Once again,   these crazy foreign people are trying to scare me, not going to happen,  saying I need a lawyer...OH ok......

YES I HAVE BEEN A VICTUM OF THESE F*** . I CANGE MY CELL # AND NOW HES CALLING MY JOB. THE NUMBER HES CALLING ME FROM IS 619-2990201 AND HE STATES HIS NAME IS JOSE CONTRERAS AND THAT I NEEDED TO PAY $949.38...CAN SOMEONE HELP ME FROM HIM CALLING MY JOB

please pay no mind 2 those calls they are such a scam they call you 2 verify your info but if they had any thing on you they would already no your info but instead they want u 2 verify your address your s.s and bank info please don't fall for that scam if they are telling u that u will be arrested for defaulting on a loan that's a LIE'' loans are civil not criminals matter's and you can't go 2 jail for that u no how many people's have defaulted on loans if they trying to filed charges on u they have 2 file them everybody so don't be alarmed they are just a bunch of scam artists trying 2 make money off you when they call they say they are with a law firm and if you really wanna find out info call your original creditor to and get the real collection agency don't even verify your name 2 them because if they had anything on you they should already no your name. farther more ask them for the amount of the loan the original loan date and year you took the loan out through what payday loan company and see how they deal with that. but me personally they called me with the same scam but i called there bluff i asked them could i pay the hole amount off right now i just needed them 2 send me the original loan documents through my e-mail and i don't have a problem paying the hole amount off right now he said ok could you hold 4 a minute i said yes i held the phone 4 about 2minutes when he got back on he said his supervisor wasn't and 2 take the payment right then but i told him could you still send it 2 my e-mail so when your supervisor do come in i already have the proper paper work on my e-mail he said yes that was 2-20-2010 haven't heard anything else from them PLEASE DON'T FALL FOR THERE SCARY   TACTICS THEY WANNA SCARE YOU INTO 2 GIVING THEM YOUR PERSONAL INFO

I would be interested in talking to you

http://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

http://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.

Hi there. I am working on doing a story on this scam.  Can I contact you?
Thanks
Janice

I got the same call from these Iraqi ragheads, I have been over to iraq twice and I do not appreciate getting a call from those basterds threatening me, even went to the poice station and they told me that they can not do anything abot it. THAT IS A LOAD OF BULSHIT!!!!!!!!!!!!!!

I have been receiving the same phone calls at my job and at home. I was even told that if I did not respond to their accusations and give them money that they claim I owe I would be arrested. then to top it off the maniac I spoke to on the phone told me that I was putting him in a position to loose his job................then he had the nerve to start crying on the phone...........are you serious...........I hung up...............how can I stop this harrassment

I have been getting the same message for a couple of days know and they are evencalling me at work leaving me messages. They are telling me the same thing that they are telling everyone else . How do we get them to stop calling us. Cause I am geting sick of them calling me and telling me all the crap they are telling me and calling me at work i work in a nursing home taking care of people . They need to stop.

I received a call from a 'foreign accented' person stating that I needed to call Ms. Kelly Holmes back right away...and not to disregard this phone call.  And that if I did not call her back regarding this matter, then there is nothing else she could do, and good luck??  I had received a similar phone call about a month ago....demanding money from me, and found out that this is a 'scam company'....not sure how they are getting my informartion but was burned once...and not going to get burned again...if there is anyone else out there that has had the same experience with these individuals, please post a comment and let me know your experience...so I do not feel like I am the only one getting harassed from these people....

I cannot believe this.  I have been receiving a phone call for the last couple of days.  However on my caller identification I have been receiving these numbers +052261450.  The first time they contacted me they left a message stating that I needed to secure a lawyer and that they wished me the best of luck at the end of the message left the number 415-200-0274.  I contacted the number back and got a fax number no voice mail of a company number.  They left me alone yesterday, but called back today stating that there was an affidavit that they needed to read to me.  I refused to listen asking them where they were from.  The gentleman never gave me his name but stated that he was from the Federal Legislation of Unsecured Loans.  He asked had I been notified.  I told him that I had not and he could notify me by mail.  I stated that if he had my phone number I know that he had my address.  He kept trying to have me listen to him.  I hung up.  The next thing I know a lady by the name of Mary Something contacted me stating that I needed to contact my Attorney of Records and contact her at this number 415-200-0273. She stated that if I failed to do so then she wished me good luck.  All of the things that I have heard regarding the accents is the consistent.  I am believing that this is a scam.