To all you young people,
I got a call from a guy selling some kind of investing info so was looking online to find out if he was part of a legit investment company and stumbled upon this site. I am shocked that there is a site where you deadbeats get together and coach each other on the loopholes of getting out of paying your bills! It is people like you that create the NEED for the very companies like the ones you cry about to exsist! To the people on here that coach these people - get a life. To the deadbeats that are blogging and sharing notes on the in's & outs of slipping off the hook for your debt - your the reason honest, hard working people like myself who pay my BILLS are repulsed to see this site and listen to you all whining about your rights. I have read several threads on this site and God knows why I am wasting my time writing this but the debt collection agencies, or attorney's who sue people for not paying their creditors or any person calling you for the money you owe is not the problem with society. You are! Keep crying to one another, I hope these debt collectors call you night and day, mail things to you, sue you & garnish your welfare checks. So go on, Keep borrowing more than you can ever pay back, keep taking so much you can't even remember the debts, keep trying to figure out if the state you reside in is a good enough technicality for not paying a bill. I'm sure the time your spending doing that will get you all out of your 2 bedroom rental trailers and possibly you will pick up enough on these sites to possibly earn a G.E.D or worst - more tricks of the trade on how to scam for more credit than you deserve. You are all co-dependent and the best advise anyone can give you is this -
P A Y Y O U R B I L L S ! you wont have these lawyers chasing you or your family ( who probably are responsible for instilling in you the life skills that have you where you are finacially ) To the families on here complaining...stop raising children in a household that is not finacially responsible! You are enabling your young & in the long run the calls and lawsuits your all screaming about is your own doing! If you can't pay for something today, stands to reason you wont have the money for it in a month...right? so only purchase things you can pay for in full or are budgeted for! Stop consuming! Stop borrowing! Invest, think about retirement and education and set an example for the young people. I am 56 years old and am shocked by websites like this! you all need a new upbringing not a forum where you can all gather to conspire against the people you owe money to. Shame on you. Pay you debts and be responsible for what you owe.

I recieved a call from this number this morning, they never told me the name of the company until I asked; I spoke with Mike who said he was from ARI Assocaities adn they had sent me a letter regarding a payday loan from Fast Cash.  I told him I never recieved the letter, he said it was sent and verified my home address and then proceeded to inform me that we could take care of the matter over the phone today.  I asked him to email me the letter and I would then be able to make decision; he information me; papers would be filed and I would have to sign for the papers.  I searched both the number and name and can't find anything about them.

I am having the same problem and I cant even verify that they are a real company. I am very alarmed about this.

Received a call from this number and they left a voicemail. Said they were the Department of Check Systems, and were investigating internet check fraud.
My father called me the next day, saying he too got this call asking for me.

I had a few internet payday loans that were not completely paid off, but was years ago. Just so everyone knows, you CANNOT go to jail for a debt!  It is NOT fraud when it is concerning a payday loan,
Now just trying to figure out how to get them to stop calling my Dad, as they are freaking him out.
Doing bankruptcy next month, so attorney will deal with this.