the phone number he calls from is 347-903-8982

I did get a 100.00 payday loan from an onlline company (big mistake i know)...well 10 days later I get a call from a Ron Adams saying that i am facing jail time, calling my work, etc etc... i have now paid 1,000.00 and after tomorrow it is "supposed" to be paid off....how do i know if this is for real??? I am a single mother, going to grad school, working full time as an outreach counselor, going to the elementary schools talking about bullying etc, as you know I am not making a lot of money so was this all a scam?????...please help...Im trying to get my attorney to call me back on this but til then I do not know what to think.  He has asked for me to fax receipts of my walmart money cards to 2 different fax numbers, there are other "attorneys" in the back ground...is this real???

call me brown sugar im single,and i love kids 816 895 8319 ok

I had John Anderson call me today as well! He was very rude, and didn't answer any of my questions, only mimicked what I was saying. Not having a bank account I thought it was pretty unusual to owe for a payday loan! When I informed him I was at work, the b*****d had this to say..."you aren't at work, you just need a huge c***"...nice lawyer talk eh? Needless to say, this @sshole called me repeatedly for a good 20 minutes...worthless trash and I have saved BOTH numbers they called from, plan on turning them in first thing in the morning.

I've been receiving rude phone calls from a guy saying he is an Atty. name  Calvin Johnson and that I owe a payday loan which I don't and if I didn't pay it he was going to have me arrested and thrown in Jail. He is also calling my Boss on his cell phone and harassing him. I've never givin out his cell number to anyone.He had the last 4 digits of my SS# and said he had my checkung acct number but he was off by one Number. What can I do about this? Someone needs to stop these people!!!!

Add James Miller to that list of callers!

DITTO - Everything you said is an EXACT description of my situation. However the original number he called from was (202)629-9350.  I blocked that number, so now when he calls it shows up 911+ on my caller ID.

Ron Adams and James Miller.  The same thing happened to me, but the number Mr. Miller gave me was (202)629-9350 and it was answered by the same guy when I called it back.  I blocked this number from being able to call my phone and today I get this 911+ number on my caller id. I didn't answer but guess who it was???  James Miller!  He left me a very disturbing message about court house, sheriff, arrest and 3+ months in jail

THE SAME THING happened to me TODAY, and I am glad to find out that this is indeed a scam. None of these people speak engligh, hung up on me twice, very extremely rude... I now plan to call the police myself!

I'm dealing with this right now.  thankfully , I found this website.  I was threatened by a Ron Adams to be "dragged" to jail for 3-4 months if I don't pay an old payday loan.   He faxed me an Authorization and Verification Form to authorize a debit card payment.  The address on the authorization and verification form is

Mutual 21 LLC
PO BOX 31388
Myrtle Beach, SC, 29588

He has continued to call every couple of minutes with the number 202-600-8292 and also from another number that has 911 on the caller ID.  Obviously if I called the latter back , I would be calling the police, which is what I may have to do here.  I'm researching more to see my options.


The phone conversations are hard to understand with this supposed Mr. Adams due to a very bad connection (possibly from a Voip phone). He says it's due to technical difficulties.  He has an Indian accent, and is very abusive on the phone threatening me to "listen to him NOW" and " You will be dragged to the courthouse and to jail." I paid him nothing.  Thankfully I know now this is a scam.  Be vigilant and report this person if he does the same to you!

THIS IS FRAUD! I received a phone call today from a man who claimed to be an attorney named Ron Adams and he was calling from the RD Williams Law Firm in San Diego, CA. He stated that the police were going to  pick me up tomorrow afternoon and have them throw me in jail on fraud charges. He stated that I had an outstanding pay day loan through Sonic Cash Loans, whom I've never heard of. He had my work number and last four digits of my social security number. He requested a recorded statement from me, which I would never do in the first place. I then googled Ron Adams and the law firm he stated he worked for and nothing came up. I contacted a family friend who practices law who stated that next time they call don't give out any information just simply try to get as much information from them as you can and report it to the State Attorney's office,FBI, or the FTC. They are looking to shut them down. The worst thing you can do is fall for the scam. The number he called from is 760-514-0124

I also recieved a call from these people.  The4y ARE NOT legitimate.  Whe I googles Williams Law Firm, there was none.  DO NOT PAY THESE PEOPLE. They will threaten to call your work and friends, and the may do so.  Tell your work and frinds that this is a scam and ignore them. They cannot do the things they are threatening to do!! Direct them to this website to view other stories.  They used the names Ron Adams, James Brown and Nick Stephans when they called me. Alos, report them to your states Attroney General, The Better Business Bureau, The FTC (Federal Trade Commission), the FBI and Homeland Security.  All of these groups are working to shut them down and the more information they have the better.  Also, please post all the names and numbers the people use on similar websites so that the word gets out to people.  I check these and other websites daily to see  what names and numbers are generating these calls because they change often.

I also recieved a call from these people.  The4y ARE NOT legitimate.  Whe I googles Williams Law Firm, there was none.  DO NOT PAY THESE PEOPLE. They will threaten to call your work and friends, and the may do so.  Tell your work and frinds that this is a scam and ignore them. They cannot do the things they are threatening to do!! Direct them to this website to view other stories.  They used the names Ron Adams, James Brown and Nick Stephans when they called me. Alos, report them to your states Attroney General, The Better Business Bureau, The FTC (Federal Trade Commission), the FBI and Homeland Security.  All of these groups are working to shut them down and the more information they have the better.  Also, please post all the names and numbers the people use on similar websites so that the word gets out to people.  I check these and other websites daily to see  what names and numbers are generating these calls because they change often.

I got the SAME phone call at work.  He had my last 4 numbers of my social and my work number.  Said that I needed a lawyer and I will be arrested for fraud.  Fruad of what????
What do we do to get our secure information protected?
They had to have gotten the info from a list somewhere.  I have heard about people buying mailing lists.
What is the motivation for them?  
My credit is horrible, so they can't use my social to buy anything or even get a credit card.  So, what would they benifit from scaring me???

I received this call as well the guy identified himself as Ron Adams an attorney from williams Law firm saying that the sheriff would be coming to serve me papers tomorrow on a lawsuit from US Cash Services. He had my social and my Wachovia acct number from an acct that has been closed for over a year. I told him I was a law student to scare him and it wouldn't make since for a law firm to call me before 8:00am (which is illegal) about a pending lawsuit that I have never received written documentation on. He then told me that they have sent over 15 notices to my email address, my email address can you believe it, this case would be thrown out so fast. I was then confirmed that this was indeed bullsh**.I asked him where the law firm was located he told me Washington DC and I asked who was the lawyer assigned to the case and he stated it was someone by the name of James Brown. I laughed then asked what state was James Brown licensed to practice in and he told me New York. So I asked why would a lawyer who is only licensed to practice in the state of Nw York have a law firm in Washington DC prosecuting a case against someone in California. I asked for his call back number and the number for james brown he said his call back number was 646-274-0619 and mr. brown's was 646-274-1800.  i told him to send the sheriff so that I can report him along with mr brown for the many illegal activities they are committing on this phone call. He told me good luck to you and hung up. I called the numbers back and both numbers were not in service. watch out for these guys.

I am actually on the phone with a man that identifies himself as James Brown.  Tne initial call took place this morning where he left me a voicemail and said that it was urgent that I call him back today or suffer the consequences.  I then called him back...he read me an "affidavit"  that said that Us Cash Services were filing criminal charges against me for a pay loan.  Said that if I didn't pay today the cops would pick me up tomorrow.  Did I mention that I never had a pay day loan? I then called them back after reading these posts and I cursed mr James Brown and Denzel washington out.  I am not sure if they will ever call again. But i am going to make a report and the precinct anyway

i received a call about 645pm from this rude guy name sam rogers and he was telling me i owed the pay loan and that i was going to go to jail and i hung up on him and he continue to call me back several times and i told him to stop calling my job so when the phone rung again i had one of my co workers to answer the phone and she was taking the imformation down and she ask him where was he calling from and he told her you dont need that information she has it so when my co worker hung up we googled the phone number and we was reading somethings about this law firm calling other people so i am scared about this cause he has my work number and there is no telling what else he may have.

I got the same call from a person claiming to be from R D Williams Law Firm, claimed to be John Anderson (had a thick indian accent) and claimed that I had to appear in court tomorrow in CA for an online pay day loan that I never took out.  He was threatening me and telling me I was going to be put in jail and basically got very nasty.  Told me I should have fun behind bars and that my children would have fun in foster homes.   How he even knew I had children is amazing to me...  Also, he continued to harass me which is illegal in my state.  He said he would have the FBI come and pick me up on charges of fraud, which I told him was illegal, which it is...  Also, I called my local police department and told them what happened and they looked me up and found nothing.  They said these people get your information from phishing websites and they are scammers and not to give them any information.  I just dont have any clue how these people got as much personal information as they did and I am seriously thinking of getting my phone number changed.

On Friday January 15,2010 at 5:49 pm I received a call the rude man wanted my ss# I asked who he was I could not understand him so I told him no and I hung up on him, He called me right back and started in with I owed a payday loan that I did not pay back and the authorities would be out to pick me up and take me to jail. He had my drivers license # and address he also told me he was going to contact my employer and let them know that I was a fraud and that I dont pay my bills.I hung up on him and called the local police dept they said it sounded like a scam to them they took all the info down. Then I received another call from him on Thursday January 21, at 10:49 am he said he was calling from Sam Rogers Law Firm and that they will be picking me up to take me to jail I asked him his name he told me he was Atty Scott Miller when I asked him about who I owed he couldnt tell me he said was collecting from U S Cash Services.And they will be here tomorrow to take me to Prison because they need put me there for not paying back a loan and wants to make an example out of me. This time he had my ss#, Drivers License # and address.Someone needs to get this guy!!!

I received the same call at work - something about meeting me at the courthouse on monday - and affidavits etc. I find it sick that these people prey on people who are obviously in challenged financial circumstances. They work that angle - to a degree that is clearly illegal. I called the sherrifs dept. and spoke with a detective. They've heard this before - and all of it is lies.

I don't understand why the authorities can not go after a valid phone #?
These people were threatening me, bullying me and it's a scam.

Disgusted.

this has been a horrendous friday - i can not understand how an organization could call threaten harrass and not have some repurcussions. I have no idea about this debt - the people were inaudible - and they had me completely freaked out and embarassed infront of co-workers. Can something be done about this - ?

this idiot just called me too and did about a year ago as well. Just don't reply and he called from a blocked number because last year I had them blocked! It is nice to have sites like this so that you know you aren't the only one going through it. They did tell me to call back the 646-274-0619 number! I think I may just change my number!

Got a call threatening to that I had a warrant and they would be coming for me at my work and my home at 11am today.  They had my bank details, my social sec number, and names of my friends.  They called me at work and at home.  One posed as a local sheriff and asked where I was so he could come to arrest me.  I called local sheriff dept. they stated they had no such person and that it was probably a scam.  They had my full address etc. Not once did I offer to pay anything and I informed them that they were lying.  I hate the fact that they have so much information on me.  It is scary .
I informed the FBI tip line.

Someone calling himself Kenneth Williams called me today and left a voicemail message on my direct work extention stating that I needed to return the call today regarding a warrant that has been issued against me because of an unpaid debt that I know nothing about. I returned the call and the man who answered sounded like the same person but said his name was James Brown. He went on telling that the sheriff's department would be picking me up at my job tomorrow to serve a warrant on me for a debt that I supposedly had with US National Bank. I started questioning him and he said he was with William's Law Firm in Tacoma,WA. I did not believe anything he said because I was pretty sure it was the same guy using a different name and I knew the number was not WA number. The strong accent was also avery big clue that something was not quite right. I finally asked what was the purpose of the call and he said they just needed to confirm my information for the warrant. The whole thing was very annoying!

SCAM IS ALL OVER INTERNET AND NEWS AND HAS BEEN FOR WELL OVER A YEAR..

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

THAT IS EXACTLY WHAT THEY WANTED YOU TO DO  - PANIC!  Hoping that would cause you to pay the SCAMMERS..  

NEVER EVER ALLOW SOMEONE ON THE PHONE TO INTIMIDATE YOU!  That is what they want...

A quick internet search would have told you that YOU CANNOT BE ARRESTED FOR DEBT - If a legitimate collection agency - you could have sued them for making that threat


Not to mention that this scam is all over the internet and news and has been for well over a year

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

Just curious if these people have your social security # or bank account #...

Misrepresentation as a lawyer. He said that his name was Attorney Chris Williams.  I informed him that he was in violation of the consumer's rights by contacting place of employment under false misrepresentation.

Don't worry about that call... This is a SCAM!!!!!

I got the same call today telling me that there was a warrent out for my arrest.  I asked who the warrent was from. I was informed that they could not release any of that information to me, I would have to seek an attorney before 11am this morning to get anymore information.  I asked what if I don't he said that I would be picked up at 2pm today...  So, knowing that I can't go to jail on a debt owing, I Said "Ok, tell them to come get me.  I will be at ********** address and be waiting for someone to pick me up.Oh by the way, I also contacted the local police departmnet and turned your a** in so I would be careful they are looking for you"...  After that he hung up.  I tried to call back about 4 different times and received a VM stating "Thank you for reaching extension 55715576.

PLEASE DO NOT BELIEVE THESE PEOPLE.  All they are doing is to get you scared, make you mad or simply try and get money out of them.  Don't fall for it.