so I have been getting the same calls as u ...about a pay day loan lawsuit...they had my address and debit card number...what should i do.....i need to know

Meaning of Breach of contract Mr. (SCAMERS)

Breach of contract for sale under the UCC: 4 years.

Open account or unwritten contract: 5 years. NOTE: Except, as provided in 810 ILCS 5/2- 725 (UCC), actions based on a written contract must be filed within 10 years, but if a payment or new written promise to pay is in made during the 10 year period, then the action may be commenced within 10 years after the date of the payment or promise to pay.

Domestic judgments: 20 years, but can be renewed during that 20-year period.

Foreign judgments are the same time as allowed by the laws of the foreign jurisdiction.

Tolling: A person's absence from the state or during the time that an action is stayed by injunction, court order or by statutory prohibition tolls the time limit.

Non Sufficient Funds (NSF or Payment of Negotiable Instruments) checks: 3 years of the dishonor of the draft or 10 years after the date of the draft, whichever expired first: 810 ILCS 5/3-118

Attention----Mr. Brian Logan (SCAMPERS)-SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...SCAM...Banks check with ChexSystems, not the Shared Check Authorization Network (SCAN), to screen out account holders who have previously abused deposit accounts like write bad checks. Before a bank will issue a new account, it wants to know if you've previously abused bank accounts. ChexSystems has your bank-account history (a history of all bank accounts you've ever held in your whole life per your SSN and everything that happened on those accounts), SCAN does not.

Retailers scan your check at checkout and send it to SCAN, not ChexSystems, to decide whether to accept or decline a customer's check that's presented to pay for merchanise. All retailers care about is whether routing and account numbers on the check have been used in the past on bad checks. If it has, your check will be rejected. What this means is if you wrote a bad check to buy a TV from an electronics store, you'll be unable to write a second bad check on that *same* checking account to pay for clothing from a department store later. SCAN won't have your SSN either because all it ever receives are scans of checks and your SSN does not appear on your checks, does it?

Jose is a lying scammer shill who can't even tell a story right. Jose claims to work for SCAN ("The bank will decline to open the new checking account and provide the customer with an 800 number to call SCAN.  our customer will then call the number provided which will direct them to our staff") but he is lying in so many ways and on so many levels.

Legit collectors per section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.


You are a scam and why don't you get a real job instead of scaring vulnerable people?  You are scum of the earth.

And as for indecent language - I believe it is you and the following scammers who all use indecent language when we say to you on the phone that you are a scam. Last time I checked you were the ones telling us to f*ck ourselves and not the other way around.

No legit company would allow their workers to do that.

Cheers mate and go get a real job!

Callers/scammers:

Aaron Thompson
Adam Jackson
Alan Watson
Alex Walker
Angela Williams
Andy Smith
Austin White
Ben Johnson
Brian Williams
Calvin Anderson
Christopher Jones
David Nelson
David Christopher
David Jones
David Parker
Dennis Wright
Derek Anderson
Diane Davidson
Doug Morgan
Ed Matthews
Eric John
Eric Johnson
Eric Williams
Erica Davis
Frank James
Frank Jefferson
Frank Johnson
Frank Martin
Frank Miller
Gary Jones
Henry Smith
Howard Jones
Jack Williams
James Austin
Jasmine Beebe
Jason Kennedy
Jeremy Harrison
Joe Brown
Joe Washington
John Adams
John Davis
John McClain
John Robinson
John Rogers
John Watson
John Williams
Justin Davis
Kathy Jones
Ken Calvin
Kent Brown
Kevin Black
Kevin Morgan
Kevin Peterson
Kevin Rogers
Kim Stewart
Mark Benjamin
Mark Johnson
Marc Johnson
Mark Peterson (officer)
Mark Smith
Mark Taylor
Matthew Hope
Matthew Holt
Matthew Rodgers
Matthew Wilson
Max Green
Michael Black
Mike Davis
Michael Davis
Michael Tucker
Micheal Mcgrady
Michelle Jones
Mic Fisher
Mike Copeland
Nathan Bracken
Nicole Allen
Officer Alan Taylor
Officer Gene Parker
Officer Jean Parker
Officer John Wright
Officer Mike Taylor
Officer Black\
Officer Benjamin
Officer Tom Brown
Officer Mike Edwards
Officer Mark Reneiecen
Officer Chris Williams
Perry Black
Peter Black
Peter Smith
Peter Watson
Rex Howard
Richard Hernandez
Richard Hunt
Richard Thompson
Ricky Watson
Robert Gibbs
Robert Keith
Robin Smith
Roger Gelb
Ronnie Logan
Ryan Black
Sam Miller
Sean Michaels
Sean Miller
Shane Harris
Shaun Harris
Shawn Micheals
Shawn Taylor
Shawn Miller
Shawn Woods
Shawn Woodson
Steve Johnson
Steve Lawson
Steve Martin
Steve Richards
Steven Richards
Steven Johnson
Steven Richards
Tony Johnson
Vane Hundson
Wayne Smith
William Blake
Will Smith
William Earnest

The guy identifies himself as John Wilson and says he is with a law firm, but he mumbles the name of the law firm so I can't understand it.  He also has several other names and calls from different numbers.  He has a foreign accent that he tries to cover by speaking slowly part of the time.  He says he has an affadavit he needs to fax to my lawyer, that my social and my address are under investigation, and that if I don't reply with my lawyer information, I will see someone with a subpoena on my doorstep. How do we stop them?

I had the same calls telling me my son had taken out a loan and they were bringing a lawsuit against him. He said his name was Bruce Burker and the company was Cash Advance. My son attempted to apply for a loan on line but never followed through with it. Thank you for alerting me that it is a scam

To every one getting scamed need to contact the Federal Trade Commision and file a complaint you can get the number at www.ftc.gov and click on contact us.

I got about 20 calls from the number today 7/28, I could hardly understand what they were saying and refused to supply them with any of my information.  I was very suspious because of the heavy accent. They said that they had a lawsuit aganist me from  a Cash Advance USA, I would advice anyone to not disclose any information to these people. ITS A TOTAL SCAM............BEWARE!!!!!!!!!

i just received the call from 626-587-8930. it is a lawyers office claiming that i was default on a loan that was unpaid. i was credited for the loan in dec 2011. they kept insisting that i give them a debit card number to payoff the balance i owed. that i would be reported to the credit bureau. i told them that i would not be able to pay until the next day. they said i can fax the request giving them the card number experation date, and cvv #. well i went to check my bank account information and never received the funds they were talking about and had never cash advance attempt to take any funds out. i called cash advance and they even told me not to give out any info. it was very hard to understand what this person was saying they had a very heavy accent. so please be very careful about giving your information out. i had even asked if they could give me the acct number that the funds went into and they could not supply me that info.

Jayson, have you tried contacting your phone company and the California Attorney General? I keep getting calls and he has said the same things to me as he has said to you and and many others.This is what I am going to do and I would suggest other people do the same.

The calls continue, so I am going to contact my local phone company and since the number listed is from Covine, California, I am contacting the California Attorney General. One or both of these agencies should be able to track this idiot and prosecute him for telephone harassment and threatening phone calls.

I am also getting the same kind of calls.  The same guy calls with the same accent, but never the same name.  This morning he called 6 times in a row - I just ignored the calls.  He finally left a message saying that I am involved in a serious legal matter and that he needs my attorney information as well as to verify my social.  He claims that I have a payday loan and that there are charges against me and that he will have me arrested.  I called back one day last week and asked him to mail all the information to me and to give me the name of his lawfirm.  He got very hateful and hung up on me.  Do not give them any more information than they already have!

This guy calls up to 5 times a day and has only left a couple of messages. The first one was rather polite, the second one threatened me with legal action if I did not call him back. He said his name was Michael, but with the accent most of his ramblings were unintelligible. He gave no company name so I cannot check this out. I am getting really tired of this jerk and his threats. I hope someone can catch him and prosecute him.

Been getting calls from the idiots for the last month at work & on my cell phone. I am a retired State Trooper and NO LAWSUIT IS HANDLED BY A PHONE CALL, I knew it was a scam the minute they called, told them my lawyer was Johnny Cochran, and gave them the phone # to a phone sex line. They call on different #'s, more than likely they using a program which shows a fake phone #. I feel sorry for the people who thought it was real, people must be falling for it why else would they keep doing it. Best advice is contact the credit reporting agencies and advise them that someone may be using your SS#.

I have recieved this call several times..I answered onces told the man he was not legal, wouldnt hear noise in background if he was an honest person. I hung up.  He kept calling back I woulnd answer, he would hang up and call right back for at least 10 times, or more I have placed the number on block.

same with me

The same thing is happingh to me they have my cell phone number and home number how they get our info. This sucks.

I have been receiving the same call saying that  I have defaulted on a cash advance and I asked them who I took the loan with and he said that they collect for thousand of companeys i asked them again which on i took the loan with they would not give me an answer at time they ask me if i had an attorney that they could send an afadavid to and when i told them know they started asking about the place of employment and repeited my social # and the last 4 numbers of creidit card how they got the information i have no idea they also said that this was from 2009.I countued to try and get informatiom from them which i got nothing . then the said that they where going to send the law to my house .

My phone company helped me with this problem that is how i found this sight. Lets fix this problem hopfuly the f.b.i. is taking action.

I have had the same call saying I did not pay a cash advance. I did take out a few cash advances and lo  and behold, they were paid for as per my bank statements which I knew they were paid for. When I asked them for the company that I took the said loan from, the date, etc.. they said they did not have the info so I asked what kind of" investigator" and "law firm" are you? I told them if you were truly on the up and up, you would have this information.  They became very indignant and hung up but would call me back. I Like all of you, it sounded like they were calling from the street and could not give me dates or any other relevant info and my guy Dan Martin, Dean Martin or whatever the hell his name is could barely speak English and was difficult to understand.  It took me along time just to get the number correct to call back  to figure this out. I did a search and this number is registered as Pointe Communications Corp in Covina, CA. Think we should all complain to the California Attorney General's Office and The Better Business Bureau of Los Angeles and put an end to this.

I am happy that I found this site and a glad I am not the only one. I plan to visit frequently. Comments/suggestions, etc  are welcome.

He has been calling me too from 626-587-8931 and says I am in legal trouble and he is calling on behalf of his attorney.  One time he said it is for an unpaid payday loan.. which I do not have.  He continues to call using the name Mike Smith.  When I told him it was a scam he got furious with me and started yelling then hung up.  A few weeks went by and now he is calling again.  How do I report this???

calling several times. please have them stom

HI you all f****ng guys stop calling on my phone today no one law firm is working you scemers stop calling on my number ok....

Hi u all guys are scam in USA not any one law firm are working n all you guys are calling on this day. only scemers are call only so stope calling other wise call to FBI... ok....

This is a man who I can hardly understand because of his accent.   From India or someplace like that.   For several months he has been threatening me about being in legal trouble.  And for 3 moths now I have had "the last chance and I will be arrested", left on my voice mail.  He is very rude and forceful.
I am in no legal trouble nor do I owe any firm money.  I believe this is a scam.  After some research I  have learned that others have the same problem, he calls from the same area code but different number.   He wants your account number so they can make withdraws.  
I really want to catch this guy, and legally take him down.  If anyone has more information please reply and lets get this to stop!!!

My guy says he is "Dean Martin" but "Chris Robinson" called yesterday

This number calls relentlessly

called me today saying his name was adam smith and asked me if I had a lawyer.  told me that I had a lawsuit filed against me and the I needed to take care of the matter asap.  He gave me my email address and said that I had taken a payday loan out online.  I told him to email me the documents and that I would get back to him.  He kept asking what my intent was and how I was going to take care of the matter.  Said that he would email me the documents in about an hour.  After reading the other posts, I am sure that this is a scam.  Oh He is a foreign and tries to cover up his accent.

this is a scam. i have been called by this company 3 times in 2 hours. they keep saying that my friend used my name in a legal matter and that she is going to jail. this is so BOGUS and ANNOYING.

THIS IS A SCAM......

This Chris Robinson calls me all day talking about I own his company money...This is a scam.....

This number has been harrassing my wife all day today!  Called 6 times before my wife answered and they stated that they have her SSN and that they needed to meet with her and that it was "time sensitive".  My wife asked who is this and what company they are calling from.  The guy on the other line stated that there is a "legal lawsuit" against her and that they needed to meet with her.  She had asked him what her SSN was?  He replied with the correct answer and she hung up.  I asked her to give me the number.  I called it and the guy on the other line answers the phone with "How can I assist you?"  No name, or name of company.  I asked in turn, who is this and what company is this?  He replied, well sir, can I ask who I am speaking with?  I told him that I was reporting his number to the police and to not call my wife again.  I told my wife to call all 3 credit report agencies to explain to them that someone has her SSN.  If this has happened to you, do not meet with them or give them any further information.  This sounds like some Extortion stuff.  I have heard of this kind of stuff happening, with people being kidnapped and sent overseas because they are going to make alot of money.  When, in fact they are beaten, used as prostitutes and may never return.  Be very cautious on who you share your personal information with.