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They seem like they are a fraud to me by reading some of these previous comments! This guy from this agency stated above called my work not too long ago. I work part time and go to school full time. My mom happens to be my boss. She just called me and told me this guy from Minnesota called asking her if I worked for her full time. Whatever, I am broke and if they are fraud, they are harassing the wrong person lol. If they are legit, I am still broke. Maybe in a couple years when I get my degree, I can find a job in this s****y economy that pays decent. I am trying to keep up with current bills :)

"Pete" has been calling my Daughter via her cellphone and our home# in an attempt to collect on the HSBC charge off they bought. "Pete" called my Wife's cellphone#, which is on a "Do Not Call" list. She told him she would give our Daughter his message and told him to remove her# from their database.  He then called my Daughter, while she was driving home from work to "browbeat" her into making a payment, WHILE SHE WAS DRIVING!!!!!!  I called him back, asked to speak to his Supervisor, at which point he said he did not have to transfer me, which I told him was against the FDCPA, which he denied.  I told him that I have been a Collector, both Corporate and Mortgage for 25 years and told him he was incorrect per my training, and that I wanted his Supervisor.  He threatened to hang up the call, which I told him was fine and that I would report them to the Attorney General, at which point the "Vice President" got on the phone and wanted to know what the issue was.  Sorry, in all my 25 years of working collections for RCN, CENLAR, PAC/CONAM, I've never had a "Vice President" answer the phone in regards to a Customer Complaint. He asked me if I would like an e-mail from him, proving he was the VP (like that carries a lot of weight), I told him "no" and my complaint and left it go at that.  He gave me his phone# of 888-822-8802 in case I had any further comments.  I asked for the Company name and where they are located, which he answered, but I take with a grain of salt.

I just received a call from a man who identified himself as being from Frontline Assets. He informed me that I owed a debt of $650.00 from 2006 (when I didn't even live in the US) and needed to pay up. I insisted that this was impossible and that I had no idea what he was talking about, then he asked about my social security number. Naturally I didn't give him my social, but he read one to me that was most definitely not mine.

They need to do better due diligence

A Reena Martin has called my employer and ex-husband looking for my phone number. I'm not hiding and have lived in the same house for 20 years. I am sending them a certied letter requestng validation of debt and cease all contact with third parties. A company not abiding by the law.

Closing line corrected: That does not make the abuse less wrong or a business model based on threats less violative.

Frontline Asset has been painted as a hunting dog for junk debt buyer Razor Capital. Such dogs rely on harassment and threats in lieu of actual account documentation.

Frontline's "contact" page on its web site softsoaps alleged debtors, who are implored to "remember that we are here to help and that communicating with us over the phone is always the preferred method for resolving your account." Certainly it's preferred, by the collection agency rep hungry for a commission or bonus. I'll stick to Certified mail, thanks.

further reading:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.collectorsexposed.com/forum/index.php?/topic/2336-whats-a-disputevalidation-dv-letter/
http://hubpages.com/hub/Battling-Consumer-Debt-Collectors-Part-2-I-Do-Not-Owe-This-Debt

Typically poor reading comprehension from a debt collector shill. "Anonymous" never mentioned what was done or not done in response. I should think a person could recall a major purchase like a motor vehicle without the need to "um, check your records".

You want this person to demand validation on some mold-encrusted account when the message pile-up is so obviously sloppy skip tracing? That might be a fun exercise to attract FDCPA violations, but a total cease-comm notice would work as well in a "not me" case.

http://www.ftc.gov/os/statutes/fdcpajump.shtm

Your Chase contract was likely written to survive all changes in status and ownership short of armageddon. That makes your husband liable until his death or the debt claim is crushed by court order, and that's assuming you don't live in a "community property" state. To "write off" a debt merely changes its category for the accountants. It's pretty likely if you try to pay Chase directly they will march you right back to the debt collector du jour.

On those two points, then, Henderson was correct. By the tone of his breed-typical browbeating, he's either on the collector's payroll or an industry cheerleader. Here's what he hasn't told you:

This Frontline has already violated federal and possibly state law in its call to you, which prohibits the aliased "Vicky" from trying to break you down with insults (however misdirected) about how you're a rotten mother. A detailed written account of the entire conversation is in order. You may need this later. What you "get for answering" your phone may be up to a grand in a statutory penalty the collection agency *pays to you*.

Frontline now owes you a dunning letter, which should specify that you have a month to dispute, which you should do on real paper sent USPS CMRR. A pull of your credit report may be useful, but the burden of proof is on the collector. Meantime, determine the age of this account since it defaulted. It may have slid past the Statute of Limitations for your state. Frontline appears to be a junk debt buyer or the bullying front end for one, which usually has severe problems proving claim.

I would agree to an extent that the victim of a bully permits his own abuse. That does not make the abuse wrong or a business model based on threats less violative.

Um, check your records. Verify that the person they are looking for, isn't you. I mean seriously, imagine that. Someone dialing a wrong number, and since the collector was never responded to, they are magically supposed to know that the number is not for the correct person?

You may have been the victim of fraud. But your statement below proves that you are too ignorant to verify that possibility. If it is a scam, then I guess you got nothing to worry about, huh?

Lastly, if you are on this forum complaining about Frontline, I would say you need to educate yourself. You just said you had 17 messages over two months. Considering they are allowed to leave a message once per day, I fail to see your argument. And to clear up any confusion, you have access to the internet, as you were able to find this forum. I am sure you can find Location and Contact information on the company and request validation of the debt. Dumbass.

The best part about this is your statement: "In my opinion, the debt doesn't exist anymore." This is what I love about debtors. Let me help you with something... Quit hiding from your credit report. Get a copy and see if the debt exists. If it is unpaid and still on your CBR, guess what? You still owe the debt.

Additionally, just because a debt is written off by the original creditor, does not void the contract. Conversely, you agreed to be contacted by a third party agency when you signed up for the credit card. (Read the credit card contract that you through away, AFTER signing up.)

I love you silly tool heads. Do you really think an agency would keep it's licenses if they weren't legally allowed to pursue the recovery of this debt? Seriously, mortgages change banks all the time. So, your argument is: If my mortgage changes banks, you aren't going to pay your mortgage?

Lastly, no one can humiliate you unless you let them. No one can make you feel anything you don't want to feel. If your reaction to the communication from a debt collector makes you "feel" less than perfect, remember this, they didn't put you in this situation. YOU DID. Perhaps you shouldn't have been spending money you didn't have.

I was away for two months and when I came home I had 19 messages, 17 of which were from Frontline Assets.  They said I owed on a loan for a car from 1996.  I have never owned a car in my life or applied for such a loan.  This is a scam.  They prey on elderly people and are nothing but dirt bags.  they are probably operating from a phone booth in Bangkok. A***oles.

"Vicky" called from Frontline Assets this morning and wanted to speak with my husband, who was still at work.  I told her that I handle all the paperwork for the family and could I help her.  She asked me about a debt he had previously had with Chase which we had been unable to pay on time.  I explained to her that I had contacted Chase and they informed me the loan had been written off.  They (Chase) weren't interested in my money anymore.  I told Vicky that I was definitely not paying them (Frontline)  anything since the loan was with Chase.   In my opinion, the debt doesn't exist anymore...  She went on to attempt to humiliate me..  I wasn't interested in what she had to say and laughed when she asked me if I thought I wasn't setting a bad example for my children.  I told her I have no children because I don't want them growing up to become scum like her...  This is what I get for answering my own phone.

These bottomfeeders  called today - looking for someone with a similar name. Told then that person did not live here but they kept trying to get information. Didn't seem to believe me. And even if I had any ifo I sure as heck would not give it out to scum bottomfeeders. To make a long story short, I hung up on the asshat.

FrontLine Asset called MY business line looking for my brother in law and then my husband.  I told her she was calling my business line and needed to remove the number from her call list.  I offered 3 times to take her name & number and have my husband return her call.  She got real cocky with me and wanted to know who I was but refused to tell me who she was.  She refused to take my number out of her system unless I gave her a number to reach my husband.  I am not giving anyone my husbands work number to harrass him while he is working.  I did a bit of investigating and this is a collection agency.

We do pay our bills!  Too bad these bottom feeders use fake or old information.

they harass those who do pay their bills too... using inaccurate or fictitious info.

Pay your bill Silly - then you won't be receiving calls from debt collectors. Duh.

Okay, I'm STILL getting harrassment calls from frontline. Time to report them!!!! Can't do it this minute cuz I'm extremely busy, but later tonight when I get a few free minutes, it will be my project for certain!!!!

I'm getting calls from Frontline Assets. They are harrassment. They have no legit reason to call us, and they have no reason to believe that we owe them any money. Glad to see that we're not the only ones going through this, but sad too that it's happening. If I get one more call from them, I'm going to use these links to file official complaints. I wish this company would realize that people are aware of their underhanded practices. Thanks to above folks who posted links. Very appreciated.

The same day I complained to the BBB, I got an email from CEO Andy Dunn.  He closed the account.  Guess he realized that he lied on June 28, 2011, when he said they still had not received the payment.  So far, Frontline has not responded to the BBB inquiry.  I doubt that they will.  Frontline Asset Strategies tries to control, manipulate, harass, and intimidate.  They do not do a service to their clients, in that when someone wanted to pay off the debt, they hindered all attempts to repay.  I recommend that no one hire Frontline, and anyone currently employing Frontline terminate them immediately.

On June 27, Scott Carney (Kearney) called as said he did not receive my payment, when in fact the payment had arrived.  Jeff Brunson threatened to tack on interest.  Sue Block said she was going to send me a receipt, but did not send it.  Tim Morton said he would send the email "when he got around to it."  Tim also tried changing the due date on my payments.  Mike told me to stop calling them.  (Gee, that is ironic)  Scott hung up on me.  Is there ANYONE there with any scruples???  I complained to the BBB.

Dave Christensen and Terry Christensen no longer work for FAST.  Mr. Brunson is a real piece of work.  Make all kinds of false threats.  Tried to unilaterally change the agreement I made with them.  I went over his head, and called the president.  The president is instructing them not to call me any more.

No message just hangup.

They keep insisting I called them and I am waiting for their phone call back.  They were rude on saying I am never in the office and why?

These people call me regularly on my cell phone and also at work regarding a charged-off debt that was included in a bankruptcy settlement that from over 8 years ago.  This debt doesn't even show up on my credit report anymore.  How do I get them to stop calling me?

calls my place of employment daily....sometimes more than once a day. Asking for one of our road salesman but will not leave any information. Just says real nasty " He should know what it's about !!! "
They have NO REASON to be nasty to the one trying to take their message. I won't even take the message anymore. The attorney for my employer said to keep a record of the calls because it is harrassment at a place of employment.

possible payday loan or credit cards

If they call and want you to do something for them and it's against your better judgment, call your local FBI office.  

Most likely it is fraud and they will build a case on it.

I do not know who these people are, I've received a letter and phone calls.How do I stop them?

they are calling my work number, i just pick up/then hang up the phone. They are using the number 651-621-2800