Lets. stop this a***ole m.bosh ho do we call to stop the calls

This is 100% illegal and needs to be reported to the FTC, there has been a huge scam on this stuff. I just got a call myself and I am filing a complaint now.

If you paid via your bank account, file a dispute for fraud with your bank and then have them close the account and open a new one.  It is a violation of the Fair Debt Collection Practices Act (FDCPA) to threaten people with arrest, property confiscation etc - debt is civil, not criminal, so you can't be charged for failure to pay back a loan.  Report the callers to the FTC, the FBI, the Dept of Justice and your state's Attorney General.  Do NOT pay them another dime!

Per the FDCPA, any caller who refuses to MAIL proof that you owe them a debt and that they have the legal right to collect said debt, is owed NOTHING.

I was stupid and actually sent payments to these people.  They threatened to have me arrested, take my property, my licences, etc. I finally wised up and asked them to send me written documentation of the creditor, etc. They told me they didnt have to send anything until i set up further payment arrangements. They somehow got the cell number of my ex and threatened him if he didnt pay it for me.  They have identified themselves as zitterman and boucsh and also roundtree and meyers. I am in ky, what r my options?

These jerks are still up to trying to scam people. First, you cannot be arrested for a civil matter - just won't happen. It sounds like they try to turn it into a "fraud" matter for a criminal angle - they would have a hard time proving it. Anyway, they would have to file a law suit in the jurisdiction in which you live to collect money, and they would have to show up for any hearing. The suit would be filed in small claims court or municipal court. If they don't show up (which they won't) then it gets dismissed. Oh, and they would have to pay to file a civil action. These folks claim that they don't have to abide by the Fair Debt Collection Practices Act - not true. Every legitimate debt collector has to provide all paperwork relating to a debt owed. Just tell them you know it's a scam and to leave you alone.

Im going through the same thing the threatening to suspended my license I contacted my lawyer and even gave them the number thay called me back 3 times that day to ask my for the number then I didn't hear from them for a month and now thay are calling agine.i told them well arest me thin thay won't main you anything because then thay are comiting mail fraud iv tld them 10 time mail me somthing ill make the payment 1 year later still nothing

Yep.. got the same scam call today, AT WORK!!!! A Mr Franklin saying I was passing bad checks, ah I don't write checks and I live in Wisconsin not GA

fuk u

"Hello, this message is for ________.  My name is David Grossman.  I'm trying to contact you from Roundtree Meyers and Associates.  This call is in regards to a legal claim that's been placed here in this office.  The legal claim has been attached to your name and social security number.  It is currently under investigation. This is time sensitive and for your protection and benefit it would be in your best interest to contact this office at (678) 909-4560 my direct extension is 103.  When contacting this office, refer to your case number of ZZZZ.  Failure to comply may result in further proceedings.  I will be in the office until 4PM eastern standard time.   I look forward to speaking with you as soon as possible.

Left voicemail:

"Hello, this message is for XXXX YYYY.  My name is Mr. Franklin with the firm Aroundtree and Meyers(?).  XXXX, I need you to contact this office at (678) 909-4560 extension 106.  It's in regards to the legal complaint that has been filed against your name.  (mumbling begins) Your social security and address (?) (mumbling ends).  XXXX I will be in the office until 4PM eastern standard time.  When contacting this office, refer to your case number of ZZZZ. Thank you and have a great day. Bye bye."

Since the person they asked for is not me (nor anyone I know), I can only assume it is a scam.

Left voicemail:

"Hello, this message is for XXXX YYYY.  My name is Mr. Franklin with the firm Aroundtree and Meyers(?).  XXXX, I need you to contact this office at (678) 909-4560 extension 106.  It's in regards to the legal complaint that has been filed against your name.  (mumbling begins) Your social security and address (?) (mumbling ends).  XXXX I will be in the office until 4PM eastern standard time.  When contacting this office, refer to your case number of ZZZZ. Thank you and have a great day. Bye bye."

Since the person they asked for is not me (nor anyone I know), I can only assume it is a scam.

I just got a call from these people and they provided me with all the information that was correct. It also appeared on my credit report.please don't put everyone in the same category cause it wasn't a scam when i was getting the money. I just forgot about my own debt. talk to the people first and get the necessary information from the company before you assume.most of these loan places do not even have your information any more so they might just tell you something to get you off the phone. By the way walmart must be a scam cause they have a D RATING with the better business bureau

please be aware of people calling you..please verify your information and cross all your t's and dot all your i's. I hated the fact that these people had all my information and i wasn't aware of what was taking place. I had actually done a loan with advance america that i forgot about. I was stubborn about the matter until my payroll department served me with a deduction letter from the company. I called the company back and spoke to michael bosh who informed me that they had spoken to me previously and I never took care of the matter. Please be informed before you assume the worst. I am financial suffering because I thought all these folks were scams.

I knew there was something fishy about the phone call, I didnt answer but they left a voice... THEY CAN GO TO H#LL for all I care. .Creeps!

Ok so I started paying to these ppl. Now I'm down to my last payment money is on my card and they tell me I owe a late fee. Then proceeds to cuss at my husband sayin F*** ur money, u, and ur wife.. wat kind of place talks to u like that?

NO THE LOW LIFES ARE PEOPLE WHO SAY THEY ARE A WELL KNOW ATTORNEY AND AFRAID TO PUT THERE NAME DOWN!!! HERE IS AMAZING FOR YOU WHEN YOU SAY PEOPLE GIVE THERE INFORMATION, ITS FUNNY WHEN YOU ASK THESE SO CALLED COLLECTORS FOR INFORMATION CONCERNING WHAT THEY ARE CALLING ABOUT NOTHING COMPLETELY MATCHES OR THEY WANT YOU TO VERIFY YOUR INFORMATION!!! OR THEY SAY THE WRONG INFORMATION AND YOU TELL THEM THAT AND THEY TELL YOU THAT YOU ARE LYING!!! OR HOW ABOUT THIS ONE, THEY GIVE YOU A COMPANY AND YOU CALL TO VERIFY THAT YOU OWE MONEY AND THE COMPANY HAS NOTHING ON FILE FOR YOUR AT ALL!!! ITS CALLED PHISHING AND THESE PEOPLE ARE GETTING MORE CREATIVE. AND THEN THERE ARE THE ONES WHO ACT LIKE AN ATTORNEY AND TELL YOU THE FBI OR IRS WILL BE AT YOUR HOME IF YOU DO NOT PAY THEM TODAY!!! IR IS SO EASY TO GET THE INFORMATION YOU ARE SAYING PEOPLE ARE PROVIDING!!! CASE AND POINT, THESE SO CALLED ATTORNEYS GET PISSED WHEN YOU ASK FOR COPIES OF PAPERWORK AND SAY THEY DO NOT HAVE TO PROVIDE IT!!! LEAN BACK WOW, IF THEY ARE LEGIT AND REALLY WANT THEIR CLIENTS MONEY THEY WOULD FEDEX IT TO YOU THE NEXT DAY!!! YOU ARE ANGRY BECAUSE PEOPLE ARE NOT FALLING FOR THE BULL AND THAT IS SO AMAZING TO ME!! SO IN THIS AGE OF TECHNOLOGY I KNOW THE ONLY DUMMY IS A PERSON WHO DOES NOT ASK QUESTIONS AND GET THE PROPER INFORMATION!!! WHILE YOU ARE CALLING PEOPLE DUMMIES, THEY ARE NOT TALKING ABOUT LEGITIMATE COMPANIES, THEY KNOW THEY DID THAT I AM SURE!!! PULL YOUR FINGER BACK IN LOOK AT THE STATEMENTS BEING POSTED, THESE ARE SCAMMERS WHO CALL ON THE PHONE AND THEY DO NOT HAVE ALL THE PERSON'S INFO AND PHISH FOR IT BY ASKING QUESTIONS AND SOMETIMES THEY GET LUCKING AND NOT ONLY GET THE PERSONS CORRECT PERSONAL INFORMATION BUT ALSO MONEY!!! THIS TREND IS GROWING OF THESE PEOPLE!!! AND THE SAD PART IS THEY PREY ON THE ELDERLY AND PEOPLE ON DISABILITY!!! I OUGHT TO KNOW I AM DISABLED AND I HAVE GOTTEN MANY CALLS FROM THEM. BUT YOU LEARN TO NOT DO THINGS ONLINE IF YOU DON'T HAVE TOO!!! I CALL EVERYONE I DO BUSINESS WITH OR GO TO THE BUSINESS!!! I ASK YOU THIS IF YOU ARE A WELL KNOWN ATTORNEY AS YOU SAY, TRY HELPING THOSE WHO HAVE BEEN SCAMMED!!! BUT IF YOU ARE A SCAMMER WHICH IS MY GUESS (IF I AM WRONG, THEN ACCEPT MY APOLOGIZES) GET OVER YOURSELF BECAUSE PEOPLE HAVE THE NERVE TO SPEAK OUT AGAINST YOU!!! REMEMBER KARMA IS REAL UGLY AND YES IT DOES HAPPEN!!! BE BLESSED!!!

(Reply to "Pay Your Bills") When someone calls from a number like the Police Dept. it is called spoof calling and anyone can do it, just use the word spoof and you will find many sites. Yes companies use spoof numbers to harass you this is how they can get away with it. Spoof calling is legal when harassment is not but if you spoof the call there is no way to track which means you cannot prove there was a crime. I am sorry you have had a perfect life and you have no negative history what so ever. When these so called PAYDAY LOAN COMPANIES lend you money at sometimes more than 1000% interest and/or make it so you can never repay the loan we sometimes default I can guarantee you that most people in that scam already made those nearly illegal companies plenty money but they hire these lowlife companies to harass and insult people until they take food out of their children's mouth in fear of going to jail and that in itself should be illegal. I have seen many clients make a $250.00 payday loan and pay $125.00 monthly for 2 years until they just could not pay it anymore because of other unforeseen problems so they lose $3000.00 to these loan sharks then they hire these companies to scare them into paying what ever they can get to make one more penny.

My suggestion to any of you who are in this boat tell them to take you to court and if the judge believes you should pay more at least there will be no more interest. If you can show the judge that you have already paid such amounts chances are it will go in your favor anyways. most Judges dislike payday loan companies so take that into you next decision. Good Luck everyone and please learn from this the next time you really need money is it worth it.

i keep  calls from this number and saying i owe money for a payday loan.

Michael Cotton v. Zitterman Bosh & Associates

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF ARIZONA

August 13, 2012

MICHAEL COTTON
PLAINTIFF,
v.
ZITTERMAN BOSH & ASSOCIATES, DAMARIO TURPIN, DEFENDANTS

WO

ORDER AND DEFAULT JUDGMENT

Plaintiff has filed a motion for default judgment pursuant to Rule 55(b) of the Federal Rules of Civil Procedure against Defendants Zitterman Bosh & Associates and Damario Turpin. Doc. 15. No response has been filed, and the time for doing so has expired. For reasons explained below, the Court will grant the motion.

I. Background.

Plaintiff filed a one-count complaint against Defendants on October 18, 2011 alleging violations of the Fair Debt Collection Practices Act. Doc. 1. Defendants were served with the complaint on November 8, 2011. Docs. 7, 8. Defendants have not answered or otherwise responded to the Complaint. On March 14, 2012 the Clerk of the Court entered default against Defendants. Doc. 14.

II. Plaintiff's Motion for Default Judgment.

Plaintiff seeks default judgment against Defendants in the amount of $5,607.50, representing statutory damages in the amount of $1,000.00, $4,167.50 in attorneys' fees, and $440.00 in costs. Because default has been properly entered pursuant to Rule 55(a), the Court has discretion to grant default judgment under Rule 55(b). See Aldabe v. Aldabe, 616 F.2d 1089, 1092 (9th Cir. 1980).

Factors the Court should consider in deciding whether to grant default judgment include (1) the possibility of prejudice to Plaintiff, (2) the merits of the claims, (3) the sufficiency of the complaint, (4) the amount of money at stake, (5) the possibility of a dispute concerning material facts, (6) whether default was due to excusable neglect, and (7) the policy favoring a decision on the merits. See Eitel v. McCool, 782 F.2d 1470, 1471-72 (9th Cir. 1986). In applying these Eitel factors, "the factual allegations of the complaint, except those relating to the amount of damages, will be taken as true." Geddes v. United Fin. Group, 559 F.2d 557, 560 (9th Cir. 1977); see Fed. R. Civ. P. 8(d).

The first Eitel factor weighs in favor of granting Plaintiff's motion because Plaintiff will be prejudiced if this case remains unresolved. Plaintiff served Defendants more than nine months ago. Docs. 7, 8. Defendants have not answered or otherwise responded to the complaint. If Plaintiff's motion for default judgment is not granted, Plaintiff "will likely be without other recourse for recovery." PepsiCo, Inc. v. Cal. Security Cans, 238 F. Supp. 2d 1172, 1177 (C.D. Cal. 2002).

The second and third Eitel factors favor a default judgment where the complaint sufficiently states a claim for relief under Rule 8. See Cal. Security Cans, 238 F. Supp. 2d at 1175; Danning v. Lavine, 572 F.2d 1386, 1388-89 (9th Cir. 1978)). Plaintiff's complaint states a plausible claim for relief. See Doc. 1.

Under the fourth Eitel factor, the Court considers the amount of money at stake in relation to the seriousness of Defendants' conduct. See Cal. Security Cans, 238 F. Supp. 2d at 1176. Defendants constantly and continuously placed collection calls to Plaintiff seeking and demanding payment for an alleged debt. On or about May 19, 2011, Defendants placed a call to Plaintiff. When Plaintiff's six year old son answered the phone, Defendant stated that if his "Daddy doesn't call back, I'll have him arrested." On or about June 1, 2011, Defendants called Plaintiff's brother-in-law, John Leza, and disclosed that Plaintiff owes a debt. Defendants have made a threat to Plaintiff over the phone that Defendants are going to sue Plaintiff. Defendants have threatened to have Plaintiff arrested. When Plaintiff told Defendants he was represented by an attorney and tried to give Defendants his attorney's phone number, Defendants hung up. This factor weighs in favor of a default judgment. See Bd. of Trs. of Cal. Metal Trades v. Pitchometer Propeller, No. C-97-2661-VRW, 1997 WL 7979222, at *1 (N.D. Cal. Dec. 15, 1997) (granting default judgment where amount of money at stake was reasonable, justified, and properly documented). Statutory damages and an award of attorneys' fees and costs constitute a reasonable response to such conduct.

The fifth Eitel factor also favors a default judgment. Given the sufficiency of the Complaint and Defendants' default, "no genuine dispute of material facts would preclude granting [Plaintiff's] motion." Cal. Security Cans, 238 F. Supp. 2d at 1177; see Geddes, 559 F.2d at 560.

Applying the sixth factor, Defendants were properly served with the summons and complaint and yet never responded. Docs. 7, 8. Defendants agreed to a settlement and then reneged. Doc. 11. Given these circumstances, Defendants' failure to answer or otherwise respond to the complaint cannot be attributed to excusable neglect. See Gemmel v. Systemhouse, Inc., No. CIV 04-187-TUC-CKJ, 2008 WL 65604, at *5 (D. Ariz. Jan. 3, 2008).

The final Eitel factor weighs against default judgment. "Cases should be decided upon their merits whenever reasonably possible." Eitel, 782 F.2d at 1472. But the mere existence of Rule 55(b) "indicates that this preference, standing alone, is not dispositive." Cal. Security Cans, 238 F. Supp. at 1177 (citation omitted). Moreover, Defendants' failure to answer or otherwise respond to the complaint "makes a decision on the merits impractical, if not impossible." Id.

Having reviewed Plaintiff's motion and supporting memoranda, and having considered the Eitel factors as a whole, the Court concludes that the entry of default judgment is appropriate against Defendants in the amount of $5,607.50. The Court agrees that statutory damages of $1,000 are appropriate in this FDCPA case, and finds the amount of attorneys' fees and costs sought by Plaintiff ($4,607.50) to be reasonable as well.

IT IS ORDERED:

1. Plaintiffs' motion for default judgment (Doc. 15) is granted.

2. Default judgment is entered in favor of Plaintiff and against Defendants Zitterman Bosh & Associates and Damario Turpin in the amount of $5,607.50.

http://az.findacase.com/research/wfrmDocViewe ... 1708.DAZ.htm/qx

These people called me about a debt i had YRS ago, i told them i didnt have it and a man who sounded african american and went my the name Michael Bosch told me since i didnt wana pay the poloce would be at my house to arrest me. Then a woman called with my cities Court number on the caller ID when i answered she told me that my paperwork has been sent over to them and that she suggest i just resolve the issues with him or i would be charged with fraud and stealing with intent I kept asking her what was this about and she hung up in my face when i called the number back it was the courthouse.  He called me and told me he needed a payment or I would be arrested I made a payment of over 300 dollars. I went to look up the company to find the number and I found all of these blogs with people saying the same thing about these people I looked up the adress and it is a UPS store. Now i am meeting with my dad tomorrow to figure some things out and get the police involved but if anyone has ANY tips we will appeciate it

I've been called four times about a payday loan from several years ago.  When these men were on the phone, I told each one that I had filed bankrupsy and that this loan was in it.  Each one said that my lawyer didn't KNOW about the bankrupsy laws governing payday loans, in facy they said there wern't any.  I called my lawyer after the second call, and she talked to the judge.  The judge said I could actually SUE and COLLECT from them.  They threatened me with jail time and everything!!

Just received a call from this number. A woman asked for a Heather Hamlin. Now, this Heather since 2010 has been in and out of lots of scams and troubles with a civil suit in New York, Bank Fraud department and now these calls. I am not sure if Heather is the scammer or these people are using Heather to scam whomever. All I know is my number is new since December 2010 and from the start I have gotten mysterious calls from people, and initially some people were calling saying they were family members. I believe this Heather is trouble, and people are seeking this individual who to this very day is still giving out my number. Strange indeed. Should be reported.

When I had stated to this woman that I do not know why this woman Heather Hamlin continues to give this number out, she immediately apologized and thanked me. That is all she said.

Got call from this number claiming be arrested for a debt on a payday loan the I never had! Then got call from local police departments captins desk number saying was sherif and was on way to arest me. so called number back and found out they are not for one comming to get me. For 2 in state of Michigan you can't be arested for a debt anyway. And 3 the police don't warn ya they are coming if they were in the first place this is a scam artist I called my lawyer he said that these guys can hack other numbers to look local to scare people and it's not hard for them to make the I'd come up as a local number. They quit calling for a while and started again today guess they didn't get it I am not a fool reported you already police chief not to happy you used his desk number to call me now I wish you luck as things unfold on you jerks!!

Because of these blogs I listened to,  I did not return these peoples phone calls and had a process server in cuyahoga county sent to my home. If you continue to run away from your responsibilities it might one day catch up to you. I could have just properly taken care of the matter, but I choose to listen to people saying scams. Do not believe everything someone writes because their situation may not be the same as yours. Find out first before you go writing about scams that can affect other peoples lives.

These people have harassed me called me about 6 times in a row.....

I got five calls from this number in a row yesterday....I finally answered it and a man said "why do you keep hanging up on me?"  I screamed at him to stop calling and he called back again...I am on the no call list....

Peter Zitterman called me because of public records info. he found. I was nervous because I have gotten in small time trouble for the first time ever, and the last, and he used some sort of records to contact me with intimidating "offical" call to call him back today!

I looked up the name and here is where I landed, the same number all right.

Predator feeding on fearful circumstances...

Bet he does well, very sorry to say.
Lon
Longmont, CO

Michael Bosch called and left message during I was in class.  Someone used wrong transaction and get back to him right away.

A Michael Bosch called for my nephew and gave me a case number for some fraud activies he is involved with.  I called him and told him about it and he did not know these ppl at all.  He even gave me a case number to sound more professional but this is a scam.

calls from Zitterman.  They will call you from a 678-909-4560 in the beginning and will give you another number 678-909-4565 to talk to a live person.   Do not give your information to these so called companies.   They are threatening and putting fear in your heart to pay them or you may get arrested for check fraud and give you a fake docket # which is really their tracking number of you.   Do not pay them and make sure you go on Facebook or twitter and let others knows about these so called companies.   The Federal Trades Commission wants to know about their calls also file your phone number with the National Do Not Call list.   http://www.ftc.gov/bcp/edu/microsites/moneyma ... ollection.shtml