Ecampos, I would talk to an attorney. There are many out there that will not charge you.
You need to seek immediate legal help. Even if you owe the money, you need to ENSURE that Becks is collecting the correct amount and they are collecting on the right person.
I need help. I received a call from them and I didnt bother to check because I did owe the money and I wanted to fix my credit so I made arrangements to try and pay the debt off. Well five months later I lost my job and I called them to let them know i just needed a month to try and pick myself up. Well I kept being told I would be called back and by the end of the day they had taken money from my account. I dont know what to do. I called my bank and they said once the payment goes through I can dispute it. Also I do actually want to pay back my loan. Any advice?
Here's the thing
Yes, Beck treat people like you want to be treated. So does that mean I get to call you up and say the big bad wolf is after you? I mean you said treat people like you want to be treated. So fair is fair.
To the above, you are correct, however since this is probably Beck writing I will tell you a few or more things.
First, just because you say I owe doesn't mean I do. If I really do then you should be able to validate.
Second, your threats and bogus lawsuits are a joke. The are a scare tactic. It still comes down to, I say validate then you will have to validate or drop your case.
Third, your threats mean a few things. You are uneducated and extremely desperate to get paid. The only way to get paid, if I pay you. Why should I pay you when you can't validate? How do I know you are collecting on the right debt? How did you come up with that figure? These are legal questions that I have a right to answer. If you are legit, then it shouldn't be a problem now should it.
Your day will come and you will no longer be in business. Hopefully, Amy McDonald will be disbarred.
What you are doing is illegal. When you post on here, it just makes you look stupider.
I just want to take the time to say both sides have valid issues
But actually when it comes down to it, if you owe a bill you owe a bill
No one is excluded from money problems these days
If we allow everyone in society to make excuses not to pay what bills they truly owe,than as a society we have failed on moral levels. Not to mention the fact it effects us all with higher interest rates on credit cards etc you know the way it works ...
The best way to look at these problems are to admit to your debt,even if it hurts and either fiqure out a way to resolve it or admit you have no intentions of ever paying it.
A job is a job, you can pick up garbarge for a living that does not make
We all choose our profession
So lets stop blaming someone else for our own oversites and get to the business of being responsible or irresponsible
The choice belongs to each idividual alone
With that in mind enough said,I hope that if not for any other reason we all take a look at ourselves wheither you are a "bill collector" or as the saying goes a "debtor" take the time to ask first, courtesy goes along way.
Remember even a debt collector can find themselves in the same or worse position
And for you debt collector out there
treat people the way you would want them to treat you ...
You're missing the point.
ATTN: Becks Creek Industries aka Law office of Amy McDonald is definitely a scam. Here are some of the tactics that are used:
A rep from this agency will call and ask for a address where to serve you (FYI, this company only can sue you if within 4 years of when the debt was incurred and if the principal amount is over $1000.) ALSO, THIS COMPANY DOES NOT REALLY SUE ANYONE OUTSIDE OF CALIFORNIA. You will definitely be intimidated by these representative if you dont know the laws. This company is currently being sued by several customers because of their tactics. Hire a lawyer and shut this bogus company down. There is a rep there that sounds like he is african american and speaks with sort of a lisp or sounds like he has a retainer in his mouth. this guys seems to be the closer (just like he is the final scare) he tries to intimidate people with his minimum knowledge of the proper protocol for serving documents to customers. DO NOT BE INTIMIDATED. Remember, there are Attorneys who can represent you that you dont have to pay if they dont win the case. Look into this. Google and attorney. You will find that you are not alone in the harassment of this agency. I think that Becks Creek Industries no longer uses their name and instead uses the Law office of Amy Mcdonald because they have been sued numerous times. Make sure when you know they are calling to record the conversations. Also, note any representatives names so that you can reference who has been harassing you and trying to intimidate you. These people obviously buy their accounts from the original creditors. They have to try to intimidate you to make an income. Judging from the numerous complaints on this website, we all know how these people work. Its best to be safe, hire an attorney, and record all conversations, as well as have a sworn testimony from any family or friends that have received their calls as well. BE SAFE AND DO EXACTLY WHAT I TELL YOU AND YOU WILL SEE THAT THIS COMPANY IS A JOKE.
Regarding your comment: "After all, if a person is about to be sued, they don't need your phone number. Law enforcement comes to serve you papers."
In most states, that is rarely the case. More often than not, if someone is being sued, the clerk of courts merely uses certified mail to notify the defendant.
I received a phone call from this number and they asked for a family member of mine (far removed who does not live with me). BCI identified themselves as a law office and said that my family member was "about to be sued." I immediately thought the call wasn't legit. After all, if a person is about to be sued, they don't need your phone number. Law enforcement comes to serve you papers. They don't ask your permission over the phone. I hung up on them, and thought that was the end of it, but they continued to call.
The second time I talked to someone, they again asked for my family member. I told them I wanted to know about the debt in question (gave them NO information), and they said that by law, they could not do so. They had to speak with the person being collected on.
Because of the Fair Debt Collection Practices Act, I told the person, "I'm not the person you're looking for. Do not call me ever again."
Sorry "bizenemann"- These people were harassing me for something that wasn't even mine in the first place. I'm so glad you had a thrilling customer service experience. I was harassed by them even though I pay all my bills on time and even though I wasn't the person they were looking for.
These people are obnoxious and should be reported. I have reported them and have also hired a lawyer to go after them legally. They have also called neighbors and families of mine and my wife's and were stupid enough to leave messages on the machines that called me a loser. I would recommend people keep posting their experiences on here and also reporting them to various agencies. I would also like to point out when I talked to Amy McDonald she had a different version of her relationship to them than they did.
Hey thanks RIDDICK for posting about yourself!
Literacy is obviously not a requirement for collectors. These people work hard at LYIN and intimidation, period. As I am sure, do you. Been working for the Mafia long?
I get a kick out of collection agents who think they are above the issues and that the phrase "pay your debts" holds even a miniscule amount of validity for them.
Plenty of good people get into financial trouble for legitimate reasons in this country. "Pay your debt" is often times simply not possible for a great many of them.
y r u here
uh, work for a debt collector much?
probably because you can't find a real job.
one questions, if you are indeed the sqeaky clean bill payer you claim to be, and you have no interest in a site such as this, what brought you here? perhaps googling your own number?
OH by the way, the "debts" being collected here are NOT legitimately owed; this company tried to extort money from me for charges ran up on a card that was stolen. Fortunately, the CC company backed me up and these guys had to drop their "case."
choking on my own laughter
Just doing his fraking job--- his job is to lie prevaricte intimidate and threaten? Is this what Mafia bag men say, too? "Im just doing my job?"
YOU get a grip, or at least quit making self-serving fake posts on this legitimate site. I spoke with "Mr Ricckick," (that would be YOU) just so happened he called when my attorney was in my office at the time. I handed him the phone and "riccick" couldnt get off teh line fast enough after only 2 questions from my lawyer.
Congratulations! You have won the first place trophy in the category of Most Obvious Fake Report Posted By A Debt Collector!
That's really quite an achievement considering how many times corrupt debt collectors pull this stunt on 800Notes.
We can't wait for your acceptance speech!
received call from gentleman who calls himself RIDDICK, pertaining to an outstanding debt......which by the by, I did owe, but had somehow allowed to slip by for the past 3.5 years....Very polite and well versed and I at no time felt threatened or intimidated by this man. His conversation was to the point and very direct but not threatening....the man was as professional as one would hope all debt collectors should be. RIDDICK did stated he was calling from an attorney's off and that he is not an attorney, but a collection agent for the attorney. At no time during the course of the conversation did RIDDICK give me the impression he was trying to be deceptive....He outlined several options to resolve the issue and I opted to give my pound of flesh that "I owed." Key point here people.... He was attempting to inform me of my debt, giving me options to resolve, and informing me of the possible consequences of non-payment.....THE DAMNED GUY WAS JUST DOING HIS FREAKIN JOB!!!!!!GET A GRIP.....This is not the glam position of fireman, pilot, or even mayor of some podunk town.....the guy is a bill colleector and probably one of the few out there that has any pride in his job....i commented on his demeanor and the guy said there's no real reason to be mean....people forget sometimes....people fall on hard times, divorce, death, anything can happen...he said "I've been there so I know how embarrassing this can be to get one of these calls, so I treat everyone with the same courtesy, respect, and dignity"...."even the mean people and there a lot of them" This is not a good time right now people....the economy is in the touilet and it aint looking too rosey for the immediate future.....If one of these guys calls you and he is like a RIDDICK, hear him/her out before you start in on them with your stainless steel fillet equipment.......you may bet a surprise.......If you get a call from RIDDICK himself....consider yourself blessed.....EITHER WAY....PAY YOUR BILLS AND QUIT YER BITCHIN
A rhetorical question ...
Of all the words in the English language, shouldn't a debt collector know how to spell "paid" correctly?
I pay my bills
Maybe if you people payed your bills on time you would not get calls like this you call them crooks your the one who took the money signed a contract and nevered payed the money back now who's the crook I work for a company like this one and people like you who just want to pretend they dont owe the money that give companys like this a bad name, to bad we dont live in Europe where they have someone follow you around all day with a sign that says you did'nt pay your bills now how would you like that. Pay your bills if you want the calls to Stop! These people work hard just like you and me to pay our bills at least some of you anyway, those that dont is the reason we have a job so dont like it pay your bills
Typical illegal threats from an outlaw debt collector. Of course, no debt collector has the authority to have anyone arrested for anything and it's against the law for them to threaten otherwise. It's also against the law for a debt collector to threaten a course of action that they have no intention of undertaking (such as threatening to sue when they aren't going to sue.)
These other threads suggest that making illegal threats is standard operating procedure for these criminals:
Two of those threads have messages indicate that these calls are from this company:
Becks Creek Industries
231A S. Lakeview Ave
Placentia, CA 92870
Also, this person's MySpace page references Becks Creeks Industries: http://profile.myspace.com/index.cfm?fuseaction=user.viewprofile&friendid=129434024
He claims to be a "credit advisor" at Becks Creek. (That information in near the bottom of the MySpace page.
Anyone being victimized by the crooks at Becks Creek may want to considering taking these actions:
1) file a complaint against Becks Creek with the Federal Trade Commission: https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01
2) file a complaint against Becks Creek with your state's attorney general and the California attorney general. (The websites and addresses of each state's attorney general can be found here: http://www.naag.org )
3) Check out these websites for advice and legal assistance in defending your rights against outlaw debt collectors:
Anyone on the receiving end of Becks Creek's illegal behavior has more than enough grounds to sue them for damages under the Fair Debt Collection Practices Act and probably several state laws, too.
Riddick states he is an attorney and needs address to serve a warrant
Mr. Riddick has been calling from a so called Dexheim Industries asking for a Linda Simmons. He says that it is not a solcitation "but make no mistake you must call immediately concerning a matter on my desk." He gives a case number of 18103.