I spoke with them infront of my attorney and they verrified my information and the account while my attorney was sitting inon the call and the whole conversation was recorded. They where served and the paper work they filed witht eh court denying the charges says they have no record or me in their system! No we get to go to trial!
| Alfalfa 2010-12-21 17:40:07 Unknown |
Excellent. Let us know the outcome of your lawsuit, OK?
PRA also has a bad habit of reporting unvalidated and disputed debts to the IRS, which they have wound up defaulting on because they wouldn't (couldn't is more like it) provide supporting documentation of the charge-off.
PRA also has a bad habit of reporting unvalidated and disputed debts to the IRS, which they have wound up defaulting on because they wouldn't (couldn't is more like it) provide supporting documentation of the charge-off.
| PISSED OFF 2010-12-21 17:26:26 Debt Collector |
THESE A** CLOWNS CALLED ME FROM THIS NUMBER AT 8:50PM SUNDAY NIGHT ATTEMPTING TO COLLECT OF A "TIME BARRED DEBT" FROM 1992. A DEBT WHICH WAS LONG AGO PAID OFF SO I DONT KNOW HOW HTEY GOT THE INFORMATION ON IT.
ANYWAY I WAS CONTACTED BY THEM LAST MONTH WITH THREATS TO SEIZE MY ASSETS, GARNISH MY WAGES AND TAKE ME TO COURT. ALL VIOLATIONS OF THE FAIR DEBT COLLECTION & PRATCIES ACT AND I HAVE FILED A $50,000 SUIT AGAINST THEM IN THE CIRCUIT COURT. THEY WHERE SERVED TWO WEEKS AGO WITH THE SUMMKONS AND A COURT ORDER TO CEASE & DECIST THE ACTION AGAINST ME. WHICH THEY HAVE JUST VIOLATED SO THE SUIT WILL NOW TRIPLE AGAINST THEM.
THEY NEED TO LEARN THAT THEY CANT JUST GO AROUND VIOLATING STATE & FEDERAL LAWS ATTEMPTING TO COLLECT ON "TIME BARRED DEBTS".
BY LAW A CREDITOR CAN PLACE YOU INTO COLLECTIONS FOR UP TO 7 YEARS AND CAN ONLY SUE YOU IN THE FIRST YEAR. AFTER THAT THE DEBT IS CONSIDERED TO BE "TIME BARRED" AND NOT ENFORCABLE NOR COLLECTABLE THOUGH YOU STILL OWE THE MONEY.
IF THEY; OR ANY OTHER SCAVANGER COMPANY CONTACTS YOU WITH THREATS OR ATTEMPT TO GET YOU TO MAKE EVEN A $0.01 PAYMENT ON THE DEBT THEY KNOW THEY CAN SCREW YOU ONCE YOU MAKE A PARTIAL PAYMENT BECAUSE THIS WILL RESTART THE 7 YEAR CLOCK TO COLLECTIONS AND 1 YEAR CLOCK FOR CIVIL SUIT.
NEVER TALK TO THEM, NEVER AKNOWLEDGE THE DEBT AND NEVER MAKE ANY TYPE OF PAYMENT OR AGREE TO ANY TYPE OF PAYMENT OR YOU GIVE UP YOUR RIGHTS!!!
ANYWAY I WAS CONTACTED BY THEM LAST MONTH WITH THREATS TO SEIZE MY ASSETS, GARNISH MY WAGES AND TAKE ME TO COURT. ALL VIOLATIONS OF THE FAIR DEBT COLLECTION & PRATCIES ACT AND I HAVE FILED A $50,000 SUIT AGAINST THEM IN THE CIRCUIT COURT. THEY WHERE SERVED TWO WEEKS AGO WITH THE SUMMKONS AND A COURT ORDER TO CEASE & DECIST THE ACTION AGAINST ME. WHICH THEY HAVE JUST VIOLATED SO THE SUIT WILL NOW TRIPLE AGAINST THEM.
THEY NEED TO LEARN THAT THEY CANT JUST GO AROUND VIOLATING STATE & FEDERAL LAWS ATTEMPTING TO COLLECT ON "TIME BARRED DEBTS".
BY LAW A CREDITOR CAN PLACE YOU INTO COLLECTIONS FOR UP TO 7 YEARS AND CAN ONLY SUE YOU IN THE FIRST YEAR. AFTER THAT THE DEBT IS CONSIDERED TO BE "TIME BARRED" AND NOT ENFORCABLE NOR COLLECTABLE THOUGH YOU STILL OWE THE MONEY.
IF THEY; OR ANY OTHER SCAVANGER COMPANY CONTACTS YOU WITH THREATS OR ATTEMPT TO GET YOU TO MAKE EVEN A $0.01 PAYMENT ON THE DEBT THEY KNOW THEY CAN SCREW YOU ONCE YOU MAKE A PARTIAL PAYMENT BECAUSE THIS WILL RESTART THE 7 YEAR CLOCK TO COLLECTIONS AND 1 YEAR CLOCK FOR CIVIL SUIT.
NEVER TALK TO THEM, NEVER AKNOWLEDGE THE DEBT AND NEVER MAKE ANY TYPE OF PAYMENT OR AGREE TO ANY TYPE OF PAYMENT OR YOU GIVE UP YOUR RIGHTS!!!
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