was a sleep and never heard the phone but got a call from this number and it said 7:51 PM and i had my phone on and with me and never got a ring so could it be west coast time 3 hours behind the east coast  and if it was that would have been 11:51 my time so I was asleep

I spoke with one person back in august 07 from Minnesota about refinancing and then it switched to Washington and there has been another from north Carolina and it seems as thought these mortgage brokers are selling your phone numbers to other mortgage brokers and some of them are constantly calling.

Called tonight.  "JOE" says he talked to me in October 2006 about decreasing my mortgage rate.  Says since the rates have dropped, he can save me $400 a month on my mortgage now.  Too bad I'm only paying $350!  I'm certain I've never talked to him before.

Keeps calling my office number.