Sorry -  we don't have a "Miss know it all" registered here.  Please check you records and try again.  Thank you!!

From:  http://www.arnoldlawfirmllc.com/CM/CriminalLa ... -Instrument.asp
Uttering a Forged Instrument

Uttering a Forged Instrument is one of the most common charges seen in felony courts in Jacksonville, Green Cove, St. Augustine, and Yulee. An "uttering" arrest will typically occur when an individual passes a check for goods or money, and the check does not belong to them. Usually the individual who passes the check is not the one who made it, rather they are promised a portion of the goods/money that is received. The true counterfeiters very rarely attempt to pass the check themselves, and will often prey on the misfortune of others who need money to pass the check for them for a small cut of the proceeds from the check.

Our Jacksonville criminal defense attorneys have represented both individuals in the scenario listed above. From arrests for check writing schemes to uttering arrests for the man/women on the street just trying to get by, our expertise can provide a proper and diligent defense. Although uttering charges are typically third degree felonies, subsequent convictions can expose a defendant to higher sentences and higher felony degrees. Restitution being made to the uttering victim can go a long way to resolving the matter early.

Below are the many uttering related statutes in Florida. If you need help with a Florida Uttering Forged Instrument charge, call the criminal defense attorneys at Arnold & Sichta, LLC in Jacksonville at .

FLORIDA'S UTTERING FORGED CHECKS LAW

831.09 Uttering forged bills, checks, drafts, or notes.

Whoever utters or passes or tenders in payment as true, any such false, altered, forged, or counterfeit note, or any bank bill, check, draft, or promissory note, payable to the bearer thereof or to the order of any person, issued as aforesaid, knowing the same to be false, altered, forged, or counterfeit, with intent to injure or defraud any person, commits a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.

History.--s. 6, ch. 1637, 1868; RS 2487; GS 3368; RGS 5216; CGL 7334; s. 966, ch. 71-136; s. 10, ch. 2001-115.

831.10 Second conviction of uttering forged bills.--Whoever, having been convicted of the offense mentioned in s. 831.09 is again convicted of the like offense committed after the former conviction, and whoever is at the same term of the court convicted upon three distinct charges of such offense, shall be deemed a common utterer of counterfeit bills, and shall be punished as provided in s. 775.084.

History.--s. 7, ch. 1637, 1868; RS 2488; GS 3369; RGS 5217; CGL 7335; s. 967, ch. 71-136; s. 11, ch. 2001-115.  

So it sort of looks like you sent in a forged check to pay for something, and now there are criminal charges against you, which would not normally apply to civil charges (which is what an overdue debt is).  Maybe you will get lucky, i hear George Zimmerman is in jail again, and you could get some legal advice from him.

" DON'T KNOW WHO YOU SPOKE TO "... Huh?  To whom are you addressing this post?
YOU are the one who started this thread with your preemptive shilling.

BTW - you still haven't posted the name and address of the company you claim is involved.

DUH!!! Knowingly  writing a hot check is illegal in every state!

Thanks for the reply Derek

I would advise you to seek legal counsel immediately if you have accurately related the story to me.  Here are a few legal opinions regarding people being arrested for payday loans (are bottom feeding collectors trying to convince folks they will be charged with bad checks ---- btw the uttering charge is beyond me)

http://www.avvo.com/legal-answers/can-i-be-ar ... an--741913.html
http://www.avvo.com/legal-answers/can-an-inte ... re-1348850.html
http://www.toddmurphylaw.com/2013/08/08/can-i ... -pay-day-loans/

If you can't afford counsel (you should have been advised of that already btw --- it is called a public defender).  Look for a local legal aid outfit or a law clinic.  A first semester law student could get this case tossed in a day.

These illegal collectors and those associated with them are some of the most vile vermin on our planet, IMHO.  The dog feces on the bottom of a shoe has more redeeming value.  They will stoop to any level to deceive consumers

Well of course you can't give us a name! We don't have to wonder why. But you have been of great help. You've exposed your scam to a wondrous degree. The people reading this will be sure to thank you. And you should know "Derek", I'll be in Duval county next month. We'll be filing papers at the Duval county courthouse. We're going after one of your competitors. They're not like you though "Derek". They actually have an address and the money they're going to need to settle with us. Operators like you just have to run & hide.
Now get back to work "Derek". Your weekly car payment is due!
Skeff Ett Liv!
Gunnar

Give me a break I owed hundreds of thousands of dollars at one time and was nearly a year behind in payments and got all those threats and never does the police show up till they go to seize property and never with an arrest warrant concerning debt.

i did't get the name because i completely ignored it as a debt collector. thanks for at least being polite. i used a payday loan company called ACE. It was actually in 2011 so i didn't think much of it. i was just trying to share my story...lesson learned. i won't try to help in this way again. thanks again for at least being courtous.

Derek, we do have a problem with folks coming on the site and posting tall tales on behalf of illegal debt collectors, so please excuse the skepticism of some folks who replied to you.  On the other hand, I can understanding you being very upset with the experience you just reported.  The last thing I would ever want to see is things getting out of control because of a simply misunderstanding.

Good news, there just so happen to be a few folks here who know a thing or two about uttering.  The use of those charges would clearly depend on the state in which one resides.  

What state are you in?  
What was the uttering charge related to --- a prescription, check, merchandise or contract.
What is the name of the company or organization who called you?

If you could answer these, I'm sure this who misunderstanding could be cleared up

Hey Miss know it all, i was just telling my story. i could care less if anyone beleives it or not and although it is a civil matter, uttering is not. that's against the law. if you are not famaliar with uttering, it basically means writing a worthless check. and mine was over $300. good luck and  have a good day.

You are one brain dead scammer, aren't you "Derek"? What you're attempting to do is called "pre-emptive shilling". This is when a mentally challenged scammer posts a bogus line of BS hoping that he can step out ahead of the complaints that will be pouring in soon. It doesn't work. The regulars here can smell a fraud a mile away. Especially the "all caps" clowns like you!
Here you fire up a new number & promptly manage to expose it as a fraud...all by yourself. You are definitely in the wrong line of work. It may be hard to fathom, but you're too stupid to even make it as a fraud. What other options you might have is beyond me. You're already at the bottom. What else could you possibly do?  Well, who cares? You're a bogus debt collector because you've fouled your life up to such a degree that you can't do honest work. That's your fault & it's your problem. No one here cares & the people who actually know you don't care either. The only friends a fraud has are other frauds. Having friends like that is worth the same thing you are. Nothing!
We'll be watching your new number "Derek". And we'll be ready to inform your intended victims of their rights & of the laws governing the collection of debt. When one of your targets find their way here...you're done. They won't be falling for any miserable fraud trying to defraud them of money. Welcome to the real world "Derek". You can watch, but you're not talented enough to be in it.
Skeff Ett Liv!
Gunnar

Debt is civil, not criminal, so no one is arrested for failure to pay back a debt.  While you're at it, you can give us the name of the company, phone number and address.  You'll have to forgive me for thinking you're a pre-emptive shill for debt collectors, but your post reads just like one.

I GOT A CALL FROM THIS NUMBER AND TOTALLY IGNORED IT. I KNOW SOME PEOPLE MAY THINK THAT'S A GOOD IDEA BUT IT'S NOT. 2 DAYS AFTER THE CALL JACKSONVILLE SHERIFFS OFFICE SHOWED UP AT MY JOB WITH A WARRANT FOR MY ARREST. DON'T KNOW WHO YOU SPOKE TO BUT THE PERSON WHO CALLED ME WAS TOTALLY LEGIT. I WISH I DIDN'T IGNORE IT. GOODLUCK TO ANYONE WHO IGNORES THE CALL....DEREK MILES